Savaya.pdf
Simen N Savaya Petitioner V Township Of Bloomfield Respondent · 26-002289-TT
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Page 1
GRETCHEN WHITMER
GOVERNOR
iy
(ou
APR 0 1 2026
MICHIGAN TAX TRIBUNAL
STATE OF MICHIGAN
DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS
LANSING
MARLON I. BROWN, DPA
DIRECTOR
PROPERTY TAX APPEAL PETITION FORM
VALUATION / UNCAPPING
Do not use this form to appeal Classification, Principal Residence Exemption, Qualified Agricultural Exemption, Other
Exemptions, Special Assessments, or Non-Property tax disputes.
Pursuant to Tax Tribunal Rule (TTR) 279, you MUST submit a copy of the notice giving rise to the appeal {i.e., Board of
Review Decision or other notice) with this petition, if applicable.
If you do not submit this document, you may be held in
default.
Section 1: Petitioner’s Contact Information
First Name
"RN
Last Name/Company Name
Simen
N
Savaya
Mailing Address (No., Street, P.O. Box or Rural Route)
1567 Island Lane
City
or Town
State
ZIP Code
Bloomfield Hills
Mi
48302
Telephone Number
18 563 2023
Emall Address {do not enter unless you want MTT to send all correspondence via email)
Section 2: Petitioner’s Attorney/Authorized Representative’s Contact Information
First Name
M.L
Last Name
IVAN
AMMORI
Firm Name {if any)
o
The Ammori Group
Mailing Address (No., Street, P.O. Box or Rural Route)
77 E Long Lake Suite 100
City or Town
State
ZIP Code
Bloomfield Hills
Mi
48304
Telephone Number 248 563-2023
Email Address (do not enter unless you want MTT to send all correspondence via ematl)
Section 3: Subject Property Information *use the muliple parcel form for additional, contiguous parcels.
How many parcels are you
appealing?
If you are appealing more than one parcel, are they contiguous or adjoining?
Yes*
No**
**If No, you must file separate appeals for each parcel
Property Address (No., Street)
1567 Island Lane
City or Town
County
State
ZIP Code
Bloomfield Hills
Oakland
yePage 2
STATE OF MICHIGAN
GRETCHEN WHITMER
DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS
MARLON |. BROWN, DPA
GOVERNOR
LANSING
DIRECTOR
Section 4: Check which of the following you are appealing (check
all that apply)
[4 True Cash and Taxable Value
[J Taxable Value Only (calculation)
[I] Uncapping of Taxable Value
Section 5: Explain the Reason for this Appeal
The 2026 values imposed on Petitioner's property, and the taxes to be levied and
collected thereon, are invalid and unlawful and operate as fraud upon the taxpayer for
the reasons that:
(a) The assessed, state equalized and/or taxable values exceed the amounts permitted
by the Michigan Constitution and applicable statutes;
(b) The assessed, state equalized and/or taxable values are at higher percentages of
true cash value than permissible under the Michigan Constitution and applicable
statutes;
(c) The assessed, state equalized and/or taxable values are based upon an erroneous
determination of the true cash value of that portion of Petitioner's property that is taxable
under Michigan law and are based upon the application of wrong principles; and
(d) The assessed, state equalized and/or taxable values, and the mode of assessment
adopted by Respondent, discriminate against Petitioner and deny Petitioner its
constitutional rights of uniformity, equal protection and due process of law.
Section 6: Jurisdictional Issues
Did you protest the assessment at a Board of Review (BOR)? [¥/] Yes
[ml] No
If Yes, check which BOR you attended: [] March
[1] July
[] December
If No, please check the applicable reason(s):
0 Not required to attend
Appealing a purported Clerical Error or Mutual Mistake of Fact {if yes, include explanation in Section 5)
[Hl] Appeating within 35 days of State Tax Commission Order
[I] Appealing within 35 days of receipt of Notice of Uncapping
[7 other
If you checked “other” above, explain:Page 3
STATE OF MICHIGAN
GRETCHEN WHITMER
DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS
MARLON I. BROWN, DPA
GOVERNOR
LANSING
DIRECTOR
Section 7: Valuation Information use the mutipte parcel form for additional, contiguous parcels.
Parcel Number
~ 4 9-1 8-230-009
Classification of Properly:
Realld
Personal [] {check one)
Agricultural [1
Commercialid
Industriail]
Residential [J
Timber-Cutover[]
Developmental
[1
Utility
(J {check one)
Assessed Value (also known as State Equalized Value) established
| Taxable Value established by the Board of Review:
by the Board of Review:
2,1 03,280
2,103,280
What do you believe is the fair market value (aiso known as true cash value)?
3,500,000
What do you believe is the assessed value? (multiply true cash
What do you believe is the taxable value? (cannot exceed
value by .5)
1 ,750,000
assessed value)
4 ,750,000
Fee Information
Does the property have a Principal Residence Exemption of at least 50% as of the date of the filing of this petition for all tax years at
issue?
4 Yes
3 No
If you answered yes to the above question, you are not required to pay any filing fees,
if the property does not have a Principal Residence Exemption of at least 50% as of the date of the filing of this petition for all tax years at
issue, the filing fee is based on the greater of the State Equalized Value or Taxable Value in dispute.
If you are appealing more than one
parce, the parce! with the highest State Equalized Value or Taxable Value in dispute will be used to determine your filing fee, plus $25.00
will be added for each additional parcel being appealed, not to exceed a total filing fee of $1,000.00
if your property is residential property (see MCL 206,762) and
the State Equalized Value or Taxable Value in contention is:
Filing Fee is:
$100,000.00 and under
$125.00
$100,000.01 to $500,000.00
$200.00
$Over $600,000.00
$300.00
If the property is NOT residentiat property (see MCL 205.762) and
the State Equalized Value or Taxable Value in contention is:
Filing Fee Is:
$100,000.00 and under
$250.00
* Plus $25.00 for each additional parcel, as indicated above.
if the property Is
NOT residential property and the State Equalized Value or Taxabie Value in dispute is $400,000.01 or greater the
appeal does not qualify for Small Claims. Therefore, an Entire Tribunal petition must be filed.
Signature required
Petitioner or Attorney/Authorized Representative’s Signature:
=
IstPage 4
STATE OF MICHIGAN GRETCHEN WHITMER DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS MARLON |. BROWN, DPA GOVERNOR LANSING DIRECTOR Fee Information: Does the property have a Principal Residence Exemption of at least 50% as of the date of the filing of this petition for all tax years at issue: Check the appropriate box to indicate whether the property being appealed has a principal residence exemption of 50% or more for all tax years at issue on the date the petition is or will be filed. If the property has a principal residence exemption of 50% or more on the date the petition is filed for all tax years at issue, no filing fee is required. If the property does not have a Principal Residence Exemption of at least 50% on the date the petition is filed for all tax years at issue, use the included chart to determine the required filing fee. Add $25.00 for each additional, adjoining parcel that you are appealing, not to exceed a total fee of $1,000.00. If there is more than one adjoining parcel under appeal, use the parcel with the highest State Equalized Value or Taxable Value in dispute for the base fee. Make the check payable to the State of Michigan. NOTE: The State Equalized Value in dispute is the difference between the State Equalized Value established by the BOR for the tax year under appeal and Petitioner's contention of State Equalized Value, and the Taxable Value in dispute is the difference between the Taxable Value established by the BOR for the tax year under appeal and Petitioner's contention of Taxable Value. If filing multiple petitions, please note that a separate payment (i.e., check, money order, or other draft payment) must be made for each individual petition. Signature: If Petitioner is unrepresented, Petitioner must sign the petition form. If an attorney or other authorized representative is identified in Section 2 of the petition form, the petition form must be signed by that representative and not petitioner. REMINDERS: Pursuant to TTR 279, a copy of the Board of Review decision or other notice giving rise to the appeal must be submitted with the petition unless the property is classified as (1) commercial, industrial, or developmental real, or (2) commercial, industrial, or utility personal, and a personal property statement was
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STATE OF MICHIGAN GRETCHEN WHITMER DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS MARLON |. BROWN, DPA GOVERNOR LANSING DIRECTOR The Tribunal will issue a Notice of Filing after an answer is filed and indicate the case is ready for the scheduling of a hearing. The Tribunal will send a notice of hearing to the parties no less than 45 days in advance of the hearing. To check the status of your appeal, visit our website at www.michigan.gov/taxtrib and click on the “Docket Search” option.
Page 6
vr ar mn 2026 BOARD OF REVIEW DECISION FROM CHARTER TOWNSHIP OF BLOOMFIE 4200 TELEGRAPH RD, PO BOX 489 BLOOMFIELD HILLS, MI 48303 NAME AND ADDRESS OF OWNER OR PERSON NAMED ON ASSESSMENT ROLL: PROPERTY IDENTIFICATION: (Parcel Code required. Property address ’ and legal description optional): C -19-18-230-009 1567 ISLAND LN SALAMI, ZELNAB 1567 ISLAND LN BLOOMFIELD HILLS, M1 48302-1312 T2N, RI0E, SEC 18 WEST LOCHSLEA NO 2 LOT 67 THIS PROPERTY IS CLASSIFIED 401 (RESIDENTIAL-IMPROVED) Thank you for attending this years March Board of Review. The Board has reviewed the information you supplied and the data necessary to compute your assessment and taxable value, The Board has completed their review of parcel number C -19-18-230-009 They have made the following determination based on the information you supplied. Board of Review Comments NO MARKET EVIDENCE 2026 ORIGINAL ASSESSED VALUE | 2,149,110 2026 “BOARD OF REVIEW" ASSESSED VALUE 2,149,110 (If the above amounts are the same, no revisions have occured) 2026 ORIGINAL TAXABLE VALUE 2,103,280 2026 "BOARD OF REVIEW" TAXABLE VALUE 2,103,280 2026 PRINCIPAL RESIDENCE EXEMPTION/QUALIFIED AG . . 100.0000 Please feel free to contact the assessor at the address listed above or call if you have any questions, ‘Effective March 1, 2013, the Tribunal is no longer able to accept Small Claims letter appeals. Rather, you are required to file a petition to nitiate a new Small Claims appeal. Petition forms arc available on this website." wp:/fwww.michigan.gav/taxtrib/0,4677,7-187-38254---,00.html
Page 7
Title Connect LLC
ALTA Universal ID:
28470 West 13 Mile Road
Suite 325
Farmington Hills, Mi 48334
{248) 642-3256
ALTA Buyer's Settlement Statement
File #:
TC01-121992
Property
Print Date & Time:
~~ 03/19/2026 at 10:47 AM
EDT
Buyer
Residential
Shelby Hickey
Pracessor:
Settlement Location: 28470 West 13 Mile Road
Seller
Suite 325
Farmington Hills, Mi, 48334
Lender
1567 Island Lane
Settlement Date
03/19/2026
Bloomfield Hills, MI 48302
Disbursement Date
03/19/2026
Simen Najib Savaya
28351 14 Mile Road
Farmington Hilis, Mi 48334
Zeinab Salami
1567 Island Lane
Bloomfield Hills, M1 48302
Rocket Mortgage, LLC
1050 Woodward Avenue
Detroit, Mi 48226-1906
Description
Buyer
Debit
Credit
Financial
Sale Price of Property
$3,500,000.00
Deposit
$100,000.00
Loan Amount
$2,800,000.00
Prorations/Adjustments
City/Town Taxes 03/19/2026 to 07/01/2026
$10,767.12
County Taxes 03/19/2026 to 12/01/2026
$28,771.15
Loan Charges
0.058% of Loan Amount (Points)
$1,624.00
Origination Fee
$15,000.00
Closing Fee to Title Connect, LLC
$1,050.00
Compliance Fee to Title Connect, LLC
$350.00
Courier Fee to Title Connect, LLC
$25.00
Deed Prep Fee to Title Connect, LLC
$95.00
Recording service fee to Title Connect, LLC
$70.00
Wire Fee to Title Connect, LLC
$30.00
Appralsal Fee to Solidifi {$620.00 POC by Borrower)
Flood Certification Fee to Corelogic Flood Services
$5.50
Flood Life of Loan Coverage to Corelogic Flood Services
$3.40
Lie of Loan Tac Service to Corelogic Tax Services
$291.00
MERS Registration Fee ta MERS
$24.95
Tax Service Fee to Rocket Close, LLC
$30.00
Prepald interest ($486.11 per day from 03/19/2026 to 04/01/2026)
$6,319.43
Government Recording and Transfer ChargesPage 8
esctiption
Homeowner's Insurance Premium {12 mo.) to
$9,689.00 POC by
Bi
Credit
i
Subtotals
$3,580,462.55
$2,900,000.00
Due from Buyer
$680,462.55
Totals
$3,580,462.55
$3,580,462.55
See signature addendumPage 9
Signature Addendum Acknowledgement We/I have carefully reviewed the Settlement Statement and find it to be a true and accurate statement of all receipts and disbursements made on my account or by me In this transaction and further certify that | have received a copy of the Settlement Statement. We/| authorize Title Connect LLC to cause the funds to be disbursed in accordance with this statement. 3a fot. Date Settlement Agent Date
Page 10
Title Connect LLC
ALTA Seller's Settlement Statement
ALTA Universal ID:
28470 West 13 Mile Road
Suite 325
Farmington Hills, MI 48334
(248) 642-3256
File #:
TC01-121992
Property
1567 Island Lane
Settlement Date
03/19/2026
Print Date & Time:
03/18/2026 at 09:42 AM
Bloomfield Hifls, M1 48302
Disbursement Date
03/19/2026
EDT
Buyer
Simen Najib Savaya
Residential
Shelby Hickey
28351 14 Mile Road
Processor:
Farmington Hills, M{ 48334
Settlement Location: 28470 West 13 Mile Road
Seller
Zeinab Salami
Suite 325
1567 island Lane
Farmington Hills, M1, 48334
Bloomfield Hills, M1 48302
Lender
Rocket Mortgage, LLC
1050 Woodward Avenue
Detroit, Mi 48226-1906
~~
Description:
EE
~
Seller
:
:
Debit
i
Financial
Sale Price of Property
$3,500,000.00
Prorations/Adjustments
City/Town Taxes 03/19/2026 to 07/01/2026
$10,767.12
County Taxes 03/19/2026 to 12/01/2026
$28,771.15
Loan Charges
Water Escrow to Title Connect LLC
$1,000.00
Wire Fee to Title Connect, LLC
$30.00
Payoff(s)
Payoff to Chase Bank
$1.316,30545
Principal
: $1,308,847.92
Interest : $7,161.69
Additional Interest ; $295.84
Government Recording and Transfer Charges
County Transfer Tax {Deed} to Oakland County Register of Deeds
$3,850.00
State Transfer Tax (Deed) to Oakland County Register of Deeds
$26,250.00
Commission
Excess Deposit
$100,000.00
— Debit
:
=
Subtotals
$1,447,435.45
$3,539,538.27
Due to Seller
- $2,092,102.82Page 11
Signature Addendum Acknowledgement We/| have carefully reviewed the Settlement Statement and find it to be a true and accurate statement of all receipts and disbursements made on my account or by me in this transaction and further certify that | have received a copy of the Settlement Statement, We/I authorize Title ct LLC to cause the funds to be disbursed in accordance with this statement. Date — Settlement Agent oo oo Date
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File No: TC01-121992 | Close Date: March 19, 2026 Property Address: 1567 Island Lane, Bloomficld Hills, MI 48302 . | Buyer/Borrower Name: Simen Najib Savaya Title Connect LLC Seller Name: Zeinab Salami a title insurance agency LIMITED DURABLE POWER OF ATTORNEY EFFECTIVE ON EXECUTION I/We, Simen Najib Savaya, a resident of OAKLAND County, State of Michigan, designate Title Connect LLC as my attorney in fact (the agent) on the following terms and conditions: I. I/We executed real estate transactional documents for the financing of property described as follows: the following described premises situated in the City of Bloomfield Hills , County of OAKLAND, State of State of Michigan to-wit: see attached Exhibit A Commonly known as: 1567 Island Lane, Bloomfield Hills, MI 48302 Parcel LD. Number: 19-18-230-009 2. Title Connect LLC closed this transaction with us. 3. This Limited Durable Power of Attorney is being executed in order to allow the following: Title Connect LLC to execute, on our behalf, those documents that are necessary to allow Title Connect LLC to have these real estate documents recorded with the appropriate Register of Deeds Office. Title Connect LLC to execute, on our behalf, documents that are needed in order to correct errors, mistakes and/or matters that are needed in order to comply with lender requirements. 4, Title Connect LLC is NOT AUTHORIZED to execute a document that would change the terms of the mortgage or note that would change the interest rate or term of the Note and Mortgage. 5. DURABILITY: This durable power of attorney shall not be affected by my disability and shall continue in effect until my death or until I revoke it in writing. The agent shall have no duty to act and shall incur no liability to me or to my estate for failing to take any action under this power of attorney before receiving written notice from me requesting the agent to act or, alternatively, receiving written notice that, in the opinion of two licensed physicians, [ am unable to act due to either physical or mental disability, in which case the agent shall immediately begin to act. 6. TERMINATION: This Power of Attorney will terminate 120 days from the closing
Page 13
Page 2 of 2 of LIMITED DURABLE POWER OF ATTORNEY EFFECTIVE ON EXECUTION IN WITNESS WHEREOF, the Undersigned’s have executed this Power of Attorney as of the date and year below referenced. CLOSING DATE: March 19, 2026 TC01-121992 PURCHASER/BORROWERC(S): Sime Najib Savaya
Page 14
File No: TCO1-121992
|
Close Date: March 19, 2026
| Property Address: 1567 Island Lane, Bloomfield Hills, MI 48302
Buyer Name: Simen Najib Savaya
Seller Name: Zeinab Salami
Title Connect LLC
a title insurance agency
ADDENDUM TO BUYERS CLOSING STATEMENT
PURCHASER: Simen Najib Savaya
SELLER: Zeinab Salami
RE The Property Located at: 1567 Island Lane, Bloomfield Hills, MI 48302
PURCHASER ACKNOWLEDGES THAT THEY HAVE BEEN ADVISED TO
SEEK THE ADVICE OF AN Attorney regarding this transaction.
Purchaser agrees and understands Property is sold “AS IS” and in present
condition. Please call your Lender for your mortgage closing costs.
Purchaser is responsible for any and all future water bills as of the date of the
closing.
Sifner{ Najib SavayaPage 15
File No: TC01-121992 | Close Date: March 19, 2026 Property Address: 1567 Island Lane, Bloomfield Hills, MI 48302 | Buyer Name: Simen Najib Savaya Title Connect LLC | Seller Name: Zeinab Salami a title insurance agency Tax Id.: Property 1: 19-18-230-009 The Undersigned parties hereby acknowledge receipt of a Homestead Exemption Update, Property Transfer Affidavit and Request to Rescind Homestead Exemption forms from Title Connect LLC. The Undersigned further acknowledges and agrees: (please check one) [O The purchaser will deliver all of the above mentioned forms. 0 The seller will deliver all of the above mentioned forms. O The purchasers and sellers agree to allow the real estate agents to deliver said forms on their behalf. 0 All parties will deliver their respective documents to the municipality. The Purchaser hereby acknowledges that, before issuance of the next tax bill, the buyer will contact the local taxing authority and confirm receipt of the buyer’s claim of homestead exemption. PURCHASERC(S): a hi Siren Najib Savaya SELLER(S): DELIVER SAID FORMS TO THE CITY OFFICES 4200 Telegraph Road, Bloomfield Hills, MI 48302
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| File No: TC01-121992 | Close Date: March 19, 2026 | Property Address: 1567 Island Lane, Bloomfield Hills, MI 48302 | Purchaser Name: Simen Najib Savaya Title Connect LLC Seller Name: Zeinab Salami a title insurance agency | The 1; 6. War WATER AGREEMENT RELEASE OF LIABILITY IN THE ABSENCE OF FINAL WATER METER READ undersigned Purchaser(s) acknowledge the following: Purchaser has decided to close this sales transaction without first obtaining a final water meter reading and/or a final water bill. Purchaser understands that this may result in water charges being unpaid at the time of Closing. Purchaser(s) are accepting responsibility for any delinquent, current and/or future water charges and any water charge or fee that may be transferred to the tax rolls that could have been discovered by a final meter reading and final water bill. Purchaser(s) hold Title Connect LLC harmless for any water charges against the above property that are not being paid as part of the Closing that could have been disclosed by a final water meter reading and/or final water bill. Purchaser(s) also understand that if any Owner’s Policy has been paid for it will be issued with an exception for any water charges arising from the failure to obtain a final meter reading and/or final water bill. Purchaser acknowledges that they have not based their decision to close without first obtaining a final water meter read and/or a final water bill on any verbal or written assurances from Title Connect LLC. Any liability of Title Connect LLC is expressly limited to the Amount held in Escrow, if any. ning: WATER - NOT Covered Under Title Policy without FINAL READ Agents and Clients, Please Order Final Water Read Certified to the Closing Date. Final Water Read Must be Provided to the Title Company Prior to Closing, otherwise any issues or bills related to Wal er or Sewer, WILL NOT be Covered Under the Title Insurance Policy, 7 Simén Najib Savaya SELLER ACKNOWLEDGES: Vor gh Sem i>
Page 17
| File No: TC01-121992 | Close Date: March 19, 2026 | Property Address: 1567 Island Lane, Bloomfield Hills, MI 48302 Purchaser Name: Simen Najib Savaya Title Connect LLC | seller Name: Zeinab Salami a title insurance agency WATER ESCROW AGREEMENT The Seller(s) and Purchaser(s) agree and undeysfand that TitleyConnect LLC the Escrow Agent, has been authorized to withhold from Seller(s)’ proceeds the amouny/of $1,000.00 to be held in escrow until receipt of a PAID final water bill. Upon receipt of said Paid final water bill, the [scrow Agent jg’authorized to disburse the water escrow funds to the Seller(s) unless the Purchaser(s) paid this bill and can pu t-t0 the satisfaction of the Escrow Agent in which case the Escrow Agent is authorized to disburse the funds to the Purchaser(s). If the Escrow Agent is presented with an UNPAID final water bill, for the usage of water during the time period defined in the Purchase Agreement entered into between Seller(s) and Purchaser(s), it is understood that the Escrow Agent is authorized to pay this bill and return the difference in the water escrow account to the Seller(s). If the water escrow funds are not sufficient to pay the UNPAID final water bill then the Escrow Agent is authorized to disburse the water escrow funds to the Purchaser(s) or hold the funds, while deducting their escrow account fee, until the water bill is paid. The Seller(s) and Purchaser(s) will be left to resolve this shortage between themselves and the escrow agent will have no liability for the shortage or any expenses or losses caused by this shortage. If these funds are being held pursuant to a Short Sale then the Seller will be reimbursed for the amount that he/she paid and the overage will be forwarded to the Short Sale Lender per the Lender instructions, All parties intend that this water escrow will be held for 60 days only. If this water escrow account is still being held beyond that period of time, for any reason, the parties authorize Escrow Agent to deduct $20.00 a month, as a service fee, from this escrow account. The Seller(s) and Purchaser(s) are obligated to inform the Escrow Agent of their current address and contact information and any changes thereto, in writing. The Escrow Agent will have no responsibility to locate either party and have no responsibility to promote the resolution of the water bill payment. Please forward the final water bill to: escrow@title-connect.com, CLOSING DATE: March 19, 2026 PU RELASER(S): nen aJib Savaya ESCROW AGENT:
Page 18
File No: TC01-121992 | Close Date: March 19, 2026 | Property Address: 1567 Island Lane, Bloomfield Hills, MI 48302 , | Buyer Name: Simen Najib Savaya Title Connect LLC | Seller Name: Zeinab Salami a title insurance agency ; LIMITED DURABLE POWER OF ATTORNEY EFFECTIVE ON EXECUTION I/We, Zeinab Salami, a resident of OAKLAND County, State of Michigan, designate Title Connect LLC as my attorney in fact (the agent) on the following terms and conditions: 1. I/We executed real estate transactional documents for the financing of property described as follows: the following described premises situated in the City of Bloomfield Hills , County of OAKLAND, State of State of Michigan to-wit: see attached Exhibit A Commonly known as: 1567 Island Lane, Bloomfield Hills, MI 48302 Parcel I.D. Number: 19-18-230-009 2. Title Connect LLC closed this transaction with us. 3. This Limited Durable Power of Attorney is being executed in order to allow the following: Title Connect LLC to execute, on our behalf, those documents that are necessary to allow Title Connect LLC to have these real estate documents recorded with the appropriate Register of Deeds Office. Title Connect LLC to execute, on our behalf, documents that are needed in order to correct errors, mistakes and/or matters that are needed in order to comply with lender requirements. 4. Title Connect LLC is NOT AUTHORIZED to execute a document that would change the terms of the mortgage or note that would change the interest rate or term of the Note and Mortgage. 5. DURABILITY: This durable power of attorney shall not be affected by my disability and shall continue in effect until my death or until I revoke it in writing. The agent shall have no duty to act and shall incur no liability to me or to my estate for failing to take any action under this power of attorney before receiving written notice from me requesting the agent to act or, alternatively, receiving written notice that, in the opinion of two licensed physicians, I am unable to act due to either physical or mental disability, in which case the agent shall immediately begin to act. 6. TERMINATION: This Power of Attorney will terminate 120 days from the closing
Page 19
Page 2 of 2 of LIMITED DURABLE POWER OF ATTORNEY EFFECTIVE ON EXECUTION IN WITNESS WHEREOF, the Undersigned’s have executed this Power of Attorney as of the date and year below referenced. CLOSING DATE: March 19, 2026 TC01-121992 SELLER(S): gm
Page 20
File No: TC01-121992 | Close Date: March 19, 2026 Property Address: 1567 Island Lane, Bloomfield Hills, MI 48302 Buyer Name: Simen Najib Savaya Title Connect LLC Seller Name: Zeinab Salami a title insurance agency ACKNOWLEDGMENT AND AGREEMENT MUNICIPAL CHARGES The undersigned Seller and Buyer acknowledge and agree as follows: 1. PU That the information regarding any outstanding municipal charge including but not limited to water, demolition, blight tickets, weed cutting, sidewalk repair, tap in fees, sanitation and sewer fees (“Municipal Charges”) is not readily available to Title Connect LLC. That Title Connect LLC is not responsible for the payment of any Municipal Charges which are not existing liens recorded in the Office of the Register of Deeds or which do not appear on the tax rolls for the property described in the above referenced commitment. That it is the responsibility of the Seller and Buyer to obtain bills for, and pay, any outstanding Municipal Charges in accordance with the purchase agreement between Seller and Buyer. That Title Connect LLC is not responsible for any difference between any amounts collected at closing and the actual amount of any Municipal Charges and that any shortage in funds collected and paid at closing is the sole responsibility of Seller and Buyer. HASER(S): 2 Simén Najib Savaya SELLER(S): A Cb a
Page 21
| File No: TC01-121992 | Close Date: March 19, 2026 | Property Address: 1567 Island Lane, Bloomfield Hills, MI 48302 Buyer Name: Simen Najib Savaya Title Connect LLC | sejier Name: Zeinab Salami | a title insurance agency BILL OF SALE For the sum of ONE DOLLAR ($1.00) and other good and valuable considerations paid to the Seller by the Purchaser, the Seller warrants and conveys to the Purchaser all the Seller’s rights, title and interests in the above-mentioned property. All built-in equipment, lighting fixtures, blinds, shades, curtain and drapery rods, attached floor covering, attached mirrors, television antennas, screens, storm doors, storm windows, awnings, garage door opener and transmitters, water softener (if not rented), rotors, and controls, gas conversion unit, landscaping, if any, now on the premises, any items that are listed on the Purchase Agreement (either specifically or generically) but not includes in this Bill of Sale, and also the following items: INCLUDED ITEMS: Per Purchase Agreement EXCLUDED ITEMS: Per Purchase Agreement CLOSING DATE: March 19, 2026 i rod Simk Najib Savaya SELLER(S): Co—
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L] | | File No: TC01-121992 | Close Date: March 19, 2026 : Property Address: 1567 Island Lane, Bloomfield Hills, MI 48302 | Buyer Name: Simen Najib Savaya Title Connect LLC ' Seller Name: Zeinab Salami a title insurance agency PRIVACY POLICY AND DISCLOSURE Federal laws and regulations require us to disclose how we use information that we collect when you apply for title insurance or request escrow services, ‘The following policy serves as a standard for all Title Connect LLC employees for collection, use, retention, and security of “nonpublic personal information.” What Information We Collect We collect “nonpublic personal information” about you from the following sources: Information we receive from you on applications or other forms, and Information about your transactions with us, our affiliates or others, “Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your mortgage loan that we collect when we process your request for title insurance and escrow services. What Information We Disclose We are permitted under law to disclose nonpublic persona information about you to other third parties in certain circumstances. We may disclose all of the information that we collect about you, including the following kinds of “nonpublic personal information”. Information we receive from you on your request for a title insurance commitment, or for issuance of a title insurance policy, and on other forms, such as your name, address, legal description of your property, home purchase price, and other information. Information about your transactions with us, our affiliates and others, such as your payment of fees and closing costs, and the Amount of your mortgage loan; Who We Disclose Information To We may disclose all of the non-public personal information that we collect about you (as described above) to the following types of third parties: Settlement Service Providers, such as title search companies, title insurance agencies, title insurance companies, and document preparation companics. Lenders and investors who will fund or purchase your loan. Title data providers (title plants). Government agencies and private mortgage insurance companies that insure or guaranty your loan, We may also disclose nonpublic personal information about you to other non-affiliated third parties as permitted by law. However, we do not disclose information about you to marketers or other persons who are not working to provide insurance or credit to you, Our Security Procedures
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Page 2 of 2 of PRIVACY POLICY AND DISCLOSURE If you decide not to become our customer, or you are no longer our customer, we will continue to adhere to the privacy policies and practices described in this Disclosure. Signatures: PURCHASER(S): ‘Sitfien Najib Savaya SELLER(S): Vs Eat Ze
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| File No: TC01-121992 | Close Date: March 19, 2026 | Property Address: 1567 Island Lane, Bloomfield Hills, MI 48302 Buyer Name: Simen Najib Savaya Title Connect LLC | seller Name: Zeinab Salami a title insurance agency | HOMEOWNERS/ASSOCIATION DUES LETTER Land situated in the Township of Bloomfield, County of Oakland, State of Michigan, to-wit: Lot 67, West Lochslea No. 2 Subdivision, according to the plat thereof, as recorded in Liber 64, Page 1, of ri County Records. ( ) THERE ARE NO HOMEOWNERS/ASSOCIATION DUES FOR THE ABOVE PROPERTY THAT WE ARE AWARE OF. IF THERE IS ANYTHING THAT IS DUE THAT Title Connect LLC. IS UNAWARE OF, THE BUYER(S) AND SELLER(S) WILL HANDLE OUTSIDE OF CLOSING AND HOLD Title Connect LLC. HARMLESS WITH REGARDS TO SAID MATTER. 0 ) Title Connect LLC. HAS RECEIVED THE STATUS LETTER WITH REGARDS TO TIE HOMEOWNERS/ASSOCIATION DUES AND THEY ARE BEING PRORATED AND/OR PAID AT CLOSING. CLOSING DATE: March 19, 2026 PURCHASER(S): Qo — Simen Najib Savaya SELLER(S): Rel aa
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WARRANTY DEED (Statutory Form - Individual) Know all persons by these presents; that, Zeinab Salami, a married woman whose address is 1567 Island Lane, Bloomfield Hills, MI 48302 Conveys and warrants to Simen Najib Savaya, a married person whose address is 28351 14 Mile Road, Farmington Hills, MI 48334 the following described premises situated in Bloomfield Hills, County of Oakland, State of Michigan to-wit: See Attached Exhibit A Commonly known as: 1567 Island Lane, Bloomfield Hills, MI 48302 Parcel 1.D. Number: 19-18-230-009 For the full consideration Real Estate Transfer Tax Valuation Affidavit. Subject to existing building and use restrictions, easements, and zoning ordinances, if any. Dated: 19th day of March, 2026 State of WV \1¢ \\ xP) County of OAKLAND On this 19th day of March, 2026, before me personally appeared Zeinab Salami, a married woman, known to me to be the person(s) described in and who executed the foregoing instrument and acknowledged that they executed same as their free act and deed SHANNEL KONJA NOTARY PUBLIC - STATE OF MICHIGAN COUNTY OF OAKLAND = My Commisslon [:xpires 3/7/2027 1 ic Ping Inte Goury RETA Oca \ county, Michigan My Commission Expires: 20 2052 =
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Page 2 of Warranty Deed between Zeinab Salami, a married woman(Grantor) and Simen Najib Savaya, a married person(Grantee) Exhibit A: Legal Description Land situated in the Township of Bloomfield, County of Oakland, State of Michigan, to-wit: Lot 67, West Lochslea No. 2 Subdivision, according to the plat thereof, as recorded in Liber 64, Page 1, of Plats, Oakland County Records,
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Michigan Department of Treasury 2705 (Rev. 11-16) Real Estate Transfer Tax Valuation Affidavit Issued under authority of Public Act 134 of 1966 and 330 of 1993 as amended This form must be filed with the Register of Deeds for the county where the property is located either when you choose not to enter the amount paid for real estate on the deed or when you contract for the transfer or acquisition of a controlling interest in an entity if the real property owned by that entity comprises 90% or more of the fair market value of the assets of the entily determined in accordance with generally accepted accounting principles. “Controlling interest” means more than 80% of the total value of all classes of stock of a corporation; more than 80% of the total interest in capital and profits of a partnership, association, limited liability company, or other unincorporated form of doing business; or more than 80% of the beneficial interest in a trust. The tax is based on the value of the real property transferred and is collected at the time the contract or instrument of conveyance is submitted for recording. "Value" means the current or fair market worth in terms of legal monetary exchange at the time of the transfer. 1. County of Property 2 City or Township of Property OAKLAND Bloomfield Hills 3. Names of ALL Sellers Zeinab Salami Seller's Mailing Address(es) City State: ZIP Code 1567 Island Lane Bloomfield Hills mi 8302 Names of ALL Purchasers Simen Najib Savaya Purchaser's Mailing Address(es) City State ZIP Code 28351 14 Mile Road Bloomfield Hills mi A8302 5. Type and Date of Document [Land Contract Date of Contract: [Deed Date: [IContracts for the transfer or acquisition of a controlling interest in entity where 90% or more of the FMV of the assets are real property. The contract may be attached to this form when it is filed with the Register of Deeds. Entity Name State of Organization Date of Contract Entity Address 6. Cash Payment and/or Debt Relieved 7. Amount of Mortgage/Land Contract | 8: Total Consideration (Add lines 6 & 7) 2,800,000.00 3,500,000.00 9. Amount of County Tax 10. Amount of State Tax 11. Total Revenue Stamps (Add lines 9 & 10) $3,850.00 $26,250.00 $27,520.00 12. If consideration Is less than market value, state market value. 13 Legal Description of Real Estate Transferred See Attached Exhibit A CERTIFICATION _ | certify that the information above is true and compleleto the best of my knowledge. Seller's 2% C pal If signer Is other than the seller, print name and litle Seller'§Signalure It signer is other than the seller, print name and title
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File No: Tco1-121992 Exhibit A Legal Description Land situated in the Township of Bloomfield, County of Oakland, State of Michigan, to-wit: Lot 67, West Lochslea No. 2 Subdivision, according to the plat thereof, as recorded in Liber 64, Page 1, of Plats, Oakiand County Records. 19-18-230-009
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| File No: TC01-121992 | Close Date: March 19, 2026 Property Address: 1567 Island Lane, Bloomfield Hills, MI 48302 Buyer Name: Simen Najib Savaya Title Connect LLC Seller Name: Zeinab Salami a title insurance agency ACKNOWLEDGMENT FORM The undersigned acknowledge that they will cooperate and adjust for errors in any and all closing documentation, if deemed necessary, to enable Title Connect LLC to issue its policy or policies of title insurance. These Errors shall include, but not be limited to: clearing any and al liens on the subject property, missing or incorrect signatures on any closing documents, incorrect information regarding taxes, water and sewer, association dues, as well as mortgage payoff information as furnished to Agent by municipalities, associations or mortgage companies to complete the loan transaction, which are the responsibility of the undersigned, then Title Connect LLCshall have a right to record a lien against the subject property for said amounts so expended. The undersigned authorize Title Connect LLC to correct any clerical or math errors on behalf of the undersigned, The undersigned acknowledge and agree that Title Connect LLC does not file the Homestead Exemption or Property Transfer Affidavit. This is the sole responsibility of the undersigned. This is also something that should be taken care of promptly by the undersigned. Title Connect LLC, in its capacity as Escrow Agent, is and has been authorized to deposit all funds it receives in this transaction in any financial institution, whether affiliated or not. Any escrow fees that ave paid are solely for the closing of this lransaction and not for the auditing and accounting services that these funds and shall be under no duty to invest these funds. The undersigned hereby acknowledges and consents to the deposit of the escrow money in financial institutions which Title Connect LLC has or may have other banking refationships and further consents to the retention by Title Connect LLC of any and afl benefits (including interest and/or advantageous interest rates on loans) Title Connect LLC may receive from such financial institutions by reason of their maintenance of said escrow accounts. Title Connect LLC will not disburse any monies on this transaction until such funds have been fully and irrevocably deposited into Title Connect LLC's Escrow Account by the Lender, Mortgage Company and/or undersigned. Undersigned acknowledges that if any checks are to be reissued, for any reason after the closing, that Title Connect LLC will charge $25.00 per check for this service, plus a $30.00 stop payment fee and require written permission from the lender if there is a request to change that payee on the check. In addition, Title Connect LLC will charge the amount of $10.00 per month for any amounts held in escrow beyond 30 days of the closing date. The undersigned agrees and consents to Title Connect LLC being able to withdraw this money from the account on a monthly basis for as long as funds remain in the escrow account. The Undersigned Understands that they are responsible to notify Title Connect LLC if a check is lost or a creditor contacts them indicating they have not been paid. NOTE: A CHARGE OF $45.00 WILL BE DEDUCTED FROM ANY BORROWER PROCEEDS THAT ARE WIRED TO THE BORROWER UNLESS THIS CHARGE HAS BEEN ASSESSED TO THE BORROWER IN THE CLOSING DOCUMENTS. RECORDING FEES: The undersigned acknowledge that the recording fees for the mortgage and Deed, if any, are often estimated as the exact amount of pages to these documents is not known at the time the SETTLEMENT STATEMENT is prepared. The undersigned agree that Title Connect LLC will not be required to reimburse the undersigned on an overcharge that is less than 20% of the amount charged and Title Connect LLC will not seek reimbursement from the
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Page 2 of 2 of ACKNOWLEDGMENT FORM REFINANCE TRANSACTIONS: The undersigned acknowledges that their proceeds check in any refinance transaction or equity loan transaction will not be available to them until their lender has provided the funds to Title Connect LLC. The undersigned further acknowledges that their proceeds check will not be available to pick up until after 2:00 pm on the date of disbursement. Undersigned further acknowledges that all credit card payments and other non-real property secured creditors checks will be the responsibility of the undersigned to deliver the creditor absent a written agreement with Title Connect LLC to the contrary. Title Connect LLC will not be responsible for any interest and/or penalty charges assessed by these creditors for late payment and the undersigned acknowledges this. PURCHASER(S): A i ill Siien Najib Savaya SELLER(S): oy
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| | File No: TCO1-121992 | Close Date: March 19, 2026 | Property Address: 1567 [sland Lane, Bloomfield Hills, MI 48302 N Buyer Name: Simen Najib Savaya Title Connect LLC | Seller Name: Zeinab Salami a title insurance agency | AFFIDAVIT AND INDEMNITY FORM To induce you to issue your policy insuring the mortgage and the title to the land described in the above cited Title Connect LLC file, the undersigned mortgagor(s) acknowledge(s) and affirmatively states to the best of its knowledge the following: I. That the Undersigned(s) is/are 18 years old or older and competent. 2. That the undersigned know(s) of none of the following matters affecting the Property such as unrecorded leases, options, deeds, litigation, probate issues, bankruptcies or mortgage liens that were not disclosed in writing by the Undersigned to Title Connect LLC that were not resolved at the time of Closing. 3. The undersigned certify the property described in above numbered commitment: (check fl) is their homestead () is not their homestead. Check one: J_ There have been no repairs, alterations, and remodeling or new construction upon said property in the last 120 days. DR Repairs, alterations, remodeling, or new construction on the said property have been completed within the last 120 days. Contractors have been paid for all of said improvements, and there are no unpaid bills or claims for the labor or services or material in connection therewith, except as follows: 5. That Title Connect LLC has not provided legal advice to the Undersigned during this transaction. 6. That Title Connect LLC has not provided any financial or tax advice to the Undersigned during this transaction. 7. That any agreement the Undersigned has entered into with any other party to this transaction, that would in any way impact this transaction that Title Connect LLC has been requested to insure and close, has been properly disclosed to all parties to this transaction in writing. 8. That the Undersigned will protect Title Connect LLC from any loss or expense that they sustain as a result of relying on the representations made in this document or any other document executed by the Undersigned in the process of completing this real estate transaction. If Title Connect LLC does sustain a loss in reliance on our representations then we consent to their right to record a lien on our real estate to cover said losses and expenses. 9. Title Connect LLC does not determine transfer tax exemption, but relies on the exemptions as requested by the Undersigned. However, if Title Connect LLC believes an exemption request to be inappropriate they reserve the right to ask it to be removed or to have the Register of Deeds approve it in advance. DATED: March 19, 2026 SELLER( a ad
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| File No: TC01-121992 | Close Date: March 19, 2026 | Property Addvess: 1567 Island Lane, Bloomfield Hills, MI 48302 "Buyer Name: Simen Najib Savaya Title Connect LLC seller Name: Zeinab Salami a title insurance agency Hold Harmless Agreement No Certificate of Occupancy and/or Acceptance of Compliance and Responsibility The undersigned Simen Najib Savaya, agree(s) and acknowledge(s) that he/she/they may be required to obtain a Certificate of Occupancy before taking possession of the property being purchased in the above referenced transaction. The Undersigned accepts full and exclusive responsibility for any and all costs, including but not limited to repair costs, inspections costs, penalties and any other costs that are necessary to obtain said Certificate of Occupancy and/or Acceptance of Compliance and Responsibility. The Undersigned also agrees to hold Title Connect LLC and its Underwriter First American Title Insurance Company, harmless as a result of any loss or damage or expense that the Undersigned may sustain for failure to have this Certificate of Occupancy and/or Acceptance of Compliance resolved prior to Closing. Bu LEAN Sinfen Najib Savaya
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“The Ammori Group 77 E LONG LAKE RD BLOOMFLD HLS, MI 48304 Teg eg eg os go MICHIGAN TAX TRIBUIMIAL PO BOX 30232 LANSING MI 48909-7732