Smith.pdf

Anita T Smith, Petitioner V Township Of Eaton Rapids, Respondent · 25-002644-TT

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RECEIVED 

JUN 04 2025 

MICHIGAN Tax 

STATE OF MICHIGAN 

TRIBUNAL 

GRETCHEN WHITMER 

DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS 

MARLON |. BROWN, DPA 

SENRENIR 

LANSING 

DIRECTOR 

PROPERTY TAX APPEAL ANSWER FORM 

VALUATION / EXEMPTION / CLASSIFICATION APPEAL 

MTT DOCKET NO. 

Section 1: Respondent’s Contact Information 

First 

Name 

M.I. 

Last N, 

e 

. 

| 

C Vi thn 

Mailing Address (No., Street, P.Q, Box or Rural Route) 

) 

[1828 

5. Waverly 

City or Town 

State 

ZIP Code 

Loton 

Rapids 

mIl 

49837 

Telephone Number 

301- (079-230 

Email Address (do not enter unless you want MTT to send all correspondence via email) 

Anaemia 33D womall- com 

Section 2: Respondent’s Attorney/Authorized Representative’s Contact Information 

First Name 

M.I 

Last Name 

Firm Name (if any) 

Mailing Address (No., Street, P.O. Box or Rural Route) 

City or Town 

State 

ZIP Code 

Telephone Number 

Email Address (do not enter unless you want MTT to send all correspondence via email) 

Section 3: Subject Property Information 

Does the subject property have a Principal Residence Exemption of 50% or more? 

Iq 

ves 

O 

No 

Are the parcels listed by Petitioner contiguous or adjoining? 

If not, list which parcels adjoin one another. 

J Yes 

WK 

ve 

[J Not Applicable

STATE OF MICHIGAN 

GRETCHEN WHITMER 

DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS 

MARLON I. BROWN, DPA 

GOVERNOR 

LANSING 

DIRECTOR 

Section 4: Explain Your Answer to this Appeal 

We have enced 

2 

Compavable properties, and 

+Hhese are 

@omparable 

Ho 

subject property 

Also 

enclosed 

1S the most recent appredsal. 

Based on buywng our home 

ohite 

low 

inventory and 

Tow 

intevest rates, 

(We 

Peel 

Jheve 

1S” evidence 

that proves hat 

we 

overpaid. 

Section 5: Jurisdictional Issues 

IF PETITIONER IS APPEALING THE TRUE CASH AND/OR TAXABLE VALUES 

4 

Did Petitioner protest the assessment at a Board of Review (BOR)? Pal Yes 

O No 

If yes, check which BOR Petitioner attended: 

J March 

[| July 

[| December 

If no, was the Notice of Assessment properly sent to Petitioner prior to the March BOR? a Yes 

O No 

*Submit a copy of the Notice of Assessment with the Answer. 

I 

If the July or December BOR revised the assessment(s) at issue, did it have authority? [ml] Yes 

Bno 

If yes, cite the Board's authority. 

\_/ 

Was the assessment(s) at issue established as the result of a clerical error or mutual mistake of fact? O Yes 

Do 

If yes, explain 

Is Petitiongr appealing from a State Tax Commission Order? 

[J ves vo 

If so, what is the issue date?

STATE OF MICHIGAN 

GRETCHEN WHITMER 

DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS 

MARLON I. BROWN, DPA 

GOVERNOR 

LANSING 

DIRECTOR 

Did Petitioner request a Poverty Exemption at 

a BOR? O Yes 

O No 

If Yes, check which BOR Petitioner attended: O March 

Od July 

Od December 

List the date the BOR denied Petitioner’s Poverty Exemption: 

IF PETITIONER IS APPEALING THE DENIAL OF AN EXEMPTION 

OTHER THAN POVERTY, PRINCIPAL RESIDENCE, OR QUALIFIED AGRICULTURAL EXEMPTIONS 

Did Petitioner request the exemption at a BOR? [] Yes 

[0] No 

If Yes, check which BOR Petitioner attended: [] March 

Od July 

O December 

Tax Year(s) denied: 

List the date the exemption was denied: 

What statutory section did Petitioner request the subject property be exempt? 

IF PETITIONER IS APPEALING THE CLASSIFICATION OF PROPERTY 

What do you believe the classification should be: 

Real 

Personal 

(check one) 

a 

Agricultural 

Commercial 

Industrial 

Residential 

Timber-Cutover 

Developmental 

Utility 

(check one) 

Section 6: Valuation Information *use the multiple parcel form for additional, contiguous parcels. 

Parcel Identification Number: 

[30-045 -400-00]-13 

Classification of Property: 

eal 

Personal 

(check one) 

Agricultural 

Commercial 

Industrial 

Resjdential 

Timber-Cutover 

Developmental 

Utility 

(check one) 

Current Assessed Value (also known as State Equalized Value) as established by the BOR: 

PASO, 500.00 

Current Taxable Value as established by the BOR: 

$950, 500. OO 

What do you believe is the fair market value (also known as True Cash Value)? 

3415,000 .00 

Multiply the True Cash Value by .5 and enter here. This is your contention of Assessed Value. 

$ 42D, 000. OO 

Ifyou believe the Taxable Value differs from your contention of Assessed Value, enter your contention of Taxable Value. 

4 H20, veo. 0 af 

a 

ape

STATE OF MICHIGAN 

GRETCHEN WHITMER 

DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS 

MARLON 

|. BROWN, DPA 

GOVERNOR 

LANSING 

DIRECTOR 

Fee Information 

Does the subject property have a Principal Residence Exemption of at least 50% as of the date of the filing of this petition? 

Yes 

O No 

Are you appealing ONLY the denial of a Poverty Exemption or Disabled Veterans Exemption? 

ves 

O No 

If you answered yes to either or both of the above questions, you are not required to pay any filing fees. 

The filing fee is based on the greater of the State Equalized Value or Taxable Value In contention. 

If you are appealing more than one 

parcel, the parcel with the highest State Equalized Value or Taxable Value in contention will be used to determine your filing fee, plus 

$25.00 will be added for each additional parcel being appealed, not to exceed a total filing fee of $1,000. 

If your property is residential property (see MCL 205.762) and 

the State Equalized Value or Taxable Value in contention is: 

Filing Fee is: 

$100,000.00 and under 

$125.00 

$100,000.01 to $500,000.00 

$200.00 

$Over $500,000.00 

$300.00 

If your property is NOT residential property (see MCL 205.762) and 

the State Equalized Value or Taxable Value in contention is: 

Filing Fee is: 

$100,000.00 and under 

$250.00 

* Plus $25.00 for each additional parcel, as indicated above. 

If your property is NOT residential property and the State Equalized Value or Taxable Value in contention is $100,000.01 or greater the 

appeal does not qualify for Small Claims. Therefore, an Entire Tribunal petition must be filed. 

Signature *gequired 

_ 

bf 

ADF). 

THE FIT] 1 Ged

May 26, 2025 

To: Michigan Tax Tribunal 

RE: 

1838S. Waverly Rd., Eaton Rapids MI 

To Whom It May Concern, 

| am writing on behalf of Chris and Anita Smith. They purchased their home at 1838 

S.Waverly Rd. in Eaton Rapids at a time when there was little inventory and interest rates 

were low. 

| believe these facts caused them to overpay for this home. 

In researching 

the current value, 

| found homes with more features and square footage for 

considerably less than they paid when they closed on their home. 

| have been a real estate broker for over 40 years in the greater Lansing area. 

| do, however 

work primarily in the Eaton Rapids area. 

If 

| can be of any further assistance please to call 

me. 

Sincerely, 

4 

Z 

p 

4 go cf 

Ly 

n Ball, Broker 

Afrowhead Realty 

(517) 202-6489

Michigan Department of Treasury 

Form 618, Page 2 

FOR BOARD OF REVIEW USE ONLY 

INSTRUCTIONS: Incorporate a copy of this form and the assigned number in the Board of Review minutes. 

Parcel Code 

Petition Number 

i 

120-025-400-001-13 

1. ASSESSED VALUE 

Disposition by Board of Rexjew. The Board of Review must state the reason for its action below. 

[7] 

penied 

Assessed Value Changed From; 

ENT) 

ro: 

| 

A850, 500 

Record of Vote - Board or three member. committee of board 

=n No TRE. 

Member: 

Bl 

oves 

[Jno DIM pember: 

ves 

[1 NaS 

Chairperson; 

YES 

ha 

p 

n = 

initials 

initials 

Reason for Board Action: 

Due 

79 

REE 

OF 

1HaTn& 

It you disagree with the decision of ihe Board of Review regarding tentative assessed value, you may appeal that decision by filing a petition with the Michigan Tax Tribunal at 

£.0.1ox 30232, Lansing, Mi. 48809. Commercial Real, Industrial Real, Developmental. Real, Commercial Persanal, industria Personal and Wiility Personal Property may be 

appealed by May 31. Agricultural Real, Residentiat Real, Timber - Cut Over Real, and Agricultural Personal Property may be appealed by July 31. ‘The petition must be filed on 

2 Mictigan Tax Tribunal for-or a form approved by the Michigan Tax Tribunal. Michigan Tax Yribunal forms are available at www.rnichigan.govitaxtfib. 

2. TENTATIVE TAXABLE VALUE 

Disposition by Board of Review. The Board of Review must state the reason for its action below. 

[1 

Denied 

= 

Tentative Taxable Value Changed From: 

T1600 

oo; 

Record of Vote 

- Board or three member committee of board, 

2450, boo 

Member: 

PJ ves 

[7] 

no 011 

Member. 

[3 ves 

[7] nose 

\ 

Chairperson: 

ves 

{1 

no 

lia 

Reason for Board Action: 

DUE 

To 

RELE 

OF 

Homme 

If you disagree with the decision of the Board of Review regarding fentative taxable value, you may appeal that decision by filing a petition with the Michigan Tax Tribunal at 

P.O. Box 30232, Lansing, Mi. 48909. Commercial Real. Industrial Real, Developmental Real, Commerclat Personal, Industrial Personal and Utility Personal Property may be 

appealed by May 31. Agricultural Real, Residential Reat, Timber 

- Cut Over Real, and Agricultural Personal Property may be appealed by July 31. ‘The petition must be filed 

on a Michigan Tax Tribunal for or a form approved by the Michigan Tax Tribunal. Michigan Tax Tribunal forms are avaiable at www.michigan.govitaxirib. 

3. CLASSIFICATION 

Disposition by Board of Review. The Board of Review must state the reason for its action below. 

OJ 

Denied 

[| 

Classification Changed From: 

401 

To: 

Record. of Vote - Board or three member committee of board. 

Chairperson: 

[1 YES 

[J Noms 

Member: 

(J ves 

[J 

NO 

“fis 

Member: 

[1 

ves 

[1 

No wis 

Reason for Board Action: 

\f you disagree with tho dacision of the Board of Review regarding classification, appeal is made by sending Form 2167 to the State Tax Commission, .0. Box 30471, Lansing, Mi 48903 by June 30. 

4. QUALIFIED AGRICULTURAL PROPERTY EXEMPTION 

Disposition by Board of Review. The Board of Review must state the reason for its action befow. 

I! 

Exemption Request Denied 

In 

Exemption percent modified from 

% To: 

% 

Record of Vote - Board or three member committee of board. 

] NO—____

eT 

THIS 

IS NOT A TAX BILL 

L-4400 

Notice of Assessment, Taxable Valuation, and Property Classification 

This form Is issued under the authority of P.A. 206 of 193, Sen. 214,24 (c) and $50.241.34¢, sb arnanded. This is a mode} essassment notics to ba used by the local assessor, 

FROM EATON RAPIDS TOWNSHIP ASSESSOR 

PARCEL IDENTIFICATION 

DIANE DOWLER 

PH 810 635 9596 

. 

y 

.001- 

11238 REID RD 

PARCEL NUMBER: 

120-025-400-001-13 

SWARTZ CREEK, MI! 48473-8516 

PROPERTY ADDRESS: 

1838 S WAVERLY RD 

EATON RAPIDS, Mt 48827 

PRINCIPAL RESIDENCE EXEMPTION 

GWNER'S NAME & ADDRESSIPERSON NAMED ON ASSESSMENT ROLL: 

SMITH, ANITA THERESA/ CHRISTOPHER A 

% Exempt As "Homeowners Principal Residence”: 

100.00% 

1838 8 WAVERLY RD 

% Bom As "Qualified aut Property’: 

00% 

EATON RAPIDS Mi 48827 

% Exempt As "MBT Industria Personal” 

00% 

% Exempt As "MBY Commercial Personal”: 

00% 

Exempt 

As "Qualified Forest Property": 

[J Yes 

No 

Exempt As "Development Property”: 

[J Yes 

[X] No 

LEGAL DESCRIPTION: 

COM E 1/4 COR SEC 25; S0°0933'€ 871.88 FT TO POB; S0°09'33'E 210 FT; $89°38"14"W 440.17 FT; NO°09" 33'W 210 FT; 

N89°39'14"E 440.17 FT TO POB, SUBJ TO ALL EASEMENTS & RESTRICTIONS IF ANY. SEC 25, T2N,R3W, EATON RAPIDS TWP. 1 

7-05 (ADJUSTMENT) 

ACCORDING TO MCL 211,34c THIS PROPERTY 1S CLASSIFIED AS: 

401 

Residential 

PRIOR YEAR'S CLASSIFICATION: 

401 

Residential 

The change in taxable vatue will increase/decrease your tax bill for the 2025 

PRIOR AMOUNT 

CURRENT 

CHANGE FROM 

; 

TENTATIVE AMOUNT 

TH 

year by approximately: 

$144 

YEAR: 

2024 

YEAR: 

2026 

JAA 

1. TAXABLE VALUE: 

272,800 

277,600 

4,800 

2, ASSESSED VALUE: 

272,800 

277,600 

4,800 

3. TENTATIVE EQUALIZATION FACTOR: 

1.000 

=v 

4. STATE EQUALIZED VALUE (SEV): 

272,800 

277,800 

4,800 

5, There WAS or WAS NOT a transfer of ownership on-this property in2024 

WAS NOT 

6. Assessor Change Reason: 

Market Adjustment 

The 2025 Inflation rate Muitiplier Is: 1.031 

Questions regarding the Notice of Assessment, Taxable Valuation, and Property Classification may be directed to the Following: 

Name! 

Phone: 

Ema! Address: 

DIANE DOWLER 

(810) 635-9596 

DDE5YE@ YAHOO.COM

8608 Katelin Drive, Eaton Rapids, MI 48827 

261669 

Residential Closed 

$4do0,b00 

Zh a 

AF 

County: 

Eaton 

Lot Acres: 

| 

whip 

- 

ys 

City: 

Eaton Rapids 

Lot Size 

undefinedxundefined 

Key: 

combo 

Dimensions: 

y 

Township/Tax 

Hamilton Twp 

School District: 

Eaton Rapids 

Authority: 

Subdivision: 

None 

Property Sub- 

Single Family 

Home Warranty: 

No 

Type: 

Residence 

Reserved Items: 

No 

Entry Level: 

1 

Year Built: 

( 

Entry Location: 

Front Door 

Occupancy: 

\ 

/ 

| List Price: 

$430,000 

Building Area 

4,496 

/ Baths Full - Total: 

2 

Total SqFt: 

| Baths Half - Total: 

0 

Total Livable 

2,248 

| Baths - Total: 

2 

Area: 

| Bedrooms Total: 

4 

Association Fee 

Annually 

£ Pool Private: 

Yes 

Frequency: 

Association 

Fee/Yr: 

8608 Katelin Drive 

Directions: Spicerville to Durfee to Katelin, Home is at the dead end 

Legal: COM N 1/4 COR SEC 9; S01(DEGREES)53'54"W 660 FT ALONG N-S 

1/4 LINE TO POB; S87(DEGREES)38'17"E 330 FT; S39(DEGREES)24'06"E 

392.88 FT, S01(DEGREES)51'19"W 105 FT, S87(DEGREES)46'31"W 80.2 FT; 

SO01(DEGREES)51'19"W 261 FT, N87(DEGREES)36'23"W 509.59 FT; 

NO1(DEGREES)53'54"E 665.19 FT TO POB. SUBJ TO ALL EASEMENTS & 

RESTRICTIONS. SEC 9, T1N,R3W, HAMLIN TWP. 10-3-05 (ADJUSTMENT) 

Parcel #: 

23-160-009-200-010-13 

Tax Year: 

2023 

State Eq Value: $175,200 

Taxable Value: $175,200 

Taxes: 

$4,198 

Zoning: Residential 

#Full Baths Level 3: 

0 

#Full Baths Level 2: 

0 

#Full Baths Level 1: 

2 

#Full Baths Level B: 0 

#Half Baths Level 3: 

0 

#Half Baths Level 2: 

0 

#Half Baths Level 1: 

0 

#Half Baths Level B: 0 

Level 1 Finished Area: 

Level 2 Finished Area: 

0 

Level 3 Finished Area: 

0 

Below Grade Finished Area: 

0 

Above Grade Finished Area: 2,248 

SqFt - Basement: 

2,248 

Room Name 

Level 

Dimensions Room 

Remarks 

Room Name Level Dimensions Room 

Remarks 

Features 

Features 

Primary 

First 

15x15 

Bedroom2 

First 

13.9x 13.4 

Bedroom 

Bedroom3 

First 

10x10 

LivingRoom 

First 

20x 16 

Bedroom4 

First 

11x 10.9 

Dining Room 

First 

11x11 

_ Kitchen 

First 

22x 8 0 

Assocation Amenities: Maintenance 

Appliances: Dishwasher; Dryer; Electric Oven; Electric Range; 

Electric Water Heater; Stainless Steel Appliance(s); Water Heater 

Basement: Concrete; Full 

Current Financing: Conventional 

Cooling: Central Air 

DPR: DPR Eligible: No 

Electric: 100 Amp Service 

Exterior: Brick; Vinyl Siding 

Flooring: Carpet; Ceramic Tile; Hardwood; Vinyl 

Fencing: Back Yard; Chain Link 

Fireplace Features: Fireplace Total: 1; Bedroom; Family Room; Gas 

Heating: Forced Air; Natural Gas 

F JO Wall 

ust vile 

[ 0,000 

Land & Ps— 5+ thru 10 Ata 

Lot Features: Agricultural; Back Yard; Front Yard; Landscaped; Many 

Trees; Private; Secluded; Wooded 

Laundry Features: Laundry Room; Main Level 

Levels: One 

Other Structure: 

s), S 

Parking Features: 

Gal 

ces: 

riveway 

Patio & Porch Features: Deck; Porch 

Pool Features: Above Ground 

Property Use: Primary 

Roof: Shingle 

Road Frontage Type: Private Road 

Showing Requirements: Occupied 

Road Surface Type: Paved 

Sewer: Septic Tank 

Terms: Cash; Conventional; FHA; FMHA - Rural Housing Loan; 

MSHDA,; VA Loan 

Architectural Style: Ranch 

Utilities: Cable Available; Natural Gas Available; Sewer Connected 

PD “>

4951 Ferris Road, Onondaga, MI 49264 

280929 

Residential Closed 

$431,200 

| County: 

Ingham 

Lot Acres: 

A 

{ City: 

Onondaga 

Lot Size Dimensions: 331x1331 

Key: 

open 

School District: 

Eaton 

Township/Tax 

Onondaga 

Rapids 

Authority: 

Subdivision: 

None 

i Property Sub-Type: 

Single Family 

Home Warranty: 

Ye! 

Residence 

Reserved Items: 

oo 

List Price: 

$444,900 

Year Built: 

§l 

Baths Full - Total: 

~~ 

3 

Occupancy: 

Baths Half - Total: 

0 

Building Area Total 

4,532 

Baths - Total: 

3 

SqFt: 

Bedrooms Total: 

5 

Total Livable Area: 

3,399 

Association FeelYr: 

Directions: Aurelius Rd. West on Ferris, On North 

side oh oad 

: 

Legal: 

© 3-5W 

1/2 of W 1/2 SW 1/4 SEC 

3, 

Sd 

abr Loa FA EER 

3 

: 

6, 

es 

CoH 

(oh 

4951 Ferris Road 

FM 

Parcel #: 

33-13-13-03-100-008 

Tax Year: 

2023 

Taxes: 

/ 119.64 

State Eq Value: $187.900 

Taxable Value: $119,587 

Zoning: Residential 

#Full Baths Level 3: 

0 

#Half Baths Level 3: 

0 

Level 1 Finished Area: =e 

#Full Baths Level 2: 

0 

#Half Baths Level 2: 

0 

Level 2 Finished Area: 

0 

#Full Baths Level 1: 

2 

#Half Baths Level 1: 

0 

Level 3 Finished Area: 

0 

#Full Baths Level B: 

1 

#Half Baths Level B: 0 

Below Grade Finished Area: 1,133 

Above Grade Finished Area: 2.266 

SqFt - Basement: 

2.266 

Room Name Level Dimensions Room 

Remarks 

Room Name 

Level 

Dimensions Room 

Remarks 

Features 

Features 

Primary 

First 

18.42 x 

Bedroom 2 

First 

11.42 x 

Bedroom 

16.58 

12.17 

Living Room 

First 

13.58 x 

Bedroom 3 

First 

11.42 x 

16.42 

10.67 

Dining Room 

First 

9.9x 12.5 

Bedroom 4 

Basement 11.42 x 

Laundry 

First 

12.42x 558 

14.67 

Bedroom 5 

 Basement13.75x 

14.67 

Kitchen 

First 

11.42 x 

16.83 

Other 

First 

11.42 x 8.83 

Breakfast Nook 

Other 

Basement38.9 x 14.67 

Rec Room 

Appliances: Disposal; Electric Range; Gas Water Heater; Ice Maker; 

Land & Acreage: Up to 1/4 Acre; 1/4+ thru 1/2 Acre; 1/2+ thru 

1 Acre; 

Microwave; Plumbed For Ice Maker; Range; Range Hood; 

1+ thru 2 Acres; 2+ thru 5 Acres; 5+ thru 10 Acres 

Religerstor Self Cleaning Oven; Stainless Steel Appliance(s); Vented 

Lot Features: Back Yard; Front Yard; Many Trees; Private 

Heater; Water Softener Owned 

Laundry Features: Laundry Room; Main 

Level; Sink 

Basement; Corcrgl 

le; Egress Windows; Exterior Ef 

Finished; Full/ 

Levels: One 

oe 

ces: 

. 

Other Structures: Kennel/Dog Rurf; 

Pole Barn 

Cooling: Central Air 

Parking Features: Garage Spaces: Bs 

©, Garage Door Opener; 

+ 

“Eligible: No 

. 

Garage Faces Front 

Exterior Features: Dock; Kennel; Lighting; Rain Gutters 

Patio & Porch Features: Deck; Front Porch; Patio 

Electric: 200+ Amp Service; 220 Volts in Workshop; Circuit Breakers 

Property Use: Primary 

Exterior: Vinyl Siding 

Roof: Shingle 

Flooring: Carpet; Laminate; Tile 

Sewer: Septic Tank 

Foundation Details: See Remarks 

Terms: Cash; Conventional 

Heating: Forced Air; Propane 

Utilities: Electricity Connected; High Speed Internet Available; High 

Interior Features: Cathedral Ceiling(s); Crown Molding; High Ceilings; Speed Internet Connected; Natural Gas Connected; Phone Available; 

Laminate Counters; Natural Woodwork; Pantry; Recessed Lighting; 

Phone Connected; Propane; Sewer Connected; Underground Utilities;

11490 Wilbur Highway, Eaton Rapids, MI 48827 

219058 

Residential Closed 

$485,000 

County: 

Eaton 

Lot Acres: 

EP 

Ls 

City: 

Eaton Rapids 

Lot Size Dimensi 

: 

£5 

i 

Key: 

combo 

Frontage Length: 

313 

d 

o So 

1 

, 

Township/Tax 

Eaton Rapids Twp 

Waterfront: 

No 

| 

i 

» 

— 

‘ 

_, Authority: 

School District: 

Eaton 

Vi 

apo 

Property Sub-Type: 

Single Family 

Rapids 

ail 

TTT 

Residence 

Elementary School 

Eaton 

i, dd sl [+] 

Entry Level: 

1 

District: 

Rapids 

; 

List Price: 

$479,900 

Subdivision: 

None 

Pos 

Baths Full - Total: 

~~ 3 

Section #: 

1 

Baths Half - Total: 

1 

Home Warranty: 

Yes 

Baths - Total: 

4 

Reserved Items: 

ro 

Bedrooms Total: 

3 

Year Built: 

19 

Yan 

Sil 

Pool Private: 

No 

Occupancy: 

@close 

11490 Wilbur Highway 

Spa: 

No 

Building Area Total 

4,240 

Cross Street: 

Waverly 

SqFt: 

Total Livable Area: 

3,710 

Association FeelYr: 

Directions: From M99- East on Wilbur, house on south side of street 

Legal: COM. AT N 1/4 POST, S ON N&S 1/4 LINE 1403.2 FEET, WLY 313.5 

FEET, N 1404.2 FEET PARALLEL WITH 1/4 LINE TO N SEC. LINE, E 313.5 

FEET TO BEG. SEC. 1, T2N R3W, EATON RAPIDS TOWNSHIP 

Parcel #: 

23-120-001-100-035-00 

Tax Year: 

2022 

Taxes: 

$4,200 

State Eq Value: $206,800 

Taxable Value: $157,516 

Zoning: Residential 

~ 

N\ 

#Full Baths Level 3: 

0 

#Half Baths Level 3: 

0 

Level 1 Finished Area: thle” 

#Full Baths Level 2: 

0 

#Half Baths Level 2: 

0 

Level 2 Finished Area: 

#Full Baths Level 1: 

2 

#Half Baths Level 1: 

1 

Level 3 Finished Area: 

[¢] 

#Full Baths Level B: 

1 

#Half Baths Level B: 0 

Below Grade Finished Area: 1,590 

Above Grade Finished Area: 2,120 

SqFt - Basement: 

2,120 

Room Name 

Level 

Dimensions Room 

Remarks 

Room Name Level 

DimensionsRoom 

Remarks 

Features 

Features 

Primary 

First 

11.9x 16.4 

Bedroom 2 

First 

12.4% 12.9 

Bedroom 

Bedroom 3 

 Basement12.6 x 10.7 

Living Room 

First 

12.9% 20.6 

Family Room First 

23.4x20 

Dining Room 

First 

11.5x 15.4 

Kitchen 

First 

22x11 

Other 

Basement14.8 x 24.6 

Appliances: Dishwasher; Microwave; Oven; Range; Refrigerator; 

Land & Acreage: 10+ thru 20 Acres 

Washer/Dryer; Water S 

Lot Features: Back Yard; Front Yard; Landscaped; Many Trees; 

Basement: Bath{Stubtbed; Crawl Space; Egress Windows; Finished; 

Private; Wooded 

Full; Sump Pump; 

Walk-Out Access 

Laundry Features: Laundry Closet; Main Level 

Cooling: Central 

Ai 

Levels: One 

DPR: DPR Eligible: No 

Other Structures: Barn 

Exterior Features: Private Yard; Rain Gutters 

Parking Features: 

e; 

Electric: 150 Amp Service 

Garage Faces Fron 

Exterior: Brick 

Patio & Porch Features: Deck Clss-Enslosed™ 

Flooring: Brick; Carpet; Slate; Tile; Wood 

Pool Features: None 

Fencing: None 

Property Use: Primary 

Foundation Details: Block 

Roof: Shingle 

Fireplace Features: Fireplace Total: 2; Basement; Gas; Living Room; 

Road Frontage Type: County Road 

Wood Burning 

Security Features: Smoke Detector(s) 

Heating: Forced Air; Natural Gas 

Special Listing Cond: Trust 

Interior Features: Beamed Ceilings; Chandelier; Crown Molding; Eat- 

Spa Features: None 

in Kitchen; High Speed Internet; Natural Woodwork; Pantry 

Road Surface Type: Dirt 

Improvements: Three Seasons Room 

Sewer: Septic Tank 

Terms: Cash; Conventional; FHA; FMHA - Rural Housing Loan; VA

Sold Price: 

$485,000 

Sold Price/SqFt: 

22877 

Arrowhead Realty 

Arrowhead Reaity 

108 S Main St. 

Suite C 

Eaton Rapids, MI 48827 

517-202-6489 

517-202-6489 

Information is deemed to be reliable, but is not 

guaranteed. © 2025 

and 

: 

. Prepared by Arrowhead Realty on Monday, May 19, 2025 9:30 AM. The 

information on this sheet has been made available by the MLS and may not be the listing of the provider.

11815 Valdo Drive, Eaton Rapids, MI 48827 

273584 

Residential Closed 

$385,000 

County: 

Eaton 

Lot Acres: 

1.86 

City: 

Eaton Rapids 

Lot Size 

Irreg 

Township/Tax Eaton Rapids Twp 

Dimensions: 

Authority: 

School 

Eaton Rapids 

Property 

Single Family 

District: 

Sub-Type: 

Residence 

Subdivision: 

None 

| Association 

Saratoga Woods 

Reserved 

No 

# Name: 

Private Road Assoc. 

Items: 

and Maint. Agmt 

Year Built: 

2008 

ist Price: 

$385,000 

Occupancy: 

60 

| Baths Full - 

2 

Building 

4,072 

otal: 

Area Total 

aths Half - 

1 

SqFt: 

| Total: 

Total Livable 3,088 

Baths - Total: 

3 

Area: 

— 

: 

Bedrooms 

4 

Association 

Saratoga Woods Private 

= 

a 

Total: 

Name: 

Road Assoc. and Maint. 

41815 Valdo Drive 

Agmt 

Association 

$500 

Fee: 

Association 

Annually 

Fee 

Frequency: 

Association 

Fee/Yr: 

Front Door: 

Southeast 

Directions: S Waverly Road to Valdo Drive 

Legal: COM E 1/4 COR SEC 25; $89 44'53"W 1321.51 FT; SO 11°26"E 1063.42 

FT, N89 48'34"E 75.94 FT, N52 49' 32'E 51.31 FT TO POB; NO 09'24"W 435.89 

FT N89 50'36"E 184.65 FT; S65 43'40"E 162.33 FT, $38 31' 44"E 54.5 FT, 851 

2816"W 109 FT, N38 31'44"W 33 FT, 851 28'16"W 125.29 FT, $36 29'068"W 

239.31 FT, $52 49'32"W 24.16 FT TO POB. SUBJ TO ALL EASEMENTS & 

RESTRICTIONS IF ANY. SEC 25, T2N,R3W, EATON RAPIDS TWP. 4-11-03 

(APPROVED PARCEL 10) 

Parcel #: 

23-120-025-400-001-10 

Tax Year; 

2022 

Taxes: 

$4,004.8 

State Eq Value: $198,400 

Taxable Value: $146,267 

Zoning: Agricultural 

#F ull Baths Level 3: 

0 

#Half Baths Level 3: 

0 

Level 1 Finished Area: 

2,036 

#Full Baths Level 2: 

0 

#Half Baths Level 2: 

0 

Level 2 Finished Area: 

0 

#Full Baths Level 1: 

1 

#Half Baths Level 1: 

1 

Level 3 Finished Area: 

0 

Below Grade Finished Area; 1,052 

Above Grade Finished Area: 2,036 

#Full Baths Level B: 

1 

#Half Baths Level B: 0 

SqFt - Basement: 

2,036 

Room 

Level 

DimensionsRoom 

Remarks 

Room Name 

Level 

Dimensions Room 

Remarks 

Name 

Features 

Features 

Primary 

First 

13.1 x 18.6 

Bedroom 2 

First 

159x112 

Bedroom 

Bedroom 3 

Basement13.2 x 12 

Living Room First 

19x 16.3 

Bedroom 4 

Basement 13.2 x 12 

Dining 

First 

15.6% 12.8 

Bathroom 

1 

First 

13.6x7 

Room 

Bathroom 2 

First 

7x41 

Half Bath 

Laundry 

First 

8.6x7.1 

Bathroom 3 

Basement13.2x 6.1 

Workshop 

Basement17.4x 11.8 

Kitchen 

First 

134x9.8 

Office 

First 

13.6x8.1 

Other 

First 

1x8 

Dinette 

Other 

First 

136x738 

Walk in Closet 

Other 

Basement23.9 x 17.1 

Recreation Room 

Other 

Basement30.9x 17.8 

Storage 

Other 

Basement10.2x7.8 

Under First Floor 

Dinette

Water Heater, Water Softener; Water Softener Owned; Other 

Basement: Daylight, Egress Windows; Finished; Full; Partially 

Finished: Walk-Out Access; Walk-Up Access 

Community Features: None 

Current Financing: None 

Cooling: Central Air; Electric; Heat Pump 

DPR: DPR Eligible: No 

Exterior Features: Lighting; Private Yard; Rain Gutters; Other 

Electric: 200+ Amp Service; 220 Volts; 220 Volts in Garage; 220 Volts 

in Kitchen; 220 Volts in Laundry; Circuit Breakers; Generator, 

Underground 

Exterior: Brick; Vinyl Siding 

Flooring: Carpet; Ceramic Tile; Laminate, Linoleum; Simutated Wood, 

Tile; Varies; Vinyl; Wood 

Fencing: None 

Foundation Details: Other; See Remarks 

Fireplace Features: Factory Built; Glass Doors; Living Room; Metal 

Green Building Verification: Body: Great Lakes Home Performance; 

Metric: 54; Rating: Energy Star, 5 Stars; Source: See Remarks; URL: 

www.eehmidwest.com; Year: 2,008 

Green Energy Efficient: Appliances; Construction; Doors; HVAC; 

Insulation; Lighting; Thermostat; Water Heater; Windows 

Green Indoor Air Quality: Moisture Control; Ventilation 

Heating: Central; ENERGY STAR Qualified Equipment; Fireplace(s); 

Forced Air; Humidity Control, Natural Gas 

Interior Features: Built-in Features; Ceiling Fan(s); Chandelier; 

Double Closet; Double Vanity; Eat-in Kitchen; High Ceilings; In-Law 

Floorplan; Kitchen Island; Laminate Counters; Pantry; Recessed 

Lighting; Solar Tube(s); Storage; Walk-in Closet(s) 

Patio & Porch Features: Covered; Deck; Front Porch; Porch; Rear 

Porch; Screened 

Property Use: Primary 

Roof: Shingle 

Road Frontage Type: Private Road 

Security Features: Carbon Monoxide Detector(s); Fire Alarm; 

Prewired; Security System Owned; Smoke Detector(s) 

Road Surface Type: Asphalt; Chip And Seal; Paved 

Sewer: Septic Tank 

Terms: Cash; Conventional; FHA; VA Loan 

Architectural Style: Traditional 

Utilities: Cable Not Available; Electricity Available; Electricity 

Connected; High Speed Internet Not Available, Natural Gas Available; 

Natural Gas Connected; Phone Available; Sewer Not Available; 

Underground Utilities; Water Not Available 

View: Forest; Pond; Trees/Woods; Water 

Window Features: Blinds; Double Pane Windows; Drapes; Low 

Emissivity Windows; Skylight(s); Window Treatments 

Water Source: Well 

Public Remarks: Welcome to your peaceful paradise! 

setting, surrounded by nature's beauty. 

This stunning 4 bedroom, 

With a full finished walkout basement, there's plenty of space to spread out and enjoy all the comforts 

2 1/2 bath home is perfectly situated in a serene country 

of home. Relax and unwind in the screened sunroom, the perfect spot to take in the tranquil views of the pond and all the wildlife that calls it 

home. The dishwasher, refrigerator/freezer, and tankless hot-water heater are Energy Star qualified, and this home has a § Star Home Energy 

Rating Certificate. The basement walls are factory manufactured precast concrete by Superior Walls and there is a chimney installed suitable 

for a wood or pellet burning stove. The fireplace has gas piped in for future instaltion of gas logs and there 

Sold Date: 

07/12/2023 

Sold Price: 

$385,000 

Sold Price/SqFt: 

189.1 

Arrowhead Realty 

Arrowhead Realty 

109 S Main St. 

Suite C 

Eaton Rapids, MI 48827 

517-202-6489 

517-202-6489 

llynn33@gmait.com 

Information is deemed to be reliable, but is not 

information on this sheet has been made availa 

aranised. 

© 2025 MLS and FBS. Prepared by Arrowhead Realty on Sunday, May 18, 2025 8:41 PM. The 

le by the MLS and may not be the listing of the provider.

<5 Lod 

1838 S'Waverly Road, Eaton Rapids, MI 48827 

= AQ 

BZ 

$465,000 

Zr2908 

Residential Closed 

: 

1 

County: 

Eaton 

Lot Acres: 

| 

City: 

Eaton Rapids 

Lot Size Dimensions: 210x440. 17 

| 

Key: 

Combo 

Frontage Length: 

210 

| 

Township/Tax 

Eaton Rapids Twp 

School District: 

Eaton Rapids 

Authority: 

Elementary School 

Eaton Rapids 

Property Sub- 

Single Family 

District: 

Type: 

Residence 

Subdivision: 

None 

Entry Level: 

1 

Section #: 

25 

Entry Location: 

Front Door 

Home Warranty: 

Yes 

List Price: 

$475,000 

Reserved Items: 

No 

Baths Full - Total: 

2 

Year Built: 

Baths Half - Total: 

0 

Builder Name: 

Aarowhead 

* 

Baths - Total: 

2 

Homes 

Bedrooms Total: 

3 

Occupancy: 

TBD 

Pool Private: 

No 

Building Area Total 

4,280 

ay 

y 

Spa: 

No 

SqFt: 

= 

= 

Ll 

Cross Street: 

Barnes Road 

Total Livable Area: 

~~ 3,240 

1838 S Waverly Road 

Association Fee/Yr: 

Front Door: 

"East 

Directions: Columbia Road to S. on Waverly Road, House on west side of 

Waverly 

Legal: COM E 1/4 COR SEC 25; S0 09'33"E 871.88 FT TO POB; S0 09'33"E 

210 FT, S89 39'14"W 440.17 FT, NO 09' 33"W 210 FT; N89 39'14"E 440.17 FT 

TO POB. SUBJ TO ALL EASEMENTS & RESTRICTIONS IF ANY. SEC 25, 

T2N,R3W, EATON RAPIDS TWP. 1-7-05 (ADJUSTMENT) 

Parcel #: 

23-120-025-400-001-13 

Tax Year: 

2021 

Taxes: 

$4,392.7 

N 

State Eq Value: $255,000 

Taxable Value: $166,933 

Zoning: Residential 

#Full Baths Level 3: 

0 

#Half Baths Level 3: 

0 

Level 1 Finished Area: 

8 

#Full Baths Level 2: 

0 

#Half Baths Level 2: 

0 

Level 2 Finished Area: 

~.0 

#Full Baths Level 1: 

2 

#Half Baths Level 1: 

0 

Level 3 Finished Area: 

i 

#Full Baths Level B: 0 

#Half Baths Level B: 0 

Below Grade Finished Area: 1,100 

Above Grade Finished Area: 2,140 

SqFt - Basement: 

2,140 

Room 

Level DimensionsRoom 

Remarks 

Room Name 

Level 

Dimensions Room 

Remarks 

Name 

Features 

Features 

Primary 

First 

224 x 16.2 

Carpet 

Bedroom 2 

First 

12.9 x 10.11 Carpet Floor 

Bedroom 

Floor 

Bedroom 3 

First 

12.8 x 12.7 

Carpet Floor 

Office 

Primary 

First 

13.8 x 10.3 

Tile Floor 

Bedroom 4 

Basement 15x 9.3 

Carpet Floor 

Bathroom 

Bathroom 2 

First 

10.11 x 4.1 

Tile Floor 

Living 

First 

21x 18.4 

Hardwood 

Family Room 

 Basement22.5x 20.2 

Carpet Floor 

Room 

Floor 

Kitchen 

First 

19.1x13 

Hardwood 

Dining 

First 

14.5x 13.3 

Tile Floor 

Floor 

Room 

Other 

Basement27.11 x 13.3 Laminate 

Billiards Room; laminate 

Landry: 

First 

8. 1 x7 

Vinyl Floor 

Floor 

wood 

Appliances: r—— [— Dryer; Electric Ov: 

ven, Elect 

Land & Acreage: 2+ thru 5 Acres 

Range; Gas Water Heater; Humidifier; Microwave; 

-Range; 

Lot Features: Back Yard; Front Yard; Landscaped; Many Trees; 

Refrigerator; Washer; Water Softener 

Private; Secluded; Wooded 

Basement: Bath/Stubbed; Egress Windows; Finish 

d; Full; Walk-Out \ Laundry Features: Laundry Room; Main Level; Sink 

Access 

Levels: One 

Cooling: Central Air 

Other Equipment: Generator 

DPR: DPR Eligible: No 

“Parking Features: Garage Spaces: 3; Driveway; Garage; Garage 

Exterior Features: Rain Gutters 

Door Opener; Garage Faces Side 

Electric: 200+ Amp Service 

Patio & Porch Features: Deck; Front Porch; Patio; Porch 

Exterior: Stone; Vinyl Siding 

Property Use: Primary 

Flooring: Carpet; Ceramic Tile; Laminate; Simulated Wood; Tile; Vinyl 

Roof: Shingle 

Foundation Details: Concrete Perimeter 

Road Frontage Type: County Road 

Fireplace Features: Living Room; Wood Burning 

Road Surface Type: Asphalt

nasement includes 1 bedroom and additional living room with a sliding door out to the patio. 

Sold Date: 

07/21/2023 

Sold Price: 

$465,000 

Sold Price/SqFt: 

217.29 

Arrowhead Realty 

Arrowhead Realty 

109 S Main St 

Suite C 

Eaton Rapids, M| 48827 

517-202-6489 

517-202-6489 

llynn33@gmait.com 

Information is deemed to be reliable, but is not 

guaranteed. © 2025 MLS and FBS. Prepared by Arrowhead Realty on Monday, May 19, 2025 9:24 AM. The 

information on this sheet has been made available by the MLS and may not be the fisting of the provider.

APPRAISAL OF REAL PROPERTY 

LOCATED AT: 

1838 8 Waverly Rd 

See attached addenda. 

Eaton Rapids, MI 48827 

FOR: 

United Wholesale Mortgage 

585 S Blvd E 

Pontiac, MI 48341 

AS OF: 

0711012023

Appraisals by Joanna Moray 

f 

: 

n 

202307-768 

Uniform Residential Appraisal Report 

Fle 1838 § Waverly Ro 

The 

59 

of this summer 

rélsal 

report 

is to 

provide the lenidor/chent wih an accurate, 

and 

edequatel 

red, 

opinion 

of the market valu 

of the 

st 

Property 

Ardress 

erly Rd 

City Eaton Rapids 

Stats 

Mi 

ZpCods 48827 

Bamower_Anfia & Chiistopher Smith 

Qunet 

of Public Resoxd 

Anderson Family Living Trust 

County Eaton 

Legal 

Description 

See attached 

addenda 

Assessors Parcel # 

120-025-400-001-13 

Tax Year 2020 

RE. Taxss$ 

4.393 

hborhood Name 

Ea 

api 

Map Relorence 

28620 

Gengus Tract 022 

Occupant 

BG Owner 

|] Tenant 

{| Vacam 

Special Assosemenis$ 

QO 

[1PUD _ HOAS © 

[por year 

por month 

Pioperty Rights Appraised 

BY] Fes Simple 

Leasshold 

[3 Other (describe) 

Assignment 

Typ 

1D) Purchase Transaction 

Refinance Transaction 

| 

| Othet (describe) 

Lendat/Chlalt 

United Wholesale Mortgage 

Address 

_ 585 S Blvd E, Pontiac, 

Mi 48341 

Is the subjoct property curently oflerod for sala of has if been offered for sata in the twelve months prior to the affective dats of this appralsai? 

Dives 

[No 

Report data source(s) used, oerlng price(s), end deaf). 

DOM 33:Sublect property was offered for sale. Latest Price $475,000, atest Date 

06/13/2023; Criginal Price 

$480,000;0riginal Dale 

05/10/2023; 

Real 

#630000272908 

1 DG dd 

[] cid not analyze the contract for sale for the subject purchase transaction. Ex 

ites 

of 

says of the corti 

or slo vy Bs anes is nt 

formed. 

Arm: 

h 

sate;l 

have al 

Col 

for 

Sale 

and 

the contract 

price 

appears 

to 

be the a 

uy 

al 

estate, 

nly 

without any 

other 

valuable considerations 

or conditions, 

Contract Price $465,000 

Dato of Gontradt 06/43/2023 _ Is hw property saber tho awner of public record? 

DL Yes 

[ 

[Mo 

Dela Soures(s) 

Assessor 

Ts thet any financlal assistance (oan charges, sale concessions, ft or downpayment assistance, ele.) to bo paid by any party on behalf 

of the borrasver? 

[Yes 

5 [0 

If Yas, report tha total dollar amount and describe the lems to be paid, 

30; 

Note; Race and the raclal composition of the neighborhood are not eppralsal factors, 

Nelghborhood Charsoteristios 

Orie-Untt Housing Trends 

One-Unft Housing 

Present Land Use % 

Location 

_[_] Urban 

Suburban 

Rugal 

Property Vales 

|] Increasing 

Stable 

[] Dechiing 

PRICE 

AGE 

| Ono-Unit 

55% 

BuitUp 

[] Over 76% 

25-76% 

__[] Under 26% 

|Domand/Supply 

{| Shortage 

In Balance 

|] Over Sugply | $ (000) 

yrs} 

{2-4 Unit 

1% 

Growth 

[] Rapid 

Stable 

Show 

Marketing ime 

Underdmths 

[ }36mths 

[J OverBmths | 385 

Low 

1 

|MatiFemiy 

1% 

Nelghbiorhood Boundaries 

The subject's neighborhood boundaries are [96 to the north, U$-127 to the 

550 

High 

93 

|Commerclal 

3% 

east, Bellevue Hwy to the south, and 1-69 to the wast. 

. 

389 

Pred. 

23 

[Other 

40%: 

Ne 

De 

See attached addendum. The subject 

is 

located in the Eaton Rapids Public School District. The "other 

present land use 

refers to 

vacant land, The 

subject Is localed in an 

a 

ith 

a mixture of home sfvies, ages. sizes, condition, and quality. 

Market Conditions (inoluding support for tha sbove conchustons) 

The subject is part of the Lansing regional market. General marketing time Is 0-3 months. 

Diversions 210’ x 439° 

hea 212 ac 

Tape Rectangular 

VW B.Res Woods 

Spocific Zoning Classification 

LA 

Zoning Description 

Limited Agricuffural 

Zoning Compliance 

 D) Legal 

[ ] Legal Noniconforming (Grandfathoved Use} 

 [] No Zosing [ 

] Hegel (describe) 

Is the highest 

ard bast uss of subjoct property as improved (oe &3 proposed por plang and specifications) 

the present sa? 

Xi Yes 

[]No_HNo dmorde 

See attached 

addenda. 

Utllitles 

Public 

Other (deacribe} 

Public 

Other (describe) 

Off-aits brprovemsnts - Typs 

Put 

Private 

Eloaricty 

Water 

DX Private Well 

Strest Paved 

Gag 

Santry Sowst_[_] 

I) 

Private 

Septic 

Ney 

None 

FEMA Special Rood Hazard 

Ares 

Yes 

Ho FEMA Rood Zona 

FEMA Map # 

FEMA Map Dato 

11/26/2010 

Ave the utilties and off-atta lprovaments typical for the market ares? 

BC Yes 

[No 

if No, dessribe 

Are thor any advasa sito conditions or extemal factors (easements, encroachments, environments) conditions, land ixses, tc)? 

[Ye 

No_ 

Hf Yes, deseilhe 

There 

were 

no enicroa: 

its 

or adv 

conditions 

evident, 

| 

easements 

for 

public 

utilities. 

The subject 

Is 

located on a roal 

xper 

arate traffic thre 

ut 

thie ds 

e 

if 

ol 

rketabil 

8 

refle 

in the location adjustments. 

General Desorption 

Foundation 

Exterior Desorption 

‘materials /condition | interior 

materisls/oondiion 

Units (38 Ons [| Ong wih Accessory 

Unt 

Concrete Stab 

Grad Space 

[Foundation Walls 

Poured Concrete/Av_ 

Firs 

Tile/HWIGrotAvg 

# of Storias 

1 

& Ful Bagoment 

Partial Basomond 

{Exterior Walls 

Viny[EriodAverade 

Was 

DrywalyAverage 

| 

Typo [3 Det. [1 Att 

S-Det/End Unt _1Basement Area 

2,039 seit 

q 

Avera 

Exiting | Propossd |] Urder Const. 

| Basement Fal 

55% 

Deg 

a) 

Quisida 

Entry/Bxtt 

Sump 

P 

Voor Built 

2008 

Evidenco of 

 [] Infestefon 

None 

Storm Seid 

Thome Panciieg 

Hfoclive 

Aga (Yrs) 

§ 

[1 Dampness 

Settlement 

Sarsons 

lon/Avg 

DQ rivoway 

__# of Gary 

1 

Alle 

Nome 

Heating DQ FA 

HWBB {| Radiant [Amenites 

Woodstova(s) 

# 

© 

j0rivawey Scface 

Gravel 

Drop Stat 

[Stairs 

Other 

[Fost Gas 

Fireplaces) # 

1] 

Fence Noy 

Guge 

 #oi0us 

3 

Flaor 

Souttie 

Cooling 

Central Alr CondiBoning 

PatioDack _PT/0K X Porch Entry 

Caport 

~~ # of Garg 

0 

Finished 

Hogted 

Individual 

[J Other 

Pool None 

Othe_None 

At 

Det. 

Buift-in 

Agplances |] Refigurtor 

[7] Range/Oves_ 

BQ Dishwasher 

_ DG) Disposal 

8) Microwave 

[| WasherDyer 

_[] Dir (describ) 

Fiolshed area above grado contains: 

7_ 

Rooms. 

2 

Bedrooms 

20 

Bans) 

2,039 

Square Feat 

of Gross Living Area Above Grate 

 Adgitiopal features {spell encegy efcknl Rems, ele). 

No value fs aiven to personal property. See below for property detalls,

202307-766 

Uniform Residential Appraisal Report 

Fie# 1838 § Waverly Rd 

Thetagte 

5 

comparable properties currently offered for sae in the sublect neighborhood ranging 

In price from $ 

385.000 

o§ 

515000 

Thors ars 

0 

comparable galas in the subject neighborhood within 

the past twelve months gig 

J sh pk. fon 

385,00 

fof 549,900 

FEATURE 

SUBJEGT 

COMPARABLE SAE # 1 

PARABLE BALE # 

COMPARABLE SALE #3 

Address 

1838 S Waverly Rd 

1906 S Royston Rd 

401 William Durfee Dr 

8807 Bradford Rd 

ide, 

Mi 486827 

Eaton Rapids, M} 48827 

|Eaton Rapids, MI 48827 

Eaton Rapids, 

M1.48827 

Proximity 

to Sisbject 

6.05 miles W. 

4.87 rolles SW 

4.77 miles SW 

Salo Price 

$ 

465.000) 

$ 

400.000] 

$ 

549.900 

$ 

450,000] 

Salo Prica/Gross Liv. Area 

$ 

_22805%0f18 

29510 saft 

$281.36 sqft 

5 

176.06 sat 

Data Source(s} 

RCMLS#630000273014:D0M 4 

IRCMLS#630000272679:D0M 42 |RCMLS#830000260268:D0M 151 

Verification Source(s) 

RC MLS / Assessor Records 

Realcomp MLS/ Tax Data 

RC 

MLS / 

Assessor R 

S 

VALUE ADJUSTMENTS 

DESCRIPTION 

DESCRIPTION 

+{}$ Adjustment 

DESCRIPTION 

+()§ Adjustment 

DESCRIPTION 

+{) $ Adjustment 

Sales of Financing 

AmmiLth 

Ami ih 

ArmLth 

Concessions 

Cash 

Conv: 

VAD, 

Date of Sale/ Tire 

$06/23;605/23 

806/23:c05/23 

$03/23:¢01/23 

Location 

A:Res:BsyRd.__IN;Res: 

-3.000{B:Res Stream 

-5.000|N.Res: 

3.000, 

Leagehold/Feg Simple 

Fee Simple 

[Fes Simple 

Fee Simple 

Fee Simple 

Sita 

2.12.80 

5.01a¢ 

-5,780[13.14 ac 

-22,040/6.23 ac 

-8,220 

Vow 

BRes:Woods 

_|B:Res:Woods 

B:Res:Woods 

BResPstr 

0 

Design 

(Style 

DT1:Ranch 

DTZ. Tradifional 

0I0T1.5:Bunaam 

Q{DT1:Ranch 

Qualky of Construction 

Q4 

Q4 

Q4 

Q4 

Actual Ago 

17 

24 

0130 

028 

[) 

Condition 

C3 

C3 

C3 

-20.000C3 

420,000 

Above Grado 

Total 

{Bdrms. | Bas | Totar 

|Bams. | Baths 

Tot) [Boms. | Baths 

Tote 

{Boms. | Baty 

Roam Count 

ti 

2120] 

7] 

3 

12% 

-20000 

7 

| 3 

130 

4000: 

8 

| 

3 

[24 

-2,000 

Grass Living Area 

2,039 sad. 

1.777. 48 

+0,170] 

2.104 soft. 

9 

2.556 san. 

18,095 

Basement & finished 

2039s11121sfwo | 1095610stwo 

011504sf1504sfwo 

0(2384sf1773sfwo 

0 

Rooms Bolow Grade 

2 1bt0.0balo 

11,240; 100br{ Obalo 

3,830: 170br1.0bato, 

6,620) 

Functional Uiity 

2 Bedroom 

Average 

-2,000 Average 

-2.000{ Average 

2.000 

Fe] Hoating Cooling 

FWAICA 

FWAICA 

FWACA 

FWA/CA 

PY enon font toms 

ins/Win 

tnsWin 

TnsfWin 

Insvin 

fy Garage/Carpoit 

3gatdw 

2gaidw 

45,000] 2ga2dw 

+5,000|20a1dw 

+5,000 

[ag Porch/Patio/Dack 

CvdPc, Dk CvPa {Pe Dk CvP EnP 

-2.000|CvdPo Dk.CvPa 

CvP. Dk Bal Cub 

1.000] 

[I 

1E/P 

EP 

1EP 

1 F/R 

[4 

Othe 

None 

Pole Bam 

-10,000{None 

None 

a 

ge] vet Acpstment (ota) 

+ 

(1-8 

goo 

[J+ 

DO- 

Is 

52870] 

[J+ 

- 

I$ 

15.835 

a Adjusted Sale Price 

Not Adj. 

02% 

Net Adj. 

06% 

Nat Adj. 

35% 

I] of Comparables 

Gross 

Ad, 

125% 

1% 

400,600]Gross Ad. 

11.4% 8 

497 030]6ross Ad). 

14.8%($ 

434 165, 

@ 

1 

ad 

| did not research the sale or transfer history of the subject property and comparable sakes. if nof, explain 

My resowph 

 [] old 

[3 did not reveal any prior sas or transfers of the subject property for th thes years prior 

ta the effective dele of this appraisal. 

Data Source(s) 

__Realoomp MLS 

/ PRD 

My rosoarch 

|) did 

[3] did not reveal any prios sales of transfers of the comparable sales for the year prior to the date of sele of the comparable sala. 

Dia Soute(s) 

_Realcomp MLS / PRD. 

Report 

tha results of the research and analysis of the prior 

sat or transfer history 

of the subject property and comparable sales {repost additional prior sales on page 3). 

EM 

SUBJECT 

COMPARABLE SALE #1 

COMPARABLE SALE #2 

COMPARABLE SALE #3 

Date of Prior Sale/Fransfor 

Price of Prior Sal/Transter 

Data Source(s) 

Realcomp MLS / Tax Data 

[RC MLS / PRD 

Realcomp MLS / Tax Datla 

[RC MLS {PRD 

Effoctivo Dats of Bata Source(s) 

07/10/2023 

07/10/2023 

07/10/2023 

07/10/2023 

Analysts of prior sala or transfor fistory of the subject proporty and comparablo seks 

The appraiser could not locate any prior sales or transfers within the 

past 38 months for the sublect prior to the dale of inspection or 12 months prior to the date of sale for any comparable properties, unless listed 

above. 

Summary of Seles Comparison Approach 

See attached addenda.

Uniform Residential Appraisal Report 

Filo # 10.8 waverly Rd 

LITIES 

All of the utilities 

were on and appeared 

to be 

in 

working 

order 

at the 

time 

of the inspection, 

UBL 

WER AND WATER 

Public 

sewer 

and water 

are 

not 

currently avaifable 

af the sublect properly per the 

township, Well 

and septic are common for the area 

and 

this 

has 

no effect on the 

sublect's 

markets 

‘COSY APPROACH TO VALUE (not required by Fannie Mae) 

Provide adequate knformation for the lender/cliait to repticate the below cost figures and calculations. 

Sapport for the opinion of site value (sumenary of comparable land sales of other methods for estimating site value) 

See attached atidenda. 

EJESTMATED 

[| REPRODUCTION OR 

_[) REPLACEMENT COST NEW 

OPINION OF SITE VALUE 

20,000 

poy Soros of cost data 

DWELLING 

pif usally rating from cost service 

Effoctiva dite of cost data 

b= Comments on Cost Apprasch (gross living ares caictdations, depraciaton, ete.) 

Gajape/Camport 

Soft @$ 

Total Estimate of Cost-Now 

Loss 

Physical 

Femetional 

Extemat 

Depreciation 

Depraclated Gost of Improvements 

"As-ls" Value of Sits Improvements 

ST 

[ES 

» Esfimated Remalning Ecosomic Life (HUD and VA only) 

Years (INDICATED VALUE BY COST APPROACH 

» 

INCOME APPROACH YO VALUE (not required by Fannie Hae) 

$3 Estimatod Monthly Maskot Ront 

§ 

X Gross Rent Multiplier 

=$ 

Indicated Value by Incoms Approach 

b§ Sunmary 

of Income Approach ((neluding support for market rent and GR 

The 

income approach was considered but not developed due 

to 

the lack of 

B sutiiclent 

reliable ingome 

date 

{o derive 

a gross 

rent 

muttiplie 

PROJECT INFORMATION FOR PUDS (if applicable) 

Is the developerbulider In control of the Homeowners’ Association (HOA)? 

[TYes 

[No 

Unittype(s) 

[J Deteched 

[| Attached 

Provide 

tha following Information for PDs ONLY H the developer/bulider 1s in control of the HOA and the subject propecty is an attached dwelling nit.

Uniform Residential Appraisal Report 

Fed Tons Snir Rd 

This 

report 

fom 

ls 

designed 

to 

report 

an 

appraisal 

of 

a 

one-unit 

property 

or 

a 

one-unit 

property 

with 

an 

accessory 

unh; 

including 

a 

unit 

In 

a 

planned 

unit 

development 

(PUD). 

This 

mport 

form 

is 

not 

designed 

to 

report 

an 

appraisal 

of 

a 

manufactured 

home 

or 

a 

unit 

In 

a 

condomintum 

or 

cooperative 

project, 

This 

appraisal 

report 

Is 

subject 

to 

the 

following 

scope 

of 

work, 

Intended 

use, 

Intended 

user, 

definition 

of 

market 

valus, 

statement 

of 

assumptions 

and 

fimiing 

conditions, 

and 

certifications. 

Modilcations, 

additions, 

or 

delstions 

to 

the 

[ntendsd 

use, 

inendad 

user, 

deflntion 

of 

market 

value, 

or assumptions 

and 

limiting 

conditions 

are 

not 

permitted. 

The 

appralser 

may 

expand 

the 

scope 

of 

work fo 

Include 

any 

additional 

research 

or 

analysis 

necessary 

based 

on 

the 

complexity 

of 

thls 

appraisal 

assignment. 

Modifications 

or 

deletions 

to 

the 

certifications 

are 

also 

not 

permitted. 

However, 

addifional 

certifloations 

that 

do 

not 

constitute 

material 

alterations 

to 

this 

appraisal 

report, 

such 

as those 

required 

by 

law 

or those 

volated 

to 

the 

appraiser's 

cordinuing 

education 

or 

membership 

in 

an 

appraisal 

organization, 

are 

permitted. 

SCOPE OF WORK: 

The 

scope 

of work 

for this appraisal 

is 

defined 

by the 

complexity 

of 

this 

appraisal assignment 

and 

the 

reporting 

requirements 

of 

this 

appraisal 

report 

form, 

including 

the 

following 

defintion 

of 

market 

value, 

statement 

of 

assumptions 

and 

limiting 

conditions, 

and 

certifications. 

The 

appralser 

must, 

at 

a 

minimum: 

(1) 

parform 

a 

complete 

visual 

inspection 

of 

the 

interior 

and 

exterior areas 

of 

the 

subject property, 

(2) 

inspect the 

neighborhend, 

(3) 

Inspect each 

of 

ihe 

comparable 

sales 

from 

at 

least 

the 

street, 

(4) 

research, 

verify, 

and 

analyze 

data 

from 

rellable 

public 

and/or 

private 

sources, 

and 

(6) 

report 

fis 

or her analysls, 

opinions, 

and conclusions 

in 

this appraisal 

report, 

INTENDED USE: 

The 

Intended 

use 

of thls 

appralsal 

report 

is 

for the 

lender/olient 

to 

evaluate the 

propery 

that 

Is the 

subject 

of 

this 

appralsal 

for 

a morgage 

finance transaction. 

INTENDED USER: 

The intended 

user 

of this appraisal report 

is the lender/clent. 

DEFINITION OF MARKET VALUE: 

The 

most 

probable 

price 

which 

a 

property 

should 

bring 

In 

a 

competitive 

and 

open 

market 

under 

all 

conditions 

requisite 

to 

a 

fair 

sale, 

the 

buyer 

and 

seller, 

each 

acting 

prudently, 

knowledgeably 

and 

assuming 

the price 

is not afacted by undue stimulus. 

Implicit 

in this definition 

1s the consummation 

of 

a sale 

as 

of 

a specified 

date and 

the 

passing 

of 

title 

from 

seller 

to 

buyer 

under 

conditions 

whereby: 

(1) 

buyer and 

seller 

are 

typically 

motivated; 

(2) 

both 

parties 

are 

well Informed 

or wefl advised, 

and each 

acting 

In what he 

or she considers 

his 

or her own best 

Interest; 

(3) 

a 

reasonable time 

Is allowed 

for exposure 

In the open markel; 

(4) payment 

is made 

In terms 

of cash 

in 

U. 

S. 

dollars 

or 

in terms 

of 

financial 

amangements 

comparable 

thersto; 

and 

(56) 

the 

prico 

represents 

the 

normal 

consideration 

for 

the 

property 

sold 

unaffected 

by 

special 

or 

creative 

financing 

or 

sales 

conpessions® 

granted 

by 

anyone 

assaslated 

with 

the 

safe. 

*Adjustments 

to 

the 

comparables 

must 

be 

made 

for 

special 

or 

ciestive 

financing 

or 

sales 

concessions. 

No 

adjustments 

are 

necessary 

for those costs which 

are 

normally 

pald 

by 

sellers 

as 

a 

result 

of tradition 

or 

law 

In 

a 

markel 

area; 

thess 

costs 

are 

readlly 

Identiffable 

since 

the 

seller pays 

these 

costs 

In 

viiually 

aif 

sales 

transactions. 

Special 

or 

creative 

financing 

adjustments 

can 

be 

made 

to 

the 

comparable 

property 

by 

comparisons 

to 

financing 

terms 

offered 

by 

a 

third 

pary 

insttutional 

lender 

that 

Is 

not 

already 

Involved 

in 

the 

property 

or 

transaction. 

Any 

adjustment 

should 

not 

be 

calculated 

on 

a 

mechanical 

dofiar 

far 

doffar 

cost 

of 

the 

financing 

or 

concession 

but 

the 

doar 

amount 

of 

any 

adjustment 

should 

approximate 

the 

market's 

reaction 

to 

the 

financing 

or 

concessions 

based 

on 

the 

appraiser's 

judgment. 

STATEMENT 

OF ASSUMPTIONS AND LIMITING CONDITIONS: 

The 

appralser's 

certification 

in 

this 

repost 

is 

subject 

to 

the 

following 

assumptions 

and 

Imiting 

conditions: 

1. 

The 

appraiser 

will 

not 

be 

responsible 

for 

matters 

of 

a 

legal 

mature 

that 

affect 

either the 

property 

being 

appraised 

or the 

tlite 

to 

ft, 

except 

for 

information 

that 

he 

or 

she 

bsoame 

aware 

of 

during 

the 

research 

involved 

in 

performing 

this 

appraisal. 

The 

appraiser assumes 

that 

the 

title 

Is 

good 

and 

marketable 

and 

wilt 

not 

render 

any 

opinfons 

about 

the 

title. 

2. 

The 

appraiser 

has 

provided 

a 

sketch 

in 

this 

appraisal 

report 

to 

show 

the 

approximate 

dimensions 

of 

the 

Improvements. 

The 

sketch 

Is 

Included 

only 

to 

assist 

the 

reader 

In 

visualizing 

the 

property 

and 

understanding 

the 

appralser's 

determination 

of fs size. 

3. 

The 

appraiser 

has 

examined 

the 

avaliable 

flood 

maps 

that 

are 

provided 

by 

the 

Federal 

Emergency 

Management 

Agency 

{or 

other 

data 

sources) 

and 

has 

noted 

In 

this 

appraisal 

report 

whether any 

portion 

of 

the 

subjost 

site 

is 

located 

in 

an 

identified 

Speclal 

Flood 

Hazard 

Area. 

Because 

the 

appraiser 

is 

not 

a 

surveyor, 

he 

or 

she 

makes 

no 

guaramtess, 

express 

or 

implied, 

regarding 

this 

determination. 

4. 

The 

appraiser 

wlll 

not 

give testimony 

or appear 

In 

court because 

he 

or she 

made 

an 

appraisal 

of 

the 

property 

in 

question, 

unless 

specific 

arrangements 

to 

do 

so 

have 

been 

made 

beforehand, 

or 

as 

otherwise 

required 

by 

law. 

6. 

The 

appraiser 

has 

noted 

In 

this 

appraisal 

report 

any 

adverse 

condilons 

{such 

as 

nesded 

repalis, 

deterioration, 

the 

prosonce 

of 

hazardous 

wastes, 

toxic 

substances, 

etc.) 

observed 

during 

the 

Inspection 

of 

the 

subject 

property 

or that 

he 

or 

she 

became 

aware 

of 

during 

the 

research 

involved 

In 

performing 

the 

appraisal. 

Unless 

otherwise 

stated 

In 

this 

appraisal 

report, 

the 

appraiser 

has 

no 

knowledge 

of 

any 

hidden 

or 

unapparent 

physical 

deficiencies 

or 

adverse 

conditions 

of 

the 

property 

(such 

as, 

but 

not 

fimited 

to, 

needed 

repairs, 

deterforation, 

the 

presence 

of 

hazardous 

wastes, 

toxic 

substances,

. 

. 

N 

. 

202307-766 

Uniform Residential Appraisal Report 

Fis # 1838 

§ Waverly Rd 

APPRAISER'S CERTIFICATION: 

~~ The Appraiser certifies and agress 

that 

1. 

1 

have, 

at 

a minimum, 

developed 

and 

reported 

this 

appraisal 

In accordance 

with 

the 

scope 

of work requirements 

stated 

in 

this 

appraisal 

report. 

2. 

1 

performed 

a 

complete 

visual 

Inspection 

of 

the 

tnterfor 

and 

exterior 

areas 

of 

the 

subject 

property. 

1 

reported 

the 

condition 

of 

the 

Improvements 

In 

factual, 

specific 

terms. 

| 

identitied 

and 

reported 

the 

physical 

deficiencies 

nat 

could 

affect 

the 

fivablity, 

soundness, 

or 

structural 

integrity 

of 

the 

property. 

3. 

| 

performed 

this 

appraisal 

In 

accordance 

with 

the 

requirememts 

of 

the 

Uniform 

Standards 

of 

Professional 

Appraisat 

Practice 

that 

were 

adopted 

and 

promulgated 

by 

the 

Appraisal 

Standards 

Board 

of 

The 

Appraisal 

Foundation 

and 

that 

were 

in 

place 

at 

the 

time 

thls 

appraisal 

report was 

prepared. 

4. 

| 

developed 

my opinton 

of 

the 

market 

value 

of 

the 

real 

property that 

Is 

the 

subject 

of 

this 

report based 

on the 

sales 

comparison 

approach 

to 

value. 

| 

have 

adequate 

comparable 

market 

data 

to 

develop 

a 

reliable 

sales 

comparison 

approach 

for 

this 

appraisal 

assignment. 

| 

further 

certify 

that 

| 

considered 

the 

cost 

and 

income 

approaches 

fo 

values 

but 

did 

not 

develop 

them, 

unless 

otherwise 

Indicated 

in 

this 

report. 

6. 

| 

researched, 

varified, 

analyzed, 

and 

reported 

on 

any 

current 

agreement 

for 

sale 

for 

the 

subject 

propery, 

any 

offering 

for 

salo 

of the subject property 

in the twelve months 

prior to the 

effective 

date 

of 

this 

appraisal, 

and 

the 

prior 

safes 

of the subject 

property 

for 

a 

minimum 

of thre 

years 

prior 

to 

the 

effective 

date 

of 

this 

appraisal, 

unless 

otherwise 

indicated 

In 

this 

report. 

6. 

| 

researched, 

verified, 

analyzed, 

and 

reported 

on 

the 

prior 

sales 

of 

the 

comparable 

sales 

for 

a 

minimum 

of 

one year 

prior 

fo the 

date 

of 

sale 

of the comparable 

sals, 

unless 

otherwise 

Indicated 

in 

this 

report, 

7. 

| 

selected and used comparable 

sales that 

are 

locationally, 

physically, 

and functionally the 

most 

stmilar to the subject property. 

8. 

| have not used comparable sales that were the result of combining a land sale with the contract purchase price 

of a home that 

fias been bullt or will be bulft on the land, 

9. 

| 

have 

reported 

adjustments 

to 

the comparable 

sales 

that 

reflect 

the 

market's 

reaction 

to 

the 

differences betwaen 

the 

subject 

properly 

and 

the 

comparable 

sales. 

10. 

| verified, from 

a disinferested source, 

ail information 

In this 

report that was provided by parties who have 

a financlal 

Interest 

In 

the 

sale 

or financing 

of 

the 

subject 

propery. 

11. 

1 

have 

knowledge 

and 

experience 

In 

appraising 

this 

type 

of 

property 

In 

this 

market 

area. 

12. 

1 am aware 

of, 

and have access 

to, 

the necessary and appropriate 

public and private data sources, 

such 

as 

multiple 

listing 

services, 

tax assessment 

records, 

public 

land 

records 

and other such 

data 

sources 

for the 

area 

in 

which 

the 

property 

Is 

located. 

13. 

| 

obtained 

the 

Information, 

estimates, 

and 

opinions 

furnished 

by 

other 

parifes 

and 

expressed 

In 

this 

appralsal 

report 

from 

rellable 

sources 

that 

| 

believe 

to 

be 

true 

and 

correct. 

14. 

| 

have 

taken 

into 

consideration 

the 

factors 

that 

have 

an 

impact 

on 

value 

with 

respect 

to 

the 

subject 

neighborhood, 

subject 

property, 

and the 

proximity 

of 

the 

subject 

property 

to 

adverse 

Infiusnces 

in the development 

of my 

opinjon 

of 

market 

vaiue. 

| 

have 

noted 

in 

this 

appraisal 

report 

any 

adverse 

conditions 

(such 

as, 

but 

not 

IimHed 

fo, 

needed 

repalrs, 

deterioration, 

the 

presence 

of 

hazardous 

wastes, 

toxic 

substances, 

adverse 

environmemtal 

conditions, 

etc.) 

observed 

durng 

the 

inspection 

of 

the 

subject 

property 

or 

that 

| 

became 

aware 

of 

during 

the 

research 

Involved 

In 

performing 

hls 

appraisal. 

| 

have 

considered 

these 

adverse 

conditions 

in my 

analysis 

of the propery 

valus, 

and have reported 

on the 

effect 

of the conditions 

on the 

valus 

and 

marketability 

of 

the 

sublact 

property, 

15. 

| have 

not knowingly withheld 

any significant Information from 

this appraisal 

report 

and, 

to the 

best 

of my knowlsdge, 

all 

statements 

and 

Information 

In 

this 

appraisal 

report 

are 

true 

and 

coract. 

16. 

| 

stated 

In 

this 

appraisal 

report 

my own 

personal, 

unblased, 

and 

professional 

analysis, 

opinions, 

and 

conclusions, 

which 

are subject only to the assumptions and Hmiting conditions 

In this appraisal report. 

17. 

| fave 

no present or prospective 

interest 

in the praperty that 

is the subject of this report, 

and 

! have 

no present 

or 

prospective 

personal imersst 

or 

bias 

with respact 

to the participants 

In the ransaction. 

| 

did 

not 

base, 

either partially 

or 

completely, 

my 

analysis 

and/or opinfon 

of 

market 

value 

In 

thls appraisal 

report 

on the 

race, 

color, 

religion, 

sex, 

age, 

marital 

status, 

handloap, 

famillal 

status, 

or 

national 

origin 

of 

either the prospective owners 

or occupants 

of the 

subject property 

or 

of 

the 

present ownsrs 

or occupants 

of 

the properties 

in the vicinity 

of the subject property 

or on 

any other basis prohibited 

by law. 

18. 

My 

employment 

and/or 

compensation 

for 

performing 

thls 

appraisal 

or 

any 

future 

or 

anticipated 

appralsals 

was 

not 

conditioned 

on 

any 

agreement 

or 

understanding, 

written 

or 

otherwise, 

that 

| 

would 

report 

{or 

present 

analysis 

supporting) 

a 

predetermined 

specific 

value, 

a 

predetermined 

minimum 

value, 

a 

rangs 

or 

direotion 

In 

value, 

a 

valus 

that 

favors 

the 

cause 

of 

any 

party, 

or 

the 

attainment 

of 

a 

specific 

result 

or occurence 

of 

a 

specific 

subsequent 

event 

(such 

as 

approval 

of 

a 

pending

202307-766 

Uniform Residential Appraisal Report 

Flo# 1838 § Waverly Rd 

21. 

The 

lendat/ollent 

may 

disclose 

or 

distribute 

this 

appraisal 

report 

to: 

the 

bomower, 

another lender 

at 

the 

request 

of 

the 

borrower, 

the 

mortgagee 

or 

its 

successors 

and 

assigns, 

maorigage 

insurers; 

government 

sponsored 

erterprises; 

other 

secondary 

market 

parlolpants; 

data 

collection 

or 

reporting 

services; 

professional 

appraisal 

organizations; 

any 

department, 

agency, 

or instrumentality 

of the 

United 

States; 

and 

any 

state, 

the 

District 

of 

Golumbla, 

or other jurisdictions; 

without 

having 

to 

obtaln 

the 

appraiser's 

or 

supervisoty 

appraiser's 

(ff 

applicable) 

consent. 

Such 

consent 

must 

be 

obtained 

hefore 

this 

appralsal 

port may be disclosed 

or distributed 

to 

any other party 

(including, 

but 

rot 

limited 

to, the 

public through 

adveitising, 

public 

relations, 

news, 

sales, 

or 

other 

media). 

22. 

1 am aware that 

any disolosure 

or distribution 

of 

this appraisal 

report 

by me 

or the 

lender/client may 

be 

subject 

to 

certain 

laws 

and 

regulations. 

Further, 

| 

am 

also 

subject 

to 

the 

provisions 

of 

the 

Uniform 

Standards 

of 

Professional 

Appraisal 

Practice 

that 

pertain 

to disclosure 

or distribution 

by 

me. 

23. 

The 

borrower, 

another 

lander 

at 

the 

request 

of 

the 

borrower, 

the morigagee 

or 

Hs successors 

and 

assigns, 

morgage 

Insurers, 

government 

sponsored 

enterprises, 

and 

other 

secondary 

market 

participants 

may 

rely 

on 

this 

appralsal 

report 

as 

part 

of 

any morigage finance transaction that 

Invoives 

any 

one 

or more 

of theses 

parties. 

24. 

If 

this 

appraisal 

report 

was 

transmitted 

as 

an 

“electronic 

record” 

contalning 

my 

‘“sfectronic 

signature,” 

as 

those 

terms 

are 

defined 

in 

applicable 

federal 

and/or 

state 

laws 

(excluding 

audlo 

and 

video 

recordings), 

or 

a 

facsimile transmission 

of 

this 

appralsal 

report 

containing 

a 

copy 

or 

representation 

of 

my 

signature, 

the 

appraisal 

report 

shalt 

be 

as 

effective, 

enforceable 

and 

valid 

as 

# 

a 

paper version 

of 

this 

appralsal 

report 

were 

dellverad 

containing 

my 

original 

hand 

wiltlen 

signature. 

25, 

Any 

Intentional 

or 

negligent 

misrépresentation(s) 

cortalned 

in 

this 

appraisal 

report 

may 

result 

In 

civil 

lability 

and/or 

criminal 

penalties 

including, 

but 

not 

Hmited 

to, 

fine 

or 

Imprisonment 

or 

both 

under 

the 

provisions 

of 

Title 

18, 

United 

States 

Codes, 

Section 

1001, 

et 

seq. 

or 

similar 

state 

laws. 

SUPERVISORY APPRAISER'S CERTIFICATION: 

~~ The 

Supervisory 

Appraiser cenlles 

and 

agress that 

1. 

| 

directly 

supervised 

the 

appraiser 

for 

this 

appraisal 

assignment, 

have 

read tho 

appraisal 

report, 

and 

agres 

with 

the 

appraiser's 

analysis, 

opinions, 

statements, 

conclusions, 

and 

the 

appraiser's 

certification. 

2. 

| accept 

full responsibifty for the contents 

of this appraisal report Including, 

but not limited to, 

the appraisers analysts, opinlons, 

statements, 

conclusions, 

and 

the 

appraiser's 

certification. 

3. 

The appraiser 

Identified 

{n 

this 

appraisal 

report 

is ether 

a sub-contractor 

or 

an employee 

of the supervisory appraiser 

(or the 

appraisal firm), 

is 

qualifted 

to perform 

this 

appraisal, 

and 

Is acceptable 

to 

perform 

this 

appraisal 

under the 

applicable 

state 

faw, 

4. 

This 

appraisal 

roport 

complies 

with 

the 

Uniform 

Standards 

of 

Professional 

Appraisal 

Practice 

that 

were 

adopted 

and 

promulgated 

by 

the 

Appraisal 

Standards 

Board 

of 

The 

Appralsal Foundation 

and 

that 

were 

[n 

place 

at 

the 

time 

this 

appraisal 

repoit 

was 

prepared. 

5. 

if this 

appraisal 

report was transmitted 

as 

an 

“electronic 

record” 

containing 

my 

“electronic 

signature, 

as 

thosa terms 

are 

defined 

in 

applicable 

federal 

and/or 

state 

laws 

(excluding 

audlo 

and 

video 

recordings), 

or 

a 

facsimile 

transmission 

of 

this 

appraisal 

report containing 

a 

copy 

or representation 

of my 

signature, 

the appraisal 

report 

shall 

be 

as 

effective, 

enforceshle and 

valid 

as 

ff 

a 

paper 

version 

of 

this 

appraisal 

report 

were 

dolivered 

containing 

my 

original 

hand 

written 

slgnature. 

APPRAISER 

; 

yo 

§ | 

i 

SUPERVISORY APPRAISER (ONLY IF REQUIRED) 

OA 

Signature 

j 

! 

Ld 

Signature 

Name 

Joanna A Morey 

Name 

Company Name 

Sage Appraisals, LLC 

Company Name 

Gompany Address 

PO Box 93 

Company Address 

Telephone Number 

~~ (517) 861-8454 

Telephone Number 

Emall Address 

fmoreyappraiser@amail.com 

Emall Address 

Date of Signature and Report 

011202023 

Date of Signature 

Effective Date of Appraisal 

07/10/2023 

State Certifcation # 

State Certification # I 

ar State License # 

or State License # 

State 

or Other (describe) 

Stata # 

Expiration Date of Certification or License 

State 

MI 

Expiration Date of Certification or License 

07/31/2024 

SUBJECT PROPERTY 

ADDRESS OF PROPERTY APPRAISED 

[J Did not nspact subjaot propanty 

1838 S Waverly Rd 

{J Did inspaot exterior 

of subJact property from steoet

SMTi 

EATon RaPibs, MT, 4E927 

Micwigan T

AL Floor M

2407 N. GR

LANSING,

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