Matthew D Keiswetter Petitioner V City Of Petoskey Respondent
- Petitioner
- Matthew D Keiswetter
- Respondent
- City Of Petoskey
Case overview
- Docket number
- 26-002887-TT
- Status
- Answer Due
- CaseType
- SC Property
- Division
- Small Claims Division
- County
- Emmet
- Judge
- No judge assigned
Docket history
| Line # | Subject | Filer | Line Ref | Enter Date/Post Mark | Fee | Related Item |
|---|---|---|---|---|---|---|
| 3 | Petition has been verified | PET | 1 | 10/06/2026 | Not recorded | Download |
| Not recorded | Not recorded | Not recorded | Not recorded | Not recorded | Not recorded | Download |
| 2 | Notice of Docket Number SC | Not recorded | Not recorded | 10/06/2026 | Not recorded | Download |
| 1 | A petition was received. | PET | Not recorded | 07/29/2026 | $200.00 | Download |
| Not recorded | Not recorded | Not recorded | Not recorded | Not recorded | Not recorded | Download |
Documents
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Page 1
Appraiser and/or Data Collector Independence Certification The Lender certifies that the above referenced appraisal has been completed in compliance with all current appraisal independence requirements as defined by the Dodd-Frank Wall Street Reform and Consumer Protection Act, the Interagency Appraisal and Evaluation Guidelines, Fannie Mae, Freddie Mac and the Federal Housing Administration, in strict adherence to our non-influence policy and process: Borrower Name: Mathew Keiswetter Property Address: 1321 Waukazoo Ave Petoskey MI 49770 Loan number: 1114631 Date: 2026-01-19 * No employee, director, officer or agent of the lender or any other third party acting as joint venture partner, independent contractor, appraisal company, appraisal management company or partner on behalf of the lender has influenced or attempted to influence the development, reporting, result, or review of the appraisal in any manner. * The Lender/Client named on the appraisal report submitted the appraisal order through a secure self-managed appraisal software platform, or through approved and compliant 3rd party integration. * Appraiser selection was performed by a non-compensated member of the Lender. Appraiser selection was performed utilizing a selection methodology of management- approved policies based on the location of the subject property, appraiser availability and historical quality and performance metrics. * The appraiser's compensation was not in any way dependent on the value arrived at or the closing of the loan. The appraiser was compensated directly by the Lender and not by a Lender staff member that receives compensation based on loan sales. * The terms and conditions of the engagement contract between the Lender and the appraiser prohibit the appraiser from inappropriate communication with the Lender origination staff or attempting to obtain value/loan information from the borrower/property owner. * No estimate regarding the Subject Property's value, proposed loan amount or proposed loan-to-value ratio was provided or communicated by the Lender to the appraiser. « For all transactions: By proper use of a secure self-managed appraisal software platform, the Lender's loan production staff is unaware of the identity of the appraiser until the final appraisal report is delivered. Likewise the appraiser is provided with only the Lender's company name and address for inclusion in the appraisal report and is never provided with the identity or contact information of the originator of the loan. For purchase transactions, the purchase agreement was provided to the appraiser as required by USPAP Standards Rule 1-5(a). * All communication between the selected appraiser and The Lender was conducted through the Lender's Appraisal Department. The Lender is unaware of any communication to the appraiser for this appraisal assignment made by anyone that is in violation of the terms of current Appraiser Independence Requirements.
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1321 Waukazoo Ave Petoskey, MI 49770 See attached addenda. Valon Mortgage [Vesta] 14647 S 50th St, Ste A-150 Phoenix, AZ 85044 465,000 01/19/2026 Jeffrey Scott FitzGerald Appraisal Services of Northern Michigan, LLC 122 N Otsego Ave Gaylord, MI 49735 (989) 705-1272 asonmllc@gmail.com
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Keiswetter 26019 1321 Waukazoo Ave Petoskey MI 49770 Mathew Keiswetter KEISWETTER MATTHEW DUROSS Emmet See attached addenda. 52-19-05-300-149 2024 8,225 Petoskey MLS-24 9707.00 0 0SUBJECT Valon Mortgage [Vesta] 14647 S 50th St, Ste A-150, Phoenix, AZ 85044 MLS/Online Data. Subject property has not been listed for sale in the past 12 months. CONTRACT 85 1 150 1 1 Neighborhood is bound to the north by N Conway Rd, south to Atkinson rd, 850 65 10 east to Bellmer Rd and west to US 131. 285 35 3 Residential setting in close proximity to public amenities and recreational areas. It is important to note thatNEIGHBORHOOD Market conditions in Emmet county are stable to slighly increasing overall for the past 12-14 months after seeing larger increases over the prior 24-36 months with a continued lower than average amount of available homes for sale.This is based on minimal data of Multi Family home sales in the past 24 months. 94x128 12,032 sf Recantangluar School COP R-2 Single Family Residential District See attached addenda. SITE Public City Ashalt Natural Gas City None X 26047C0427D 06/01/2022 Concrete/Avg Sub/LVP/Cpt/Avg Wood/Avg GWB/Avg 2 1 1,656 Asphat/Avg Wood/Avg 0 Eaves/Avg Ctile/Avg Csmt/Vinyl/Avg Tile/Fib Duplex Combo/Avg 1980 Yes/Avg 20 4 2 0 Paved Gas Deck None 4 None Porches 0 None NoneIMPROVEMENTS 2 2 2 0 2 2 6 3 1.1 1,500 6 3 2.1 1,812 None Noted At time of observation Unit 1 was undergoing complete renovation and not liveable. Unit 2 was in average to average plus condition overall with no problems noted. This appraisal is being done "Subject to" completion and will be in Average to Good condition overall.
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Keiswetter 26019 None noted IMPROVEMENTS 1321 Waukazoo Ave 1014 Emmet St 513 Liberty St 315 W Mitchell St Petoskey, MI 49770 Petoskey, MI 49770 Petoskey, MI 49770 Petoskey, MI 49770 0.43 miles NW 0.78 miles NW 0.91 miles NW 1,850 2,000 2,650 1,538 0.56 1.27 1.46 1.09 Inspection NMICHMLS#478295 DOM 42 NMICHMLS#464984 DOM 34 NMICHMLS#476295 DOM 32 Yearly Yearly Yearly Yearly DATA Residential Residential Residential Res/Comm 46 ~65 ~126 ~115 Average Plus Average Average Plus AverageRENTAL 3,312 1,574 1,816 1,406 3,312 1,574 2,000 1,816 2,650 1,406 1,538COMPARABLE 6 3 1.1 1,500 4 2 1 975 1,250 6 3 1 1,155 1,700 4 2 1.0 756 950 6 3 2.1 1,812 3 1 1 599 750 4 1 1 661 950 4 1 1.0 650 588 None Noted None Noted None Noted None Noted Minimal overall rental data. The rents are all based on data available on line. The appraiser did not review leases or terms. 01/01/2026 12/31/2027 1,850 1,850 1,700 1,700 Vacant Vacant 0 0 1,700 1,700 SCHEDULE RENT 1,850 3,400 1,850
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Keiswetter
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Kei
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STATE OF MICHIGAN GRETCHEN WHITMER DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS MARLON I. BROWN, DPA GOVERNOR LANSING DIRECTOR PROPERTY TAX APPEAL PETITION FORM VALUATION / UNCAPPING APPEAL MTT DOCKET NO. Petitioner’s Contact Information: Filer Type: Local Unit of Government: Individual First Name M.I. Last Name Matthew D Keiswetter Mailing Address (No., Street, P.O. Box or Rural Route) 522 Michigan St City or Town State ZIP Code Petoskey Michigan 49770 Telephone Number (248) 760-6976 E-mail Address mkeiswetter@petoskeyplastics.com Petitioner’s Attorney/Authorized Representative’s Contact Information, if any: First Name M.I. Last Name Robert K Gibson Firm Name (if any) Harris Law Address (No., Street, P.O. Box or Rural Route) 410 Petoskey Street City or Town State ZIP Code Petoskey Michigan 49770 Telephone Number 2313474444 E-mail Address rgibson@nmilawyers.com Subject Property Information: How many parcels are you appealing? If you are appealing more than one parcel, are they contiguous or adjoining? 1 *If no, you must file separate appeals for each parcel N/A Property Address (No., Street) 1321 Waukazoo Ave 1 of 3
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STATE OF MICHIGAN GRETCHEN WHITMER DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS MARLON I. BROWN, DPA GOVERNOR LANSING DIRECTOR City or Town County State ZIP Code Petoskey Emmet Michigan 49770 Taxing Authority (City or Township) City Of Petoskey (EMMET) Check which of the following you are appealing: (check all that apply) True Cash and Taxable Values Please Explain the Reason for this Appeal: Petitioner disputes the assessed and taxable value as excessive and relies on a recent appraisal reflecting a true cash value of approximately $465,000, which should correspond to an SEV of approximately $232,500. Petitioner requests the following relief: (1) a determination of the property's true cash value consistent with Petitioner's appraisal of $465,000 (pursuant to MCL 211.27); and (2) adjustment of the property's assessed/SEV and taxable value consistent with the Tribunal's findings (pursuant to MCL 205.735). Jurisdictional Issues: Did you protest the assessment at a Board of Review? Yes If Yes, check which Board of Review you attended: March If No, please check the applicable reason(s): Year(s) Under Appeal: 2026 Valuation Information for Each Parcel under Appeal: Parcel Number: 52-19-05-300-149 Classification of Property: Real (check one) Residential (check one) Current Assessed Value as established by the Board of Review: 2 of 3
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STATE OF MICHIGAN GRETCHEN WHITMER DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS MARLON I. BROWN, DPA GOVERNOR LANSING DIRECTOR 460000 Current Taxable Value as established by the Board of Review: 312869 What do you believe is the fair market value? 465000 Multiply the True Cash Value by .5 and enter here. This is your contention of Assessed Value. 232500 If you believe the Taxable Value differs from your contention of Assessed Value, enter your contention of Taxable Value. Electronic Signature *Typing your name below will serve as your signature Petitioner’s Signature: /s/ Robert K. Gibson Attorney or Authorized Agent’s Signature: /s/ Fee Information: If you do not have a Principal Residence Exemption of at least 50% at the time of the filing of this petition, you are required to pay a filing fee for the filing of this appeal. The filing fee is based on the greater of State Equalized Value or Taxable Value in contention. If you are appealing more than one parcel, the parcel with the highest State Equalized Value or Taxable Value in contention will be used to determine your filing fee, plus $25.00 will be added for each additional parcel being appealed. Property tax appeal: Residential** Non-Residential SEV or TV in contention* Filing fee*** Filing Fee** $100,000 or less...........................................................................................$ 125.00 $250.00 $100,000.01 to $500,000.00.........................................................................$ 200.00 N/A More than $500,000…..................................................................................$ 300.00 N/A Does the subject property have a principal residence exemption of at least 50% as of the date of the filing of this petition? No 3 of 3
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STATE OF MICHIGAN GRETCHEN WHITMER DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS MARLON I. BROWN, DPA GOVERNOR LANSING DIRECTOR Matthew D Keiswetter, Petitioner, MICHIGAN TAX TRIBUNAL SMALL CLAIMS DIVISION v MTT Docket No. 26-002887 City Of Petoskey, Respondent. NOTICE OF DOCKET NUMBER TAKE NOTICE that a Small Claims petition has been filed and the above-noted docket number has been assigned to that petition. The assignment of the docket number does not mean that the Tribunal has authority over the petition or that the petition complies with the Tribunal’s rules. The docket number needs to be included on all documents submitted in this case. Respondent shall file an answer to the petition within 28 days of the issuance of a copy of this Notice to Respondent. Tribunal answer forms are available on our website at www.michigan.gov/taxtrib. Respondents must utilize the appropriate answer form. Failure to file the answer within the 28-day time frame may result in the placement of Respondent in default, as provided by TTR 281. Further, an electronic copy of the petition can be reviewed by utilizing the Docket Lookup Search on the Tribunal’s website. By: Tribunal Clerk Entered: October 6, 2026 PROOF OF SERVICE I certify that a copy of the foregoing was sent on the entry date indicated above to the parties or their attorneys or authorized representatives, if any, utilizing either the mailing or email addresses on file, as provided by those parties, attorneys, or authorized representatives. By: Tribunal Clerk MICHIGAN TAX TRIBUNAL · 611 W. OTTAWA ST., LANSING, MI 48933 · 517-335-9760 PO BOX 30232, LANSING, MI 48909 · Other Carriers: 2407 N. GRAND RIVER AVE., LANSING, MI 48906
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STATE OF MICHIGAN GRETCHEN WHITMER DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS MARLON I. BROWN, DPA GOVERNOR LANSING DIRECTOR Matthew D Keiswetter, Petitioner, MICHIGAN TAX TRIBUNAL SMALL CLAIMS DIVISION v MTT Docket No. 26-002887 City Of Petoskey, Respondent. NOTICE OF DOCKET NUMBER TAKE NOTICE that a Small Claims petition has been filed and the above-noted docket number has been assigned to that petition. The assignment of the docket number does not mean that the Tribunal has authority over the petition or that the petition complies with the Tribunal’s rules. The docket number needs to be included on all documents submitted in this case. Respondent shall file an answer to the petition within 28 days of the issuance of a copy of this Notice to Respondent. Tribunal answer forms are available on our website at www.michigan.gov/taxtrib. Respondents must utilize the appropriate answer form. Failure to file the answer within the 28-day time frame may result in the placement of Respondent in default, as provided by TTR 281. Further, an electronic copy of the petition can be reviewed by utilizing the Docket Lookup Search on the Tribunal’s website. By: Tribunal Clerk Entered: October 6, 2026 PROOF OF SERVICE I certify that a copy of the foregoing was sent on the entry date indicated above to the parties or their attorneys or authorized representatives, if any, utilizing either the mailing or email addresses on file, as provided by those parties, attorneys, or authorized representatives. By: Tribunal Clerk MICHIGAN TAX TRIBUNAL · 611 W. OTTAWA ST., LANSING, MI 48933 · 517-335-9760 PO BOX 30232, LANSING, MI 48909 · Other Carriers: 2407 N. GRAND RIVER AVE., LANSING, MI 48906
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Page 1
Appraiser and/or Data Collector Independence Certification The Lender certifies that the above referenced appraisal has been completed in compliance with all current appraisal independence requirements as defined by the Dodd-Frank Wall Street Reform and Consumer Protection Act, the Interagency Appraisal and Evaluation Guidelines, Fannie Mae, Freddie Mac and the Federal Housing Administration, in strict adherence to our non-influence policy and process: Borrower Name: Mathew Keiswetter Property Address: 1321 Waukazoo Ave Petoskey MI 49770 Loan number: 1114631 Date: 2026-01-19 * No employee, director, officer or agent of the lender or any other third party acting as joint venture partner, independent contractor, appraisal company, appraisal management company or partner on behalf of the lender has influenced or attempted to influence the development, reporting, result, or review of the appraisal in any manner. * The Lender/Client named on the appraisal report submitted the appraisal order through a secure self-managed appraisal software platform, or through approved and compliant 3rd party integration. * Appraiser selection was performed by a non-compensated member of the Lender. Appraiser selection was performed utilizing a selection methodology of management- approved policies based on the location of the subject property, appraiser availability and historical quality and performance metrics. * The appraiser's compensation was not in any way dependent on the value arrived at or the closing of the loan. The appraiser was compensated directly by the Lender and not by a Lender staff member that receives compensation based on loan sales. * The terms and conditions of the engagement contract between the Lender and the appraiser prohibit the appraiser from inappropriate communication with the Lender origination staff or attempting to obtain value/loan information from the borrower/property owner. * No estimate regarding the Subject Property's value, proposed loan amount or proposed loan-to-value ratio was provided or communicated by the Lender to the appraiser. « For all transactions: By proper use of a secure self-managed appraisal software platform, the Lender's loan production staff is unaware of the identity of the appraiser until the final appraisal report is delivered. Likewise the appraiser is provided with only the Lender's company name and address for inclusion in the appraisal report and is never provided with the identity or contact information of the originator of the loan. For purchase transactions, the purchase agreement was provided to the appraiser as required by USPAP Standards Rule 1-5(a). * All communication between the selected appraiser and The Lender was conducted through the Lender's Appraisal Department. The Lender is unaware of any communication to the appraiser for this appraisal assignment made by anyone that is in violation of the terms of current Appraiser Independence Requirements.
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1321 Waukazoo Ave Petoskey, MI 49770 See attached addenda. Valon Mortgage [Vesta] 14647 S 50th St, Ste A-150 Phoenix, AZ 85044 465,000 01/19/2026 Jeffrey Scott FitzGerald Appraisal Services of Northern Michigan, LLC 122 N Otsego Ave Gaylord, MI 49735 (989) 705-1272 asonmllc@gmail.com
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Keiswetter 26019 1321 Waukazoo Ave Petoskey MI 49770 Mathew Keiswetter KEISWETTER MATTHEW DUROSS Emmet See attached addenda. 52-19-05-300-149 2024 8,225 Petoskey MLS-24 9707.00 0 0SUBJECT Valon Mortgage [Vesta] 14647 S 50th St, Ste A-150, Phoenix, AZ 85044 MLS/Online Data. Subject property has not been listed for sale in the past 12 months. CONTRACT 85 1 150 1 1 Neighborhood is bound to the north by N Conway Rd, south to Atkinson rd, 850 65 10 east to Bellmer Rd and west to US 131. 285 35 3 Residential setting in close proximity to public amenities and recreational areas. It is important to note thatNEIGHBORHOOD Market conditions in Emmet county are stable to slighly increasing overall for the past 12-14 months after seeing larger increases over the prior 24-36 months with a continued lower than average amount of available homes for sale.This is based on minimal data of Multi Family home sales in the past 24 months. 94x128 12,032 sf Recantangluar School COP R-2 Single Family Residential District See attached addenda. SITE Public City Ashalt Natural Gas City None X 26047C0427D 06/01/2022 Concrete/Avg Sub/LVP/Cpt/Avg Wood/Avg GWB/Avg 2 1 1,656 Asphat/Avg Wood/Avg 0 Eaves/Avg Ctile/Avg Csmt/Vinyl/Avg Tile/Fib Duplex Combo/Avg 1980 Yes/Avg 20 4 2 0 Paved Gas Deck None 4 None Porches 0 None NoneIMPROVEMENTS 2 2 2 0 2 2 6 3 1.1 1,500 6 3 2.1 1,812 None Noted At time of observation Unit 1 was undergoing complete renovation and not liveable. Unit 2 was in average to average plus condition overall with no problems noted. This appraisal is being done "Subject to" completion and will be in Average to Good condition overall.
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Keiswetter 26019 None noted IMPROVEMENTS 1321 Waukazoo Ave 1014 Emmet St 513 Liberty St 315 W Mitchell St Petoskey, MI 49770 Petoskey, MI 49770 Petoskey, MI 49770 Petoskey, MI 49770 0.43 miles NW 0.78 miles NW 0.91 miles NW 1,850 2,000 2,650 1,538 0.56 1.27 1.46 1.09 Inspection NMICHMLS#478295 DOM 42 NMICHMLS#464984 DOM 34 NMICHMLS#476295 DOM 32 Yearly Yearly Yearly Yearly DATA Residential Residential Residential Res/Comm 46 ~65 ~126 ~115 Average Plus Average Average Plus AverageRENTAL 3,312 1,574 1,816 1,406 3,312 1,574 2,000 1,816 2,650 1,406 1,538COMPARABLE 6 3 1.1 1,500 4 2 1 975 1,250 6 3 1 1,155 1,700 4 2 1.0 756 950 6 3 2.1 1,812 3 1 1 599 750 4 1 1 661 950 4 1 1.0 650 588 None Noted None Noted None Noted None Noted Minimal overall rental data. The rents are all based on data available on line. The appraiser did not review leases or terms. 01/01/2026 12/31/2027 1,850 1,850 1,700 1,700 Vacant Vacant 0 0 1,700 1,700 SCHEDULE RENT 1,850 3,400 1,850
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Keiswetter
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Kei
These are text excerpts, not the complete document. Text recognition and reading order can contain errors. Check the PDF for complete wording, formatting, and context.
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Page 1
STATE OF MICHIGAN GRETCHEN WHITMER DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS MARLON I. BROWN, DPA GOVERNOR LANSING DIRECTOR PROPERTY TAX APPEAL PETITION FORM VALUATION / UNCAPPING APPEAL MTT DOCKET NO. Petitioner’s Contact Information: Filer Type: Local Unit of Government: Individual First Name M.I. Last Name Matthew D Keiswetter Mailing Address (No., Street, P.O. Box or Rural Route) 522 Michigan St City or Town State ZIP Code Petoskey Michigan 49770 Telephone Number (248) 760-6976 E-mail Address mkeiswetter@petoskeyplastics.com Petitioner’s Attorney/Authorized Representative’s Contact Information, if any: First Name M.I. Last Name Robert K Gibson Firm Name (if any) Harris Law Address (No., Street, P.O. Box or Rural Route) 410 Petoskey Street City or Town State ZIP Code Petoskey Michigan 49770 Telephone Number 2313474444 E-mail Address rgibson@nmilawyers.com Subject Property Information: How many parcels are you appealing? If you are appealing more than one parcel, are they contiguous or adjoining? 1 *If no, you must file separate appeals for each parcel N/A Property Address (No., Street) 1321 Waukazoo Ave 1 of 3
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STATE OF MICHIGAN GRETCHEN WHITMER DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS MARLON I. BROWN, DPA GOVERNOR LANSING DIRECTOR City or Town County State ZIP Code Petoskey Emmet Michigan 49770 Taxing Authority (City or Township) City Of Petoskey (EMMET) Check which of the following you are appealing: (check all that apply) True Cash and Taxable Values Please Explain the Reason for this Appeal: Petitioner disputes the assessed and taxable value as excessive and relies on a recent appraisal reflecting a true cash value of approximately $465,000, which should correspond to an SEV of approximately $232,500. Petitioner requests the following relief: (1) a determination of the property's true cash value consistent with Petitioner's appraisal of $465,000 (pursuant to MCL 211.27); and (2) adjustment of the property's assessed/SEV and taxable value consistent with the Tribunal's findings (pursuant to MCL 205.735). Jurisdictional Issues: Did you protest the assessment at a Board of Review? Yes If Yes, check which Board of Review you attended: March If No, please check the applicable reason(s): Year(s) Under Appeal: 2026 Valuation Information for Each Parcel under Appeal: Parcel Number: 52-19-05-300-149 Classification of Property: Real (check one) Residential (check one) Current Assessed Value as established by the Board of Review: 2 of 3
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STATE OF MICHIGAN GRETCHEN WHITMER DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS MARLON I. BROWN, DPA GOVERNOR LANSING DIRECTOR 460000 Current Taxable Value as established by the Board of Review: 312869 What do you believe is the fair market value? 465000 Multiply the True Cash Value by .5 and enter here. This is your contention of Assessed Value. 232500 If you believe the Taxable Value differs from your contention of Assessed Value, enter your contention of Taxable Value. Electronic Signature *Typing your name below will serve as your signature Petitioner’s Signature: /s/ Robert K. Gibson Attorney or Authorized Agent’s Signature: /s/ Fee Information: If you do not have a Principal Residence Exemption of at least 50% at the time of the filing of this petition, you are required to pay a filing fee for the filing of this appeal. The filing fee is based on the greater of State Equalized Value or Taxable Value in contention. If you are appealing more than one parcel, the parcel with the highest State Equalized Value or Taxable Value in contention will be used to determine your filing fee, plus $25.00 will be added for each additional parcel being appealed. Property tax appeal: Residential** Non-Residential SEV or TV in contention* Filing fee*** Filing Fee** $100,000 or less...........................................................................................$ 125.00 $250.00 $100,000.01 to $500,000.00.........................................................................$ 200.00 N/A More than $500,000…..................................................................................$ 300.00 N/A Does the subject property have a principal residence exemption of at least 50% as of the date of the filing of this petition? No 3 of 3
These are text excerpts, not the complete document. Text recognition and reading order can contain errors. Check the PDF for complete wording, formatting, and context.