doc10612120260608092657.pdf
Stacey N Brancheau Petitioner V Township Of Fenton Respondent · 26-002246-TT
Text extracted from the reviewed PDF, organized by page. OCR and reading order may contain errors; confirm details in the PDF below.
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03/17/2026 2026 BOARD OF REVIEW DECISION FROM CHARTER TOWNSHIP OF FENTON JULIA L. WILSON 12060 MANTAWAUKA DR FENTON, MI 48430 NAME AND ADDRESS OF OWNER OR PERSON NAMED ON ASSESSMENT ROLL PROPERTY IDENTIFICATION: (Parcel Code required. Property address d legal description optional. ): BRANCHEAU, STACEY N & GARRET rs 16320 HI LAND TRL 6-32 due! LINDEN MI 48451 16320 HI LAND TRL A PARCEL OF LAND BEG AT SW COR OF LOT 61 SOUTH SILVER LAKE HI-LANDS TH S 89 DEG 30 MIN 30 SECE 374.34 FT TH ON A CURVE TO LEFT RADIUS 198.84 FT CHORD S 3 DEG 05 MIN E 149.68 FT TH N 89 DEG 30 MIN 30 SEC W 385.62 FT THN 1 DEG 14 MIN E 149.4 FT TO PL OF BEG & 1/21 TH INTEREST IN LOT 44 SOUTH SILVER LAKE HI LANDS SEC 32 TSN R6E THIS PROPERTY IS CLASSIFIED 401 (RESIDENTIAL-IMPROVED) Thank you for attending this years March Board of Review. The Board has reviewed the information you supplied and the data necessary to compute your assessment and taxable value. The Board has completed their review of parcel number 06-32-400-001 3 Petition #: MIS They have made the following determination based on the information you supplied. Board of Review Comments CLERICAL ADJUSTMENTS REVIEWED AND SALE PRIXCE REVIEWED [2026 ORIGINAL ASSESSED VALUE 325,200 2026 "BOARD OF REVIEW" ASSESSED VALUE 297,000 (If the above amounts are the same, no revisions have occured) 2026 ORIGINAL TAXABLE VALUE 325,200 2026 "BOARD OF REVIEW" TAXABLE VALUE 297,000 2026 PRINCIPAL RESIDENCE EXEMPTION/QUALIFIED AG 100.0000 If you disagree with the decision of the Board of Review regarding the above decision, further appeal may be made to the Michigan Tax Tribunal by filing a PROPERTY TAX APPEAL PETITION FORM to the Michigan Tax Tribunal. Forms can be found at www.michigan.gov/taxtrib under appeal forms Deadline for filing to Tribunal is May 31 for Commercial Real, Industrial Real, Developmental Real, Commercial Personal, Industrial Personal and Utility Personal Property.
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EXHIBIT A
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APPRAISAL OF LOCATED AT: 16320 Hi Land Trl Linden, MI 48451-9025 FOR: ELGA-Credit Union- Grand Blanc 6065 Grand Pointe Blvd Grand Blanc, MI, 48439
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NO-AMC ELGA-Credit Union- Grand Blanc 6065 Grand Pointe Blvd Grand Blanc, MI, 48439 File Number: 17981 To whom it may concern: In accordance with your request, | have appraised the real property at: 16320 Hi Land Trl Linden, MI 48451-9025 The purpose of this appraisal is to develop an opinion of the market value of the subject property, as improved. The property rights appraised are the fee simple interest in the site and improvements. In my opinion, the market value of the property as of July 9, 2025 isy $540,000 Five Hundred Forty Thousand Dollars The attached report contains the description, analysis and supportive data for the conclusions, final opinion of value, descriptive photographs, limiting conditions and appropriate certifications. Daniel L. Van Wagner
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Neighborhood Name Linden schools Map Reference 08121- Fenton Twp Census Tract 0131.12 Occupant [XJ Owner [Jenant [J vacant Special Assessments $ 300 [Jpup HOAS O [per year [per month = Property Rights Appraised XJFee Simple [] Leasehold [Jother (describe) Assignment Type Purchase Transaction OJ Refinance Transaction [] Other (describe) Lender/Client ELGA-Credit Union- Grand Blanc Address 6065 Grand Pointe Blvd, Grand Blanc, MI 48439 Is the subject property currently offered for sale or has it been offered for sale in the twelve months prior to the effective date of this appraisal? Yes [0] No Report data source(s) used, offering price(s), and date(s). DOM 4;the subject is currently pending per GMAR MLS#81025030877 Original list price $529,900 Original list date:06/26/2025 pending date:06/30/2025 | did OJ did not analyze the contract for sale for the subject purchase transaction. Explain the results of the analysis of the contract for sale or why the analysis was not performed Arms length sale; The appraiser reviewed a fully executed 9 page purchase agreement. The potential buyer signed agreement on:06/29/2025 and the sellers signed on:06/29/2025 Buyer to pay $1,000 over highest offers not to exceed $545,000 with Full appraisal gap Guarantee. 4 Contract Price $ 540,000 Date of Contract 06/29/2025 Is the property seller the owner of public record? XJ ves [no Data Source(s) Assessor 2 Is there any financial assistance (loan charges, sale concessions, gift or downpayment assistance, etc.) to be paid by any party on behalf of the borrower? ves No [8] If Yes, report the total dollar amount and describe the items to be paid $0;;No financial assistance provided. Note: Race and the racial composition of the neighborhood are not appraisal factors. Neighborhood Characteristics One-UnitHousing Trends One-Unit Housing Present Land Use % Location Urban XJ Suburban [JRural Property Values (XJ increasing Stable Declining PRICE AGE One-Unit 70 % Built-Up Over 75% (XJ25-75% [Junder 25% | Demand/Supply Shortage In Balance Over Supply | $(000) (yrs) 2-4 Unit % Growth Rapid XJ Stable [I slow Marketing Time XJ Under 3 mths 3-6 mths Over 6 mths 150 Low 15 | Multi-Family % Neighborhood Boundaries The neighborhood is defined by; to the north Lahring Rd, to the south 900 High 95 | Commercial % Livingston County, to the east Jennings Rd, and to the west Linden Rd. 460 Pred 65 | Other Vacant 30% Neighborhood Description The subject is located on a paved street 3 miles southeast of the Village of Linden (schools and shopping) which the housing on the east side fronts Marl Lake, a small all sports type lake. Housing on the the lake is typical of lake front housing. a [<] oS I [+4 fe] I) I © [TT 2 There appear to be no unfavorable influences. Market Conditions (including support for the above conclusions) This area has indicated price increases, with an average market time in the 0-90 day range, (per MLS sold data). Supply and demand appear to be in shortage, and seller concessions are common Dimensions 149.68x385.62x149.4x374.34 Area 1.30 ac Shape Irregular view N;Res; Specific Zoning Classification R-3 Zoning Description Residential Single Family Zoning Compliance [X] Legal [] Legal Nonconforming (Grandfathered Use) O No Zoning [Jitegat (describe) Is the highest and best use of the subject property as improved (or as proposed per plans and specifications) the present use? Yes UJ No If No, describe. See Attached Addendum Utilities Public Other (describe) Public Other (describe) Off-site Improvements—Type Public Private Electricity Water XJ) Well Street Asphalt X Gas Sanitary Sewer X Alley None FEMA Special Flood Hazard Area [] Yes [XJNo FEMA Flood Zone X FEMAMap # 260394 0011 B FEMA Map Date 01/16/1981 Are the utilities and off-site improvements typical for the marke! area? XJ ves no If No, describe. At the time of inspection all utilities were operable Are there any adverse site conditions or external factors (easements, encroachments, environmental conditions, land uses, etc.)? O Yes 0 If Yes, describe. No adverse site factors are apparent. Wells are common for the area as public water is not currently available to site. Subject property has lake access to Marl Lake. GENERAL DESCRIPTION FOUNDATION EXTERIOR DESCRIPTION materials/condition | INTERIOR materials/condition Units XJone [I] One with Accessory Unit Concrete Slab Crawl Space Foundation Walls Poured/Avg Floors Carpet/Plank/Gd # of Stories 2 XJ Full Basement Partial Basement | Exterior Walls Brick, Hardboard/Gd | Walls Drywall/Good Det. au [[Js-Det/End Unit| Basement Area 1840 sq. ft. | Roof Surface Asphalt/Avg Trim/Finish ___Painted/Good 0 Proposed [J under Const. | Basement Finish Gutters & Downspouts Aluminum/avg Bath Floor Plank,Cer/Gd Design (Style) Cape Cod outside Entry/Exit Window Type Vinyl/Average Bath Wainscot_Ceramic/Good Year Built 2007 Evidence of [infestation Storm Sash/Insulated_Yes/avg Car Storage [] None Effective Age (Yrs) 10 OJ Dampness J Settlement Screens Yes/Avg Driveway #0of Cars 2 Attic None Heating (XJ FWA [] HWBB [ [I] Radiant | Amenities WoodStove(s) #0 | Driveway Surface Gravel
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Proximity to Subject
0.46 miles NW
2.64 miles NW
2.03 miles SE
Sale Price
$
540,000
$
490,000
$
515,000
$
549,000
Sale Price/Gross Liv. Area | §
223.14 sq.ft.
|$
188.61
sq.ft.
$
263.56 sq.
ft.
$263.56 sq.ft
Data Source(s)
Real #20250022416;D0M 34
| Real #20250029837;DOM 6
Gmar #81024053724;D0M 28
Verification Source(s)
County Records,MLS
County Records
County Records, App's File
VALUE ADJUSTMENTS
DESCRIPTION
DESCRIPTION
+() § Adjustment
DESCRIPTION
+) $ Adjustment
DESCRIPTION
+()
$ Adjustment
Sale or Financing
ArmLth
ArmLth
ArmLth
Concessions
Conv;0
Cash;0
Cash;0
Date of Sale/Time
s05/25;c05/25
s05/25;c05/25
s11/24;c11/24
13,725
Location
N;Res;
N;Res;
N;Res;
N;Res;
Leasehold/Fee Simple
Fee Simple
Fee Simple
Fee Simple
Fee Simple
Site
1.30 ac
12110 sf
12,200 | 19994 sf
10,100{1.19 ac
-20,000
View
N;Res;
N;Res;
N;Res;
N;Res; Woods
-8,000
Design (Style)
DT2;Cape Cod
DT2;Cape Cod
DT2;Colonial
0]DT2;Cape Cod
Quality of Construction
| Q4
Q4
Q4
Q4
Actual Age
18
28
6,000 | 27
6,00030
7,000
Condition
C3
C4
20,000
C3
C2
-15,000
Above Grade
Total
|Bdrms.
Baths
Total
|Bdrms.
Baths
Total_|Bdrms.
Baths
Total
|Bdrms
Balhs
Room Count
713
3.0
714
2:1
25007
(3
2.1
25001713
2.1
2,500
Gross Living Aca 55
2,420 sq.ft.
2,598 sq.ft
-9,800
1,954
sq. ft.
25,600
2,083 sq.ft.
18,500
Basement & Finished
1840sf0sfin
1800sf900sfwo
-6,000 | 1082sf818sfin
0 | 1656sf1400sfwo
-3,000
Rooms Below Grade
Orr1br1.0ba2o
-12,000 | OrrObr1.0ba1o
-8,000 0rr1br1.0ba2o
-20,000
Functional Utility
Average
Average
Average
Average
Heating/Cooling
FA/Central
FA/Central
FA/Central
FA/Central
Energy Efficient ltems
None
None
None
None
Garage/Carport
2ga2dw
3gaddw
-8,000 | 2ga2dw
3gaddw
-8,000
Porch/Patio/Deck
CovPor,EncDeck | Porch/Deck
3,000 | Por/Deck/Patio
0 | Porch/Deck
3,000
Fireplaces
1-Fireplace
1-Fireplace
1-Fireplace
1-Fireplace
Other
30x40 Pole barn
| None
10,000 | 18x36 I/gPool
-10,000 | None
10,000
Other
Lake access
None
10,000 | Lake access
None
10,000
Net Adjustment (Tota)
Je
[(J-
Ts
27,900]
J+
(J-
[s
26,200]
(J+
[XJ
[s
9,275
Adjusted Sale Price
Net Adj.
5.7%
Net Adj.
5.1%
NetAd.
-1.7%
of Comparables
Gross Adi.
20.3%
|$
517,900 | GrossAdi.
12.1% | $
541,200 | Gross
Adj. 25.3% | $
539,725
|
did
0 did not research the sale or transfer history of the subject property and comparable sales.
If not, explain
My research [did
[XJ aid not reveal any prior sales or transfers of the subject property for the three years prior to the effective date of this appraisal.
Data source(s)
County Records
My research [aid
did not reveal any prior sales or transfers of the comparable sales for the year prior to the date of sale of the comparable sale.
Data source(s)
County Records
Report the results of the research and analysis of the prior sale or transfer history of the subject property and comparable sales (report additional prior sales on page 3).
ITEM
SUBJECT
COMPARABLE SALE NO.
1
COMPARABLE SALE NO. 2
COMPARABLE SALE NO. 3
Date of Prior Sale/Transfer
Price of Prior Sale/Transfer
Data Source(s)
County Records
County Records
County Records
County Records
Effective Date of Data Source(s)
| 07/11/2025
07/11/2025
07/11/2025
07/11/2025
Analysis of prior sale or transfer history of the subject property and comparable sales
~~ The subject has not been sold or transferred title within last 36 months
per MLS and Assessor.
Comparable properties have not sold or transferred within the last 12 months per County RecordsPage 7
and overall asthetics. These sales are considered appropriate as they reflect recent sales. COST APPROACH TO VALUE (not required by Fannie Mae) Provide adequate information for the lender/client to replicate the below cost figures and calculations. Support for the opinion of site value (summary of comparable land sales or other methods for estimating site value) ~~ the site estimation is from Fenton Township assessment records. Fa] ESTIMATED [] REPRODUCTION OR [I] REPLACEMENT COST NEW OPINION OF SITE VALUE cv =$ 68,000 Source of cost data Marshall Swift Dwelling 2,420 Sq. FrL@$ cei =$ 0 Fd Quality rating from cost service Effective date of cost data Bsmt: 1840 Sq.fL@$ ...=$ 0 Ed Comments on Cost Approach (gross living area calculations, depreciation, elc.) #7] Cost calculated from the Marshall Swift cost service modified to Garage/Carport_506 Se.FL@$ UTES | 0 local levels. See attached sketch for square footage calculations. | Total Estimate of Cost-New TS 0 Physical depreciation is based on an observed effective age. Less 80 Physical | Functional | External Depreciation =$( 0) The appraiser utilized practices based on and consistent with the | Depreciated Cost of Improvements... se TS | 0 ANSI 7765-2021 standards when measuring and reporting the "As-is" Value of Site Improvements... .. . =3 subject property to determine both GLA and non-GLA areas.
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This appraisal report is subject to the following scope of work, intended use, intended user, definition of market value, statement of assumptions and limiting conditions, and certifications. Modifications, additions, or deletions to the intended use, intended user, definition of market value, or assumptions and limiting conditions are not permitted. The appraiser may expand the scope of work to include any additional research or analysis necessary based on the complexity of this appraisal assignment. Modifications or deletions to the certifications are also not permitted. However, additional certifications that do not constitute material alterations to this appraisal report, such as those required by law or those related to the appraiser's continuing education or membership in an appraisal organization, are permitted. SCOPE OF WORK: The scope of work for this appraisal is defined by the complexity of this appraisal assignment and the reporting requirements of this appraisal report form, including the following definition of market value, statement of assumptions and limiting conditions, and certifications. The appraiser must, at a minimum: (1) perform a complete visual inspection of the interior and exterior areas of the subject property, (2) inspect the neighborhood, (3) inspect each of the comparable sales from at least the street, (4) research, verify, and analyze data from reliable public and/or private sources, and (5) report his or her analysis, opinions, and conclusions in this appraisal report. INTENDED USE: The intended use of this appraisal report is for the lender/client to evaluate the property that is the subject of this appraisal for a mortgage finance transaction. INTENDED USER: The intended user of this appraisal report is the lender/client. DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he or she considers his or her own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U. S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with the sale. *Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the appraiser's judgment. STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS: The appraiser's certification in this report is subject to the following assumptions and limiting conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it, except for information that he or she became aware of during the research involved in performing this appraisal. The appraiser assumes that the title is good and marketable and will not render any opinions about the title. 2. The appraiser has provided a sketch in this appraisal report to show the approximate dimensions of the improvements. The sketch is included only to assist the reader in visualizing the property and understanding the appraiser's determination of its size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in this appraisal report whether any portion of the subject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do so have been made beforehand, or as otherwise required by law. 5. The appraiser has noted in this appraisal report any adverse conditions (such as needed repairs, deterioration, the presence of hazardous wastes, toxic substances, etc.) observed during the inspection of the subject property or that he or she became aware of during the research involved in performing this appraisal. Unless otherwise stated in this appraisal report, the appraiser has no
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appraisal report. 2. | performed a complete visual inspection of the interior and exterior areas of the subject property. | reported the condition of the improvements in factual, specific terms. | identified and reported the physical deficiencies that could affect the livability, soundness, or structural integrity of the property. 3. | performed this appraisal in accordance with the requirements of the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal report was prepared. 4. | developed my opinion of the market value of the real property that is the subject of this report based on the sales comparison approach to value. | have adequate comparable market data to develop a reliable sales comparison approach for this appraisal assignment. | further certify that | considered the cost and income approaches to value but did not develop them, unless otherwise indicated in this report. 5. lresearched, verified, analyzed, and reported on any current agreement for sale for the subject property, any offering for sale of the subject property in the twelve months prior to the effective date of this appraisal, and the prior sales of the subject property for a minimum of three years prior to the effective date of this appraisal, unless otherwise indicated in this report. 6. researched, verified, analyzed, and reported on the prior sales of the comparable sales for a minimum of one year prior to the date of sale of the comparable sale, unless otherwise indicated in this report. 7. | selected and used comparable sales that are locationally, physically, and functionally the most similar to the subject property. 8. I have not used comparable sales that were the result of combining a land sale with the contract purchase price of a home that has been built or will be built on the land. 9. | have reported adjustments to the comparable sales that reflect the market's reaction to the differences between the subject property and the comparable sales. 10. | verified, from a disinterested source, all information in this report that was provided by parties who have a financial interest in the sale or financing of the subject property. 11. | have knowledge and experience in appraising this type of property in this market area. 12. | am aware of, and have access to, the necessary and appropriate public and private data sources, such as multiple listing services, tax assessment records, public land records and other such data sources for the area in which the property is located. 13. | obtained the information, estimates, and opinions furnished by other parties and expressed in this appraisal report from reliable sources that | believe to be true and correct. 14. | have taken into consideration the factors that have an impact on value with respect to the subject neighborhood, subject property, and the proximity of the subject property to adverse influences in the development of my opinion of market value. | have noted in this appraisal report any adverse conditions (such as, but not limited to, needed repairs, deterioration, the presence of hazardous wastes, toxic substances, adverse environmental conditions, etc.) observed during the inspection of the subject property or that | became aware of during the research involved in performing this appraisal. | have considered these adverse conditions in my analysis of the property value, and have reported on the effect of the conditions on the value and marketability of the subject property. 15. | have not knowingly withheld any significant information from this appraisal report and, to the best of my knowledge, all statements and information in this appraisal report are true and correct. 16. | stated in this appraisal report my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the assumptions and limiting conditions in this appraisal report. 17. I have no present or prospective interest in the property that is the subject of this report, and | have no present or prospective personal interest or bias with respect to the participants in the transaction. | did not base, either partially or completely, my analysis and/or opinion of market value in this appraisal report on the race, color, religion, sex, age, marital status, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the subject property or on any other basis prohibited by law.
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ac Sale Price/Gross Liv. Area | $ 223.14 sq.ft. |$ 241.46 sq.ft. | $ 214.61 sq it] $ sq.ft. Data Source(s) Real #20250006854;D0M 10 | Real #20240077303;DOM 46 Verification Source(s) County Records County Records VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +) $ Adjustment DESCRIPTION +) § Adjustment DESCRIPTION +0) § Adjustment Sale or Financing ArmLth ArmLth Concessions Conv;0 Cash;0 Date of Sale/Time s03/25;c02/25 7.950 |s12/24,c12/24 14,250 Location N;Res; N;Res; N;Res; Leasehold/Fee Simple Fee Simple Fee Simple Fee Simple Site 1.30 ac 19994 sf 10,100 | 14026 sf 0 View N;Res; N;Res; N;Res; Design (Style) DT2;Cape Cod DT2;Cape Cod DT2;Cape Cod Quality of Construction Q4 Q3 -10,000 | Q4 Actual Age 18 19 0]20 0 Condition C3 C3 C3 Above Grade Total |Bdrms. Baths Total |Bdrms. Baths Total |Bdrms. Baths Total |Bdrms. Baths Room Count 713 3.0 714 2.1 2500[8 [4 2.1 2,500 Gross Living Area 55 2,420 sq.ft. 2,195 sq.ft. 12,400 2,656 sq.ft -13,000 sq.ft. Basement & Finished 1840sf0sfin 1650sf0sfin 0 800sf800sfin 5,000 Rooms Below Grade OrrObr1.0ba1o -8,000 Functional Utility Average Average Average Heating/Cooling FA/Central FA/Central FA/Central Energy Efficient Items None None None Garage/Carport 2ga2dw 3gaddw -8,000 | 3gad4dw -8,000 Porch/Patio/Deck CovPor,EncDeck | Por/Deck/Patio 0 | Porch/Deck 3,000 Fireplaces 1-Fireplace 2-Fireplaces -2,500 | 1-Fireplace-Dual 0 Other 30x40 Pole barn | I/gPool -10,000 | Bonus Room 0 Other Lake access None 10,000 | Lake access Net Adjustment (Total) + 0 - |s 12,450 J + - Is 4,250 [] + [I] = |s Adjusted Sale Price Net Adj. 2.3% NetAd. -0.7% Net Adj. % of Comparables GrossAd. 13.9% |$ 542,450 | GrossAd. 9.4% | $ 565,750 | Gross Adj. %|$ ITEM SUBJECT COMPARABLE SALE NO. 4 COMPARABLE SALE NO. 5 COMPARABLE SALE NO. 6 [=] < [=] [+3 Qo. [-Y <| 2 [=] Date of Prior Sale/Transfer Price of Prior Sale/Transfer PA Data Source(s) County Records County Records County Records Effective Date of Data Source(s) 07/11/2025 07/11/2025 07/11/2025 Summary of Sales Comparison Approach Comparables 4 & 5 are from the Lake Fenton and Fenton subjects schools. These sales are utilized for additional support of final estimated of market value
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PHU IVLIRLY GUIIU ULECU BTU YG GIG IGG UY LIU HURT IGIS GLI UL SOIPUIIGII S011 UG GUTIDIGGE GU HUW Unig J1IUVIGLG HOE GIG UWUIig 19 PIOLGS UI S100 0 ius foundation and the recycled materials and the recycled components have been rehabilitated/re-manufactured into like-new condition. Recently constructed improvements that have not been previously occupied are not considered ‘new’ if they have any significant physical depreciation (i.e., newly constructed dwellings that have been vacant for an extended period of time without adequate maintenance or upkeep). C2 The improvements feature no deferred maintenance, little or no physical depreciation, and require no repairs. Virtually all building components are new or have been recently repaired, refinished, or rehabilitated. All outdated components and finishes have been updated and/or replaced with components that meet current standards. Dwellings in this category either are almost new or have been recently completely renovated and are similar in condition to new construction. “Note: The improvements represent a relatively new property that is well maintained with no deferred maintenance and little or no physical depreciation, or an older property that has been recently completely renovated. C3 The improvements are well maintained and feature limited physical depreciation due to normal wear and tear. Some components, but not every major building component, may be updated or recently rehabilitated. The structure has been well maintained. “Note: The improvement is in its first-cycle of replacing short-lived building components (appliances, floor coverings, HVAC, etc.) and is being well maintained. ts estimated effective age is less than its actual age. It also may reflect a property in which the majority of short-lived building components have been replaced but not to the level of a complete renovation. C4 The improvements feature some minor deferred maintenance and physical deterioration due to normal wear and tear. The dwelling has been adequately maintained and requires only minimal repairs to building components/mechanical systems and cosmetic repairs. All major building components have been adequately maintained and are functionally adequate. “Note: The estimated effective age may be close to or equal to its actual age. It reflects a property in which some of the short-lived building components have been replaced, and some short-lived building components are at or near the end of their physical life expectancy; however, they still function adequately. Most minor repairs have been addressed on an ongoing basis resulting in an adequately maintained property. C5 Theimprovements feature obvious deferred maintenance and are in need of some significant repairs. Some building components need repairs, rehabilitation, or updating. The functional utility and overall livability is somewhat diminished due to condition, but the dwelling remains useable and functional as a residence “Note: Some significant repairs are needed to the improvements due to the lack of adequate maintenance. It reflects a property in which many of its short-lived building components are at the end of or have exceeded their physical life expectancy but remain functional. C6 The improvements have substantial damage or deferred maintenance with deficiencies or defects that are severe enough to affect the safety, soundness, or structural integrity of the improvements. The improvements are in need of substantial repairs and rehabilitation, including many or most major components. “Note: Substantial repairs are needed to the improvements due to the lack of adequate maintenance or property damage. It reflects a property with conditions severe enough to affect the safety, soundness, or structural integrity of the improvements. Quality Ratings and Definitions Q1 Dwellings with this quality rating are usually unique structures that are individually designed by an architect for a specified user. Such residences typically are constructed from detailed architectural plans and specifications and feature an exceptionally high level of workmanship and exceptionally high-grade materials throughout the interior and exterior of the structure. The design features exceptionally high-quality exterior refinements and ornamentation, and exceptionally high-quality interior refinements. The workmanship, materials, and finishes throughout the dwelling are of exceptionally high quality. Q2 Dwellings with this quality rating are often custom designed for construction on an individual property owner's site. However, dwellings in this quality grade are also found in high-quality tract developments featuring residences constructed from individual plans or from highly modified or upgraded plans. The design features detailed, high-quality exterior ornamentation, high-quality interior refinements, and detail. The workmanship, materials, and finishes throughout the dwelling are generally of high or very high quality. Q3 Dwellings with this quality rating are residences of higher quality built from individual or readily available designer plans in above-standard residential tract developments or on an individual property owner's site. The design includes significant exterior ornamentation and interiors that are well finished. The workmanship exceeds acceptable standards and many materials and finishes throughout the dwelling have been upgraded from "stock" standards. Q4 Dwellings with this quality rating meet or exceed the requirements of applicable building codes. Standard or modified standard building plans are utilized and the design includes adequate fenestration and some exterior ornamentation and interior refinements. Materials, workmanship, finish, and equipment are of stock or builder grade and may feature some upgrades. Q5 Dwellings with this quality rating feature economy of construction and basic functionality as main considerations. Such dwellings feature a plain design using readily available or basic floor plans featuring minimal fenestration and basic finishes with minimal exterior ornamentation and limited interior detail. These dwellings meet minimum building codes and are constructed with inexpensive, stock materials with limited refinements and upgrades. Q6 Dwellings with this quality rating are of basic quality and lower cost; some may not be suitable for year-round occupancy. Such dwellings are often built with simple plans or without plans, often utilizing the lowest quality building materials. Such dwellings are often built or expanded by persons who are professionally unskilled or possess only minimal construction skills. Electrical, plumbing, and other mechanical systems and equipment may be minimal or non-existent. Older dwellings may feature one or more substandard or non-conforming additions to the original structure. Definitions of Not Updated, Updated, and Remodeled
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RIES | Pusu wo Lutauun Coun Lovano AdjPwr Adjacent to Power Lines Location LtdSght Limited Sight View A Adverse Location & View Listing Listing Sale or Financing Concessions ArmLth Arms Length Sale Sale or Financing Concessions MR Mid-Rise Structure Design(Style) AT Attached Structure Design(Style) Min Mountain View View ba Bathroom(s) Basement & Finished Rooms Below Grade | N Neutral Location & View br Bedroom Basement & Finished Rooms Below Grade | NonArm Non-Arms Length Sale Sale or Financing Concessions B Beneficial Location & View op Open Garage/Carport BsyRd Busy Road Location 0 Other Basement & Finished Rooms Below Grade cp Carport Garage/Carport 0 Other Design(Style) Cash Cash Sale or Financing Concessions Prk Park View View CtySky City View Skyline View View Pstrl Pastoral View View CtyStr City Street View View PwrLn Power Lines View Comm Commercial Influence Location PubTrn Public Transportation Location [ Contracted Date Date of Sale/Time m Recreational (Rec) Room Basement & Finished Rooms Below Grade Conv Conventional Sale or Financing Concessions Relo Relocation Sale Sale or Financing Concessions ov Covered Garage/Carport REO REO Sale Sale or Financing Concessions CrtOrd Court Ordered Sale Sale or Financing Concessions Res Residential Location & View DOM Days On Market Data Sources RT Row or Townhouse Design(Style) DT Detached Structure Design(Style) RH Rural Housing - USDA Sale or Financing Concessions dw Driveway Garage/Carport SD Semi-detached Structure Design(Style) Estate Estate Sale Sale or Financing Concessions s Settlement Date Date of Sale/Time e Expiration Date Date of Sale/Time Short Short Sale Sale or Financing Concessions FHA Federal Housing Authority ~~ Sale or Financing Concessions sf Square Feet Area, Site, Basement g Garage Garage/Carport sqm Square Meters Area, Site, Basement ga Garage - Attached Garage/Carport Unk Unknown Date of Sale/Time gbi Garage - Built-in Garage/Carport VA Veterans Administration Sale or Financing Concessions gd Garage - Detached Garage/Carport wo Walk Out Basement Basement & Finished Rooms Below Grade GR Garden Structure Design(Style) wu Walk Up Basement Basement & Finished Rooms Below Grade GlfCse Golf Course Location WirFr Water Frontage Location Glfvw Golf Course View View Wir Water View View HR High Rise Structure Design(Style) w Withdrawn Date Date of Sale/Time Ind Industrial Location & View Woods Woods View View Other Appraiser-Defined Abbreviations Abbrev. Full Name Appropriate Fields Abbrev. Full Name Appropriate Fields
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A Parcel Of Land Beg At Sw Cor Of Lot 61 South Silver Lake Hi-lands Th S 89 Deg 30 Min 30 Sec E 374.34 Ft Th On A Curve To Left Radius 198.84 Ft Chord S 3 Deg 05 Min E 149.68 Ft Th N 89 Deg 30 Min 30 Sec W 385.62 Ft Th N 1 Deg 14 Min E 149.4 Ft To PI Of B Eg & 1/21 Th Interest In Lot 44 South Silver Lake Hi Lands Sec 32 T5n Rée Neighborhood Market Conditions the subject property is not an over-improvement/ under improvement to the area No adverse effect on marketability is noted. One Unit housing predominant value includes all of subjects described neighborhood. Over the past 12 months this area has indicated a 2.5% increase in prices (per MC form) within the Fenton school district therefore all sales over 4-12 months old are given a modest 2.5% time adjustment. Comparable #1 & 2 have sold within the last 2 months and no time adjustment was considered at present time Highest and Best Use The four criteria the highest and best use must meet are legal permissibility, physical possibility, financial feasibility, and maximum productivity. A property must be appraised in terms of its highest and best use. The definition of highest and best use is as follows: The reasonable, probable and legal use of vacant land or an improved property, which is physically possible, appropriately supported, financially feasible, and that results in the highest value. Based upon a review of all 4 criteria: The highest and best use of this home at the time of appraisal is its present R-3 Residential Single Family usage due to its current location among other similar zoned homes Site Comments Special assessments are common within this market area, do not affect the marketability of the subject property and were not considered adverse. These special assessments are for garbage, road, ditch, street light, street signs maintenance and are paid once a year with the winter tax payment. Conditions of Appraisal Intended use of this appraisal is to estimate market value for federally regulated only. In Michigan, appraisers are required to be licensed and are now regulated by the Michigan Department of Licensing and Regulatory Affairs, P.O. Box 30018, Lansing, Michigan 48909.. * This is to certify that the electronic signature at the end of this form and located at the line designated as Signature: is true duplication of my (name) original signature. Digital cameras were used for taking photos in this report, they have not been altered of changed in any way. THE TERM "MARKET VALUE" AS DEFINED BY THE UNIFORM STANDARDS OF PROFESSIONAL APPRAISAL PRACTICES (USPAP) IS AS FOLLOWS: MARKET VALUE: A TYPE OF VALUE, STATED AS AN OPINION, THAT PRESUMES THE TRANSFER OF A PROPERTY (i.e. , a rights of ownership or a bundle of such rights) as of a certain date, under specific conditions set forth in the definition of the term identified by the appraiser as applicable in an appraisal. THE LENDER/CLIENT IS THE ONLY INTENDED USER IF OTHER PARTIES CHOOSE TO RELY ON THE REPORT, THE APPRAISER IS NOT OBLIGATED TO SUCH PARTIES AND IT DOES NOT RESULT IN SUCH PARTIES BECOMING INTENDED USERS. EXPANDED SCOPE OF WORK STATEMENT At the request of the client, this appraisal report has been prepared in compliance with the Uniform Appraisal Dataset (UAD) from Fannie Mae and Freddie Mac. The UAD requires the appraiser to use standardized responses that include specific formats, definitions, abbreviations, and acronyms. The appraiser attempted to obtain an adequate amount of information in the normal course of business regarding the subject and comparable properties. Some of the standardized responses required by the UAD, especially those in which the appraiser has NOT had the opportunity to verify personally or measure,
Page 14
| have have access and belong to several multiple listing services including Flint MLS, Real Comp MLS, Saginaw MLS and Shiawassee County MLS .
Page 15
12 30 15 Pole Barn Second Floor 40’ 35 3 = 5 Bedroom Bedroom Enc Deck © E 31s 6.5 Kitchen Dining Room Bedroom . Dining . i - -—- as 65 10 Full Bath 2 a H Laundry | bl ¥ Wo 8 Living Room = Unfinished Basement 2 Cov Porch a a 2 Car Garage reac) I CRT: [TS * 2 ‘Sketch by Apex Sketch v5 Standard™ Comments: AREA CALCULATIONS SUMMARY LIVING AREA BREAKDOWN Code Description Net Size Net Totals Breakdown Subtotals GLAL First Floor 1840.00 1840.00 First Floor GLA2 Second Floor Invalid 6.0 x 50.0 300.00
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FRONT VIEW OF SUBJECT PROPERTY Appraised Date: July 9, 2025 Appraised Value: $ 540,000 aly TRL BT = Ih 11 REAR VIEW OF SUBJECT PROPERTY STREET SCENE
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Kitchen Comment: Living Area Description: Comment: Bathroom
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Full Bath2 Shower is located in adjacent laundry room view of laundry with shower for Full bath 2
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bedroom 1 bedroom 2
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basement basement
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view of 30x40 pole barn inside pole barn
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COMPARABLE SALE #1 16175 Pine Lake Forest Dr Linden, MI 48451-9093 Sale Date: s05/25;c05/25 Sale Price: $ 490,000 COMPARABLE SALE #2 7404 Haviland Beach Dr Linden, MI 48451-8777 Sale Date: s05/25,c05/25 Sale Price: $ 515,000
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COMPARABLE SALE #4 14077 Tupper Lake Way Linden, MI 48451-8470 Sale Date: s03/25;c02/25 Sale Price: $ 530,000 COMPARABLE SALE #5 4320 Stepping Stone Fenton, MI 48430-9199 Sale Date: s12/24;c12/24 Sale Price: $ 570,000
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DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS BUREAU OF PROFESSIONAL LICENSING P.O. BOX 30670 LANSING, MI 43509 DANIEL LEE VANWAGNER 5047 SANDALWOOD DR GRAND BLANC. MI 48439 GRETCHEN wHITRER STATE GF FICRIGAN = DEFARTRENT OF LICINIING AMD REGULATORY AFFAIRS BUREAU OF PROFESSIONAL LICENSING STATE LICENSED REAL ESTATE APPRAISER LICENSE DANIEL LEE VANUAGNER LICENSE NO. CXPIRATION DATE 1203004835 07/31/2027 25)bL4140bL2L COMPLAINT INFORMATION: THE ISSUANCE OF THIS LICENSE SHOULD NOT BE CONSTRUED AS AWAIVER, DISMISSAL OR ACQUIESCENCE TO ANY COMPLAINTS OR VIOLATIONS PENDING AGAINST THE LICENSEE, ITS AGENTS OR EMPLOYEES. FUTURE CONTACTS: YOU SHOULD DIRECT INQUIRIES REGARDING THIS LICENSE OR ADDRESS CHANGES TO THE DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS BY EMAILING BPLHELP@MICHIGAN.GOV OR CALL (517) 241-0199 i STATE OF MICHIGAN DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS BUREAU OF PROFESSIONAL LICENSING STATE LICENSED REAL ESTATE APPRAISER LICENSE DANIEL LEE VANWAGNER
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CNA Agency Branch Prefix Policy Number 078990 969 RIA 65262855025 Real Estate Appraisers Errors and Omissions Policy Declarations Insurance is provided by Continental Casualty Company, 151 North Franklin Street. Chicago. IL 60606 A Stock Insurance Company. 1. NAMED INSURED AND MAILING ADDRESS: Daniel Lee Van Wagner 5047 Sandalwood Drive Grand Blanc, MI 48439 NOTICE TO POLICYHOLDERS: The Errors and Omissions Liability coverage afforded by this policy is on a Claims Made and Reported basis. Claim Expenses will reduce the Limits of Liability. Please review the policy carefully and discuss this coverage with your insurance agent or broker. 2. POLICY PERIOD: Inception: 05/22/2025 Expiration: 05/22/2026 at 12:01 A.M. Standard time at your address shown above. 3. ERRORS AND OMISSIONS LIABILITY: A. Limits of Liability: Each Claim: $500,000 Aggregate: $1,000,000 B. Discrimination Limits of Liability: $100,000 C. Deductible: Each Claim: $500 D. First Coverage Date: 05/22/2021 E. Prior Acts Date: 05/22/2008 4. PREMIUM Total Premium: $494.00 5. FORMS AND ENDORSEMENTS ATTACHED AT INCEPTION: CNA88632XX Individual Real Estate Appraisers GSL7541MI1 Cancellation/Non-Renewal Endorsement - Michigan
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Residential Full 16320 Hi Land Trail, Fenton Twp 48451-9025 MIS#: 81025030877 Arsa: 08121 - Fenton Twp Shart Sale: No LP: $529,900 1 P Type: Residential DOM: N/4/a Trans Type: Sale oLP: $529,900 Status: Fending ERTS/UNKN acatign Information Garage: Yes Lat Informavon County: Genesee Tat Grg Sp: 3.0 Acreage: 1.29 Township: Fenton Twp Grg Sz: Lat Dim: 154x385 Mailing City: Linden Rd Front Ft: 154 Side of Str: Gry Feat: Door Opener, Attached School Dist: Linden Location: Owen rd / S. Jennings rd Direcbons: Owen Rd to Hi land Trail Square Footage Layout Contact Informaticn Saf Source: Public Records Beds: 3 Name: RANDALL WOLBER Est Fin Abv Gr: 2,392 Baths: 2.1 Phone: (734) 674-6608 X Est Fin Lower: Rooms: 11 Est Tot Lower: 1,862 Arch Sty: Craftsman EstTot Fin: 2,392 Arch Lvl: 2 Story Price/Sqft: $221.53 Site Dex: Level, Wooded orf rs nfarmabgn General Information Year But: 2007 Year Remod: Water Frt Feet: Racant CH: 06/30/2025 : PEND : ACTV->PEND Listing Information Lisung Date: 06/26/2025 Ust Type/level Of Service ;Exclusive Right to Sell /Unknown/Data Share Listings Activation Date: Srves Offerad: Unknown Pending Date: 06/30/2025 Off Mit Date: 06/30/2025 BMK Date: Contingency Date: Land DWP: Land Int Rate: Ya Land Payment; Land Cntr Term: Protect Period: Restrictions: Exclusions: Possession: Close Plus 16-29 Days Terms Offered: Cash, Conventional MLS Source: GMAR Originating MLS# 81025030877 includes: Features Foundation: Basement Fndtn Material: Exterior Feat: Fenced Exterior; Stone Cnstret Feat: Firegic Fuel: Gas Fireplace Lec: Family Room Farch Type Porch - Covered, Porch Rocl Material: Shingle Out Buildin, Pole Barn Fencing: Applian Built-In Gas Oven, Dishwasher, Disposal, Dryer, Micowave, Range/ Stove, Refrigerator, Washer Interior Feat: Smoke Alarm, Cable Available, Jetted Tub, Laundry Facility, Programmable Thermostat, Other, Water Softener (owned) Heat & Fuel: Natural Gas, ENERGY STAR® Qualified Fumace Equipment, Cooling: Ceiling Fan(s), Central Air Forced Air Wir Htr Fual: Natural Gas Road: Paved Water Source: Well (Existing) Sewer: Public Sewer (Sewer-Sanitary) Room Information Room Level Dimen Flooring, Room Level Dimen Hgoning Bath - Full Upper Bath - Lav Main Bath - Primary Main 12x10 Bedroom Upper 12x12 Bedroom Upper 15x11 Bedroom - Primary ~~ Main 18x18 Dining Room Main 12x9 Great Room Main 18x18 Kitchen Main 16 x 16 Other Main 5x5 Other Main 12x14 Green Property Information Green Energy Efficient: Appliances, Windows xf Financial Property ID: 0632400001 Subdwision: Ownership: Standard (Private) Occupant: Tax Summer: $8,351 Tax Winter: Homestead: Oth/Sp Asmnt: SEV. $306,500 Taxable Value: $263,056 Existing Lease: Home Warranty: A PARCEL OF LAND BEG AT SW COR OF LOT 61 SOUTH SILVER LAKE HI-LANDS TH S 89 DEG 30 MIN 30 SEC E 374.34 FT TH ON ACURVETO LEFT RADIUS 198,84 FT CHORD S 3 DEG 05 MIN E 149.68 FT TH N 89 DEG 30 MIN 30 SEC W 385.62 FT TH N 1 DEG 14 MIN E 149.4 FT TO PL OF BEG & 1/21 TH INTEREST IN LOT 44 SOUTH SILVER LAKE HI LANDS SEC 32 T5N R6E Agent/ Office Information List Offic: Simple Fee Listings List Office Phi(734) 674-6608 List Agent: RANDALL WOLBER gl List Agent Ph:(734) 674-6608
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APPRAISAL AND REPORT IDENTIFICATION This report was prepared under the following USPAP reporting option: Appraisal Report A written report prepared under Standards Rule 2-2(a). [J Restricted Appraisal Report A written report prepared under Standards Rule 2-2(b). Reasonable Exposure Time My opinion of a reasonable exposure time for the subject property at the market value stated in this report is: 0-90 days Based on this analysis, the exposure time is the same as the marketing time in the neighborhood section" Additional Certifications I have performed NO services, as an appraiser or in any other capacity, regarding the property that is the subject of this report within the three-year period immediately preceding acceptance of this assignment. [JI HAVE performed services, as an appraiser or in another capacity, regarding the property that is the subject of this report within the three-year period immediately preceding acceptance of this assignment. Those services are described in the comments below. "| have preformed no other services, as an appraiser or in any other capacity, regarding the property that is the subject of the work under review within the three- year period immediately proceeding acceptance of this assignment.” Additional Comments Clarification of Intended Use and Intended User: The Intended User of this appraisal report is the Lender/Client. The Intended Use is to evaluate the property that is the subject of this appraisal for a mortgage finance transaction, subject to the stated Scope of Work, purpose of the appraisal, reporting requirements of this appraisal report form, and Definition of Market Value. No additional Intended Users are identified by the appraiser. In Michigan, Appraisers are required to be licensed/certified and are regulated by the Michigan Department Labor & Economic Growth,
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EXHIBIT B
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Cx niin (8 Title Resource Agency ALTA Universal ID: 1237245 2359 West Shiawassee Avenue Fenton, MI 48430 (810) 695-5728 ALTA Buyer's Settlement Statement File #: TRA-EM-25-2078 Property Print Date & Time: ~~ 07/23/2025 at 11:05 AM EDT Buyer Escrow Agent: Sarah Pasteiner Settlement Location: 2359 West Shiawassee Avenue Seller Fenton, MI, 48430 Lender Settlement Date 07/25/2025 Disbursement Date 07/25/2025 16320 Hi Land Trl Linden, MI 48451 Stacey Brancheau 704 Davis Street Fenton, MI 48430 Mikel Martin and April Jean Martin 16320 Hi Land Trl Linden, MI 48451 Elga Credit Union 6065 Grand Pointe Boulevard Grand Blanc, MI 48439 Description Buyer Debit Credit Financial Sale Price of Property $540,000.00 Deposit $5,000.00 Loan Amount $432,000.00 Prorations/Adjustments City/Town Taxes 07/25/2025 to 07/01/2026 $4,054.49 County Taxes 07/25/2025 to 12/01/2025 $1,591.86 Quarterly Sewer Proration 07/25/2025 to 09/01/2025 $80.56 Loan Charges Loan Origination Fee $850.00 Processing Fee $350.00 Tax Service Fee $74.00 Appraisal Fee to Dan Van Wagner ($450.00 POC by Borrower) Credit Report Fee to Elga Credit Union $168.50 Flood Certification Fee to Elga Credit Union $10.00 Mortgage Survey to Kem-Tec $400.00 Verification of Employment to Elga Credit Union $98.95 Prepaid Interest ($75.00 per day from 07/25/2025 to 08/01/2025) $525.00 Impounds Homeowner's insurance $140.67 per month for 3 mo. $422.01 Property taxes $375.38 per month for 10 mo. $3,753.80 City Property Tax $361.62 per month for 2 mo. $723.24
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EXHIBIT C
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¢ elniiavy C 2025072300004094 10of3 MICHIGAN REAL ESTATE TRANSFER TAX 202507300004094 DEPARTMENT OF TAXATION - GENESEE COUNTY RECORDED: 07/30/2025 08:38:40 AM COUNTY TAX $594.00 STATE TAX $4050.00 : . . ARRIVAL TIME: 07/30/2025 08:14:02 AM - : LERK: JR STAMP# E-67828 DATE: 7/30/2025 C DOMONIQUE D.CLEMONS " ” GENESEE COUNTY, MI | hereby certify, based upon the records in my office, that there are no tax liens or titles held by the state, or PAGES: 3 RECORDING FEE 30.00 by any individual, against the within description, and This Document Was Electronically Recorded that all taxes due thereon have been paid for the 5 years next preceding the date of this Instrument. Lm Mamey Date: 07/30/2025 Clerk: JR WARRANTY DEED 25-22968-MI The Grantor(s) April Jean Martin and Mikel Le Martin, wife and husband whose address is 16320 Hi Land Trail, Linden, MI 48451 Convey(s) and Warrant(s) to Stacey Brancheau, a married person Whose address. is 704 Davis Street, Fenton, MI 48430 Land situated in the Township of Fenton, County of Genesee, State of Michigan, described as: Exhibit A Attached Commonly known as: 16320 Hi Land Trail, Linden, MI 48451 for the sum of FIVE HUNDRED FORTY THOUSAND AND 00/100 ($540,000.00) Subject to easements and building arid use restrictions not of record and further subject to existing building and use restrictions, easements and right of ways, of record. This property may be located within the vicinity of farmland or of a farm operation. Generally accepted agricultural and management practices which may generate noise, dust, odors and other associated conditions may be used and are protected by the. Michigan right to farm act. ‘When Recorded Return To: Send Subsequent Tax Bills To: ~~ Drafted By: Trust Title Agency Stacey Branchean April Jean Martin 2635 Lapeer Rd. 16320 Hi Land Trail 16320 Hi Land Trail Auburn Hills, MI 48326 Linden, MI 48451 Interlochen, M148451
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202507300004094 2 of 3 Page 2 of 2 of Warranty Deed dated 25th day of July, 2025 between April Jean Martin and Mikel Le Martin, wife and husband (Grantor) and Stacey Brancheau, a married person (Grantee) Dated this 25th day of July, 2025 Signed by: Th “$k Le Martin Stateof (V1 chigan County of (Geing<el _ Ps The foregoing instrument was acknowledged before me this] ~ 25-25 by April Jean Martin and Mikel Le Martin, wife and husband Seaouk Notary Public Eftzn M Bind2F ELLEN M. KEIBEH o Y iq N Public, State of Michigan Cooly of_tnebee Genesee » State of ah ul Li SS cy of Genesee My Commission Expires: Ol “2 - 20 21 My Commission Expires 01-26-2027 Acting in Gnpcex County Acting in the County of (0S ec Tax Parcel # Property 1: Recording Fee Transfer Tax 06-32-400-001 County: State:
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202507300004094 3 of 3 EXHIBIT “A” Property Description Closing Date: July 25, 2025 Borrower(s): Stacey Brancheau Property Address: 16320 Hi Land Trail, Linden, MI 48451 PROPERTY DESCRIPTION: legal verified T.D.S. Land situated in the Township of Fenton, County of Genesee, State of Michigan, described as: Part of the Southeast 1/4 of Section 32, Town 5 North, Range 6 East, Fenton Township, Genesee County, Michigan described as: Beginning at the Southwest-corner-of Lot 61 of the recorded plat of South Silver Lake-Hi-Lands; thence South 89 degrees 30 minutes 30 seconds East along the South line of Lots 58, 59, 60 and 61, 374.34 feet to the West line of Hi-Land Trail; thence on a chord bearing and distance South 3 degrees 05 minutes East 149.68 feet to the point of tangent; thence North 89 degrees 30 minutes 30 seconds West 385.62 feet to the West line of Lot 61 extended; thence North 1 degree 14 minutes East 149.4 feet to the point of beginning. ALSO an undivided 1/25 interest in Lot 44 of South Silver Lake Hi Lands to be used in common with other lot owners for the purpose of going to and from the waters of South Silver Lake, as disclosed in Liber 1604, Page 400, Genesee County Records. For Informational Purposes Only; Legal Description Assessed as: A PARCEL OF LAND BEG AT SW COR OF LOT 61 SOUTH SILVER LAKE HI-LANDS TH S 89 DEG 30 MIN 30 SEC E 374.34 FT TH ON A CURVE TO LEFT RADIUS 198.84 FT CHORD 8 3 DEG 05 MIN E 149.68 FT TH N 89 DEG 30 MIN 30 SEC W 385.62 FT THN 1 DEG 14 MIN E 149.4 FT TO PL OF BEG & 1/21 TH INTEREST IN LOT 44 SOUTH SILVER LAKE HI LANDS SEC 32 T5N R6E For record title, see deed récorded immediately prior hereto.