Savaya.pdf

Simen N Savaya Petitioner V Township Of Bloomfield Respondent · 26-002289-TT

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GRETCHEN WHITMER 

GOVERNOR 

iy 

(ou 

APR 0 1 2026 

MICHIGAN TAX TRIBUNAL 

STATE OF MICHIGAN 

DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS 

LANSING 

MARLON I. BROWN, DPA 

DIRECTOR 

PROPERTY TAX APPEAL PETITION FORM 

VALUATION / UNCAPPING 

Do not use this form to appeal Classification, Principal Residence Exemption, Qualified Agricultural Exemption, Other 

Exemptions, Special Assessments, or Non-Property tax disputes. 

Pursuant to Tax Tribunal Rule (TTR) 279, you MUST submit a copy of the notice giving rise to the appeal {i.e., Board of 

Review Decision or other notice) with this petition, if applicable. 

If you do not submit this document, you may be held in 

default. 

Section 1: Petitioner’s Contact Information 

First Name 

"RN 

Last Name/Company Name 

Simen 

N 

Savaya 

Mailing Address (No., Street, P.O. Box or Rural Route) 

1567 Island Lane 

City 

or Town 

State 

ZIP Code 

Bloomfield Hills 

Mi 

48302 

Telephone Number 

18 563 2023 

Emall Address {do not enter unless you want MTT to send all correspondence via email) 

Section 2: Petitioner’s Attorney/Authorized Representative’s Contact Information 

First Name 

M.L 

Last Name 

IVAN 

AMMORI 

Firm Name {if any) 

o 

The Ammori Group 

Mailing Address (No., Street, P.O. Box or Rural Route) 

77 E Long Lake Suite 100 

City or Town 

State 

ZIP Code 

Bloomfield Hills 

Mi 

48304 

Telephone Number 248 563-2023 

Email Address (do not enter unless you want MTT to send all correspondence via ematl) 

Section 3: Subject Property Information *use the muliple parcel form for additional, contiguous parcels. 

How many parcels are you 

appealing? 

If you are appealing more than one parcel, are they contiguous or adjoining? 

Yes* 

No** 

**If No, you must file separate appeals for each parcel 

Property Address (No., Street) 

1567 Island Lane 

City or Town 

County 

State 

ZIP Code 

Bloomfield Hills 

Oakland 

ye

STATE OF MICHIGAN 

GRETCHEN WHITMER 

DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS 

MARLON |. BROWN, DPA 

GOVERNOR 

LANSING 

DIRECTOR 

Section 4: Check which of the following you are appealing (check 

all that apply) 

[4 True Cash and Taxable Value 

[J Taxable Value Only (calculation) 

[I] Uncapping of Taxable Value 

Section 5: Explain the Reason for this Appeal 

The 2026 values imposed on Petitioner's property, and the taxes to be levied and 

collected thereon, are invalid and unlawful and operate as fraud upon the taxpayer for 

the reasons that: 

(a) The assessed, state equalized and/or taxable values exceed the amounts permitted 

by the Michigan Constitution and applicable statutes; 

(b) The assessed, state equalized and/or taxable values are at higher percentages of 

true cash value than permissible under the Michigan Constitution and applicable 

statutes; 

(c) The assessed, state equalized and/or taxable values are based upon an erroneous 

determination of the true cash value of that portion of Petitioner's property that is taxable 

under Michigan law and are based upon the application of wrong principles; and 

(d) The assessed, state equalized and/or taxable values, and the mode of assessment 

adopted by Respondent, discriminate against Petitioner and deny Petitioner its 

constitutional rights of uniformity, equal protection and due process of law. 

Section 6: Jurisdictional Issues 

Did you protest the assessment at a Board of Review (BOR)? [¥/] Yes 

[ml] No 

If Yes, check which BOR you attended: [] March 

[1] July 

[] December 

If No, please check the applicable reason(s): 

0 Not required to attend 

Appealing a purported Clerical Error or Mutual Mistake of Fact {if yes, include explanation in Section 5) 

[Hl] Appeating within 35 days of State Tax Commission Order 

[I] Appealing within 35 days of receipt of Notice of Uncapping 

[7 other 

If you checked “other” above, explain:

STATE OF MICHIGAN 

GRETCHEN WHITMER 

DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS 

MARLON I. BROWN, DPA 

GOVERNOR 

LANSING 

DIRECTOR 

Section 7: Valuation Information use the mutipte parcel form for additional, contiguous parcels. 

Parcel Number 

~ 4 9-1 8-230-009 

Classification of Properly: 

Realld 

Personal [] {check one) 

Agricultural [1 

Commercialid 

 Industriail] 

Residential [J 

Timber-Cutover[] 

Developmental 

[1 

Utility 

(J {check one) 

Assessed Value (also known as State Equalized Value) established 

| Taxable Value established by the Board of Review: 

by the Board of Review: 

2,1 03,280 

2,103,280 

What do you believe is the fair market value (aiso known as true cash value)? 

3,500,000 

What do you believe is the assessed value? (multiply true cash 

What do you believe is the taxable value? (cannot exceed 

value by .5) 

1 ,750,000 

assessed value) 

4 ,750,000 

Fee Information 

Does the property have a Principal Residence Exemption of at least 50% as of the date of the filing of this petition for all tax years at 

issue? 

4 Yes 

3 No 

If you answered yes to the above question, you are not required to pay any filing fees, 

if the property does not have a Principal Residence Exemption of at least 50% as of the date of the filing of this petition for all tax years at 

issue, the filing fee is based on the greater of the State Equalized Value or Taxable Value in dispute. 

If you are appealing more than one 

parce, the parce! with the highest State Equalized Value or Taxable Value in dispute will be used to determine your filing fee, plus $25.00 

will be added for each additional parcel being appealed, not to exceed a total filing fee of $1,000.00 

if your property is residential property (see MCL 206,762) and 

the State Equalized Value or Taxable Value in contention is: 

Filing Fee is: 

$100,000.00 and under 

$125.00 

$100,000.01 to $500,000.00 

$200.00 

$Over $600,000.00 

$300.00 

If the property is NOT residentiat property (see MCL 205.762) and 

the State Equalized Value or Taxable Value in contention is: 

Filing Fee Is: 

$100,000.00 and under 

$250.00 

* Plus $25.00 for each additional parcel, as indicated above. 

if the property Is 

NOT residential property and the State Equalized Value or Taxabie Value in dispute is $400,000.01 or greater the 

appeal does not qualify for Small Claims. Therefore, an Entire Tribunal petition must be filed. 

Signature required 

Petitioner or Attorney/Authorized Representative’s Signature: 

= 

Ist

STATE OF MICHIGAN 

GRETCHEN WHITMER 

DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS 

MARLON |. BROWN, DPA 

GOVERNOR 

LANSING 

DIRECTOR 

Fee Information: 

Does the property have a Principal Residence Exemption of at least 50% as of the 

date of the filing of this petition for all tax years at issue: Check the appropriate box 

to indicate whether the property being appealed has a principal residence exemption of 

50% or more for all tax years at issue on the date the petition is or will be filed. 

If the property has a principal residence exemption of 50% or more on the date the 

petition is filed for all tax years at issue, no filing fee is required. 

If the property does not have a Principal Residence Exemption of at least 50% on the 

date the petition is filed for all tax years at issue, use the included chart to determine the 

required filing fee. Add $25.00 for each additional, adjoining parcel that you are 

appealing, not to exceed a total fee of $1,000.00. 

If there is more than one adjoining 

parcel under appeal, use the parcel with the highest State Equalized Value or Taxable 

Value in dispute for the base fee. Make the check payable to the State of Michigan. 

NOTE: The State Equalized Value in dispute is the difference between the State 

Equalized Value established by the BOR for the tax year under appeal and Petitioner's 

contention of State Equalized Value, and the Taxable Value in dispute is the difference 

between the Taxable Value established by the BOR for the tax year under appeal and 

Petitioner's contention of Taxable Value. 

If filing multiple petitions, please note that a separate payment (i.e., check, money order, 

or other draft payment) must be made for each individual petition. 

Signature: If Petitioner is unrepresented, Petitioner must sign the petition form. 

If an 

attorney or other authorized representative is identified in Section 2 of the petition form, 

the petition form must be signed by that representative and not petitioner. 

REMINDERS: 

Pursuant to TTR 279, a copy of the Board of Review decision or other notice 

giving rise to the appeal must be submitted with the petition unless the property 

is classified as (1) commercial, industrial, or developmental real, or (2) 

commercial, industrial, or utility personal, and a personal property statement was

STATE OF MICHIGAN 

GRETCHEN WHITMER 

DEPARTMENT OF LICENSING AND REGULATORY AFFAIRS 

MARLON |. BROWN, DPA 

GOVERNOR 

LANSING 

DIRECTOR 

The Tribunal will issue a Notice of Filing after an answer is filed and indicate the case is 

ready for the scheduling of a hearing. 

The Tribunal will send a notice of hearing to the parties no less than 45 days in advance 

of the hearing. 

To check the status of your appeal, visit our website at www.michigan.gov/taxtrib and 

click on the “Docket Search” option.

vr ar mn 

2026 BOARD OF REVIEW DECISION 

FROM 

CHARTER TOWNSHIP OF BLOOMFIE 

4200 TELEGRAPH RD, PO BOX 489 

BLOOMFIELD HILLS, MI 48303 

NAME AND ADDRESS OF OWNER OR PERSON NAMED ON ASSESSMENT ROLL: 

PROPERTY IDENTIFICATION: (Parcel Code required. Property address 

’ 

and legal description optional): 

C -19-18-230-009 

1567 ISLAND LN 

SALAMI, ZELNAB 

1567 ISLAND LN 

BLOOMFIELD HILLS, M1 48302-1312 

T2N, RI0E, SEC 18 WEST LOCHSLEA NO 2 LOT 67 

THIS PROPERTY IS CLASSIFIED 

401 (RESIDENTIAL-IMPROVED) 

Thank you for attending this years March Board of Review. The Board has reviewed the information you supplied and the data necessary 

to compute your assessment and taxable value, 

The Board has completed their review of parcel number 

C -19-18-230-009 

They have made the following determination based on the information you supplied. 

Board of Review Comments 

NO MARKET EVIDENCE 

2026 ORIGINAL ASSESSED VALUE 

| 

2,149,110 

2026 “BOARD OF REVIEW" ASSESSED VALUE 

2,149,110 

(If the above amounts are the same, no revisions have occured) 

2026 ORIGINAL TAXABLE VALUE 

2,103,280 

2026 "BOARD OF REVIEW" TAXABLE VALUE 

2,103,280 

2026 PRINCIPAL RESIDENCE EXEMPTION/QUALIFIED AG 

. 

. 

100.0000 

Please feel free to contact the assessor at the address listed above or call if you have any questions, 

‘Effective March 1, 2013, the Tribunal is no longer able to accept Small Claims letter appeals. Rather, you are required to file a petition to 

nitiate a new Small Claims appeal. Petition forms arc available on this website." 

wp:/fwww.michigan.gav/taxtrib/0,4677,7-187-38254---,00.html

Title Connect LLC 

ALTA Universal ID: 

28470 West 13 Mile Road 

Suite 325 

Farmington Hills, Mi 48334 

{248) 642-3256 

ALTA Buyer's Settlement Statement 

File #: 

TC01-121992 

Property 

Print Date & Time: 

~~ 03/19/2026 at 10:47 AM 

EDT 

Buyer 

Residential 

Shelby Hickey 

Pracessor: 

Settlement Location: 28470 West 13 Mile Road 

Seller 

Suite 325 

Farmington Hills, Mi, 48334 

Lender 

1567 Island Lane 

Settlement Date 

03/19/2026 

Bloomfield Hills, MI 48302 

Disbursement Date 

03/19/2026 

Simen Najib Savaya 

28351 14 Mile Road 

Farmington Hilis, Mi 48334 

Zeinab Salami 

1567 Island Lane 

Bloomfield Hills, M1 48302 

Rocket Mortgage, LLC 

1050 Woodward Avenue 

Detroit, Mi 48226-1906 

Description 

Buyer 

Debit 

Credit 

Financial 

Sale Price of Property 

$3,500,000.00 

Deposit 

$100,000.00 

Loan Amount 

$2,800,000.00 

Prorations/Adjustments 

City/Town Taxes 03/19/2026 to 07/01/2026 

$10,767.12 

County Taxes 03/19/2026 to 12/01/2026 

$28,771.15 

Loan Charges 

0.058% of Loan Amount (Points) 

$1,624.00 

Origination Fee 

$15,000.00 

Closing Fee to Title Connect, LLC 

$1,050.00 

Compliance Fee to Title Connect, LLC 

$350.00 

Courier Fee to Title Connect, LLC 

$25.00 

Deed Prep Fee to Title Connect, LLC 

$95.00 

Recording service fee to Title Connect, LLC 

$70.00 

Wire Fee to Title Connect, LLC 

$30.00 

Appralsal Fee to Solidifi {$620.00 POC by Borrower) 

Flood Certification Fee to Corelogic Flood Services 

$5.50 

Flood Life of Loan Coverage to Corelogic Flood Services 

$3.40 

Lie of Loan Tac Service to Corelogic Tax Services 

$291.00 

MERS Registration Fee ta MERS 

$24.95 

Tax Service Fee to Rocket Close, LLC 

$30.00 

Prepald interest ($486.11 per day from 03/19/2026 to 04/01/2026) 

$6,319.43 

Government Recording and Transfer Charges

esctiption 

Homeowner's Insurance Premium {12 mo.) to 

$9,689.00 POC by 

Bi 

Credit 

i 

Subtotals 

$3,580,462.55 

$2,900,000.00 

Due from Buyer 

$680,462.55 

Totals 

$3,580,462.55 

$3,580,462.55 

See signature addendum

Signature Addendum 

Acknowledgement 

We/I have carefully reviewed the Settlement Statement and find it to be a true and accurate statement of all receipts and disbursements made on my 

account or by me In this transaction and further certify that 

| have received a copy of the Settlement Statement. 

We/| authorize Title Connect LLC to cause the funds to be disbursed in accordance with this statement. 

3a fot. 

Date 

Settlement Agent 

Date

Title Connect LLC 

ALTA Seller's Settlement Statement 

ALTA Universal ID: 

28470 West 13 Mile Road 

Suite 325 

Farmington Hills, MI 48334 

(248) 642-3256 

File #: 

TC01-121992 

Property 

1567 Island Lane 

Settlement Date 

03/19/2026 

Print Date & Time: 

03/18/2026 at 09:42 AM 

Bloomfield Hifls, M1 48302 

Disbursement Date 

03/19/2026 

EDT 

Buyer 

Simen Najib Savaya 

Residential 

Shelby Hickey 

28351 14 Mile Road 

Processor: 

Farmington Hills, M{ 48334 

Settlement Location: 28470 West 13 Mile Road 

Seller 

Zeinab Salami 

Suite 325 

1567 island Lane 

Farmington Hills, M1, 48334 

Bloomfield Hills, M1 48302 

Lender 

Rocket Mortgage, LLC 

1050 Woodward Avenue 

Detroit, Mi 48226-1906 

~~ 

Description: 

EE 

~ 

Seller 

: 

: 

Debit 

i 

Financial 

Sale Price of Property 

$3,500,000.00 

Prorations/Adjustments 

City/Town Taxes 03/19/2026 to 07/01/2026 

$10,767.12 

County Taxes 03/19/2026 to 12/01/2026 

$28,771.15 

Loan Charges 

Water Escrow to Title Connect LLC 

$1,000.00 

Wire Fee to Title Connect, LLC 

$30.00 

Payoff(s) 

Payoff to Chase Bank 

$1.316,30545 

Principal 

: $1,308,847.92 

Interest : $7,161.69 

Additional Interest ; $295.84 

Government Recording and Transfer Charges 

County Transfer Tax {Deed} to Oakland County Register of Deeds 

$3,850.00 

State Transfer Tax (Deed) to Oakland County Register of Deeds 

$26,250.00 

Commission 

Excess Deposit 

$100,000.00 

— Debit 

: 

= 

Subtotals 

$1,447,435.45 

$3,539,538.27 

Due to Seller 

- $2,092,102.82

Signature Addendum 

Acknowledgement 

We/| have carefully reviewed the Settlement Statement and find it to be a true and accurate statement of all receipts and disbursements made on my 

account or by me in this transaction and further certify that 

| have received a copy of the Settlement Statement, 

We/I authorize Title 

ct LLC to cause 

the funds to be disbursed in accordance with this statement. 

Date 

— 

Settlement Agent 

oo 

oo 

Date

File No: TC01-121992 

| 

Close Date: March 19, 2026 

Property Address: 1567 Island Lane, Bloomficld Hills, MI 48302 

. 

| Buyer/Borrower Name: Simen Najib Savaya 

Title Connect LLC 

Seller Name: Zeinab Salami 

a title insurance agency 

LIMITED DURABLE POWER OF ATTORNEY EFFECTIVE ON EXECUTION 

I/We, Simen Najib Savaya, a resident of OAKLAND County, State of Michigan, designate 

Title Connect LLC as my attorney in fact (the agent) on the following terms and conditions: 

I. 

I/We executed real estate transactional documents for the financing of property described 

as follows: 

the following described premises situated in the City of Bloomfield Hills 

, County of 

OAKLAND, State of State of Michigan to-wit: 

see attached Exhibit A 

Commonly known as: 1567 Island Lane, Bloomfield Hills, MI 48302 

Parcel LD. Number: 19-18-230-009 

2. 

Title Connect LLC closed this transaction with us. 

3. 

This Limited Durable Power of Attorney is being executed in order to allow the following: 

Title Connect LLC to execute, on our behalf, those documents that are necessary to allow 

Title Connect LLC to have these real estate documents recorded with the appropriate Register of 

Deeds Office. 

Title Connect LLC to execute, on our behalf, documents that are needed in order to correct 

errors, mistakes and/or matters that are needed in order to comply with lender requirements. 

4, 

Title Connect LLC is NOT AUTHORIZED to execute a document that would change the 

terms of the mortgage or note that would change the interest rate or term of the Note and 

Mortgage. 

5. 

DURABILITY: This durable power of attorney shall not be affected by my disability 

and shall continue in effect until my death or until I revoke it in writing. The agent shall have 

no duty to act and shall incur no liability to me or to my estate for failing to take any action 

under this power of attorney before receiving written notice from me requesting the agent to 

act or, alternatively, receiving written notice that, in the opinion of two licensed physicians, [ 

am unable to act due to either physical or mental disability, in which case the agent shall 

immediately begin to act. 

6. 

TERMINATION: This Power of Attorney will terminate 120 days from the closing

Page 2 of 2 of LIMITED DURABLE POWER OF ATTORNEY EFFECTIVE ON EXECUTION 

IN WITNESS WHEREOF, the Undersigned’s have executed this Power of Attorney as of the 

date and year below referenced. 

CLOSING DATE: March 19, 2026 

TC01-121992 

PURCHASER/BORROWERC(S): 

Sime Najib Savaya

File No: TCO1-121992 

| 

Close Date: March 19, 2026 

| Property Address: 1567 Island Lane, Bloomfield Hills, MI 48302 

Buyer Name: Simen Najib Savaya 

Seller Name: Zeinab Salami 

Title Connect LLC 

a title insurance agency 

ADDENDUM TO BUYERS CLOSING STATEMENT 

PURCHASER: Simen Najib Savaya 

SELLER: Zeinab Salami 

RE The Property Located at: 1567 Island Lane, Bloomfield Hills, MI 48302 

PURCHASER ACKNOWLEDGES THAT THEY HAVE BEEN ADVISED TO 

SEEK THE ADVICE OF AN Attorney regarding this transaction. 

Purchaser agrees and understands Property is sold “AS IS” and in present 

condition. Please call your Lender for your mortgage closing costs. 

Purchaser is responsible for any and all future water bills as of the date of the 

closing. 

Sifner{ Najib Savaya

File No: TC01-121992 

| 

Close Date: March 19, 2026 

Property Address: 1567 Island Lane, Bloomfield Hills, MI 48302 

| Buyer Name: Simen Najib Savaya 

Title Connect LLC 

| Seller Name: Zeinab Salami 

a title insurance agency 

Tax Id.: Property 1: 

19-18-230-009 

The Undersigned parties hereby acknowledge receipt of a Homestead Exemption Update, Property 

Transfer Affidavit and Request to Rescind Homestead Exemption forms from Title Connect LLC. 

The Undersigned further acknowledges and agrees: (please check one) 

[O The purchaser will deliver all of the above mentioned forms. 

0 The seller will deliver all of the above mentioned forms. 

O The purchasers and sellers agree to allow the real estate agents to deliver said forms on their 

behalf. 

0 All parties will deliver their respective documents to the municipality. 

The Purchaser hereby acknowledges that, before issuance of the next tax bill, the buyer will contact 

the local taxing authority and confirm receipt of the buyer’s claim of homestead exemption. 

PURCHASERC(S): a 

hi Siren Najib Savaya 

SELLER(S): 

DELIVER SAID FORMS TO THE CITY OFFICES 

4200 Telegraph Road, Bloomfield Hills, MI 48302

| File No: TC01-121992 

| 

Close Date: March 19, 2026 

| Property Address: 1567 Island Lane, Bloomfield Hills, MI 48302 

| Purchaser Name: Simen Najib Savaya 

Title Connect LLC 

Seller Name: Zeinab Salami 

a title insurance agency 

| 

The 

1; 

6. 

War 

WATER AGREEMENT 

RELEASE OF LIABILITY IN THE ABSENCE OF FINAL WATER METER READ 

undersigned Purchaser(s) acknowledge the following: 

Purchaser has decided to close this sales transaction without first obtaining a final water meter reading 

and/or a final water bill. Purchaser understands that this may result in water charges being unpaid at the 

time of Closing. 

Purchaser(s) are accepting responsibility for any delinquent, current and/or future water charges and any 

water charge or fee that may be transferred to the tax rolls that could have been discovered by a final meter 

reading and final water bill. 

Purchaser(s) hold Title Connect LLC harmless for any water charges against the above property that are not 

being paid as part of the Closing that could have been disclosed by a final water meter reading and/or final 

water bill. 

Purchaser(s) also understand that if any Owner’s Policy has been paid for it will be issued with an exception 

for any water charges arising from the failure to obtain a final meter reading and/or final water bill. 

Purchaser acknowledges that they have not based their decision to close without first obtaining a final water 

meter read and/or a final water bill on any verbal or written assurances from Title Connect LLC. 

Any liability of Title Connect LLC is expressly limited to the Amount held in Escrow, if any. 

ning: WATER 

- NOT Covered Under Title Policy without FINAL READ 

Agents and Clients, Please Order Final Water Read Certified to the Closing Date. 

Final Water Read Must be Provided to the Title Company Prior to Closing, otherwise any issues or bills related to 

Wal er or Sewer, WILL NOT be Covered Under the Title Insurance Policy, 

7 

Simén Najib Savaya 

SELLER ACKNOWLEDGES: 

Vor gh Sem i>

| File No: TC01-121992 

| 

Close Date: March 19, 2026 

| Property Address: 1567 Island Lane, Bloomfield Hills, MI 48302 

Purchaser Name: Simen Najib Savaya 

Title Connect LLC | seller Name: Zeinab Salami 

a title insurance agency 

WATER ESCROW AGREEMENT 

The Seller(s) and Purchaser(s) agree and undeysfand that TitleyConnect LLC the Escrow Agent, has been authorized to 

withhold from Seller(s)’ proceeds the amouny/of $1,000.00 to 

be held in escrow until receipt of a PAID final water bill. 

Upon receipt of said Paid final water bill, the 

[scrow Agent jg’authorized to disburse the water escrow funds to the Seller(s) 

unless the Purchaser(s) paid this bill and can pu 

t-t0 the satisfaction of the Escrow Agent in which case the Escrow 

Agent is authorized to disburse the funds to the Purchaser(s). 

If the Escrow Agent is presented with an UNPAID final water bill, for the usage of water during the time period defined in 

the Purchase Agreement entered 

into between Seller(s) and Purchaser(s), 

it 

is understood that the Escrow Agent 

is 

authorized to pay this bill and return the difference in the water escrow account to the Seller(s). If the water escrow funds 

are not sufficient to pay the UNPAID final water bill then the Escrow Agent is authorized to disburse the water escrow 

funds to the Purchaser(s) or hold the funds, while deducting their escrow account fee, until the water bill 

is paid. The 

Seller(s) and Purchaser(s) will be left to resolve this shortage between themselves and the escrow agent will have no liability 

for the shortage or any expenses or losses caused by this shortage. 

If these funds are being held pursuant to a Short Sale then the Seller will be reimbursed for the amount that he/she paid and 

the overage will be forwarded to the Short Sale Lender per the Lender instructions, 

All parties intend that this water escrow will be held for 60 days only. If this water escrow account is still being held 

beyond that period of time, for any reason, the parties authorize Escrow Agent to deduct $20.00 a month, as a service 

fee, from this escrow account. 

The Seller(s) and Purchaser(s) are obligated to inform the Escrow Agent of their current address and contact information 

and any changes thereto, in writing. The Escrow Agent will have no responsibility to locate either party and have no 

responsibility to promote the resolution of the water bill payment. 

Please forward the final water bill to: escrow@title-connect.com, 

CLOSING DATE: March 19, 2026 

PU RELASER(S): 

nen 

aJib 

Savaya 

ESCROW AGENT:

File No: TC01-121992 

| 

Close Date: March 19, 2026 

| Property Address: 1567 Island Lane, Bloomfield Hills, MI 48302 

, 

| Buyer Name: Simen Najib Savaya 

Title Connect LLC 

| Seller Name: Zeinab Salami 

a 

title insurance agency 

; 

LIMITED DURABLE POWER OF ATTORNEY EFFECTIVE ON EXECUTION 

I/We, Zeinab Salami, a resident of OAKLAND County, State of Michigan, designate Title 

Connect LLC as my attorney in fact (the agent) on the following terms and conditions: 

1. 

I/We executed real estate transactional documents for the financing of property described 

as follows: 

the following described premises situated in the City of Bloomfield Hills 

, County of 

OAKLAND, State of State of Michigan to-wit: 

see attached Exhibit A 

Commonly known as: 1567 Island Lane, Bloomfield Hills, MI 48302 

Parcel I.D. Number: 19-18-230-009 

2. 

Title Connect LLC closed this transaction with us. 

3. 

This Limited Durable Power of Attorney is being executed in order to allow the following: 

Title Connect LLC to execute, on our behalf, those documents that are necessary to allow 

Title Connect LLC to have these real estate documents recorded with the appropriate Register of 

Deeds Office. 

Title Connect LLC to execute, on our behalf, documents that are needed in order to correct 

errors, mistakes and/or matters that are needed in order to comply with lender requirements. 

4. 

Title Connect LLC is NOT AUTHORIZED to execute a document that would change the 

terms of the mortgage or note that would change the interest rate or term of the Note and 

Mortgage. 

5. 

DURABILITY: This durable power of attorney shall not be affected by my disability 

and shall continue in effect until my death or until I revoke it in writing. The agent shall have 

no duty to act and shall incur no liability to me or to my estate for failing to take any action 

under this power of attorney before receiving written notice from me requesting the agent to 

act or, alternatively, receiving written notice that, in the opinion of two licensed physicians, I 

am unable to act due to either physical or mental disability, in which case the agent shall 

immediately begin to act. 

6. 

TERMINATION: This Power of Attorney will terminate 120 days from the closing

Page 2 of 2 of LIMITED DURABLE POWER OF 

ATTORNEY EFFECTIVE ON EXECUTION 

IN WITNESS WHEREOF, the Undersigned’s have executed this Power of Attorney as of the 

date and year below referenced. 

CLOSING DATE: March 19, 2026 

TC01-121992 

SELLER(S): 

gm

File No: TC01-121992 

| 

Close Date: March 19, 2026 

Property Address: 1567 Island Lane, Bloomfield Hills, MI 48302 

Buyer Name: Simen Najib Savaya 

Title Connect LLC 

Seller Name: Zeinab Salami 

a 

title insurance agency 

ACKNOWLEDGMENT AND AGREEMENT 

MUNICIPAL CHARGES 

The undersigned Seller and Buyer acknowledge and agree as follows: 

1. 

PU 

That the information regarding any outstanding municipal charge including but not 

limited to water, demolition, blight tickets, weed cutting, sidewalk repair, tap in fees, 

sanitation and sewer fees (“Municipal Charges”) is not readily available to Title 

Connect LLC. 

That Title Connect LLC is not responsible for the payment of any Municipal Charges 

which are not existing liens recorded in the Office of the Register of Deeds or which 

do not appear on the tax rolls for the property described in the above referenced 

commitment. 

That it is the responsibility of the Seller and Buyer to obtain bills for, and pay, any 

outstanding Municipal Charges in accordance with the purchase agreement between 

Seller and Buyer. 

That Title Connect LLC is not responsible for any difference between any amounts 

collected at closing and the actual amount of any Municipal Charges and that any 

shortage in funds collected and paid at closing is the sole responsibility of Seller and 

Buyer. 

HASER(S): 

2 

Simén Najib Savaya 

SELLER(S): 

A Cb a

| File No: TC01-121992 

| 

Close Date: March 19, 2026 

| Property Address: 1567 Island Lane, Bloomfield Hills, MI 48302 

Buyer Name: Simen Najib Savaya 

Title Connect LLC | sejier Name: Zeinab Salami 

| 

a title insurance agency 

BILL OF SALE 

For the sum of ONE DOLLAR ($1.00) and other good and valuable considerations paid to the 

Seller by the Purchaser, the Seller warrants and conveys to the Purchaser all the Seller’s rights, 

title and interests in the above-mentioned property. 

All built-in equipment, lighting fixtures, blinds, shades, curtain and drapery rods, attached floor 

covering, attached mirrors, television antennas, screens, storm doors, storm windows, awnings, 

garage door opener and transmitters, water softener (if not rented), rotors, and controls, gas 

conversion unit, landscaping, if any, now on the premises, any items that are 

listed on the 

Purchase Agreement (either specifically or generically) but not includes in this Bill of Sale, and 

also the following items: 

INCLUDED ITEMS: 

Per Purchase Agreement 

EXCLUDED ITEMS: 

Per Purchase Agreement 

CLOSING DATE: March 19, 2026 

i 

rod 

Simk Najib Savaya 

SELLER(S): Co—

L] 

| 

| File No: TC01-121992 

| 

Close Date: March 19, 2026 

: Property Address: 1567 Island Lane, Bloomfield Hills, MI 48302 

| Buyer Name: Simen Najib Savaya 

Title Connect LLC 

' Seller Name: Zeinab Salami 

a title insurance agency 

PRIVACY POLICY AND DISCLOSURE 

Federal laws and regulations require us to disclose how we use information that we collect when you apply for title insurance or 

request escrow services, ‘The following policy serves as a standard for all Title Connect LLC employees for collection, use, 

retention, and security of “nonpublic personal information.” 

What Information We Collect 

We collect “nonpublic personal information” about you from the following sources: 

Information we receive from you on applications or other forms, and Information about your transactions with us, our affiliates or 

others, 

“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial 

product or service to you. For example, nonpublic personal information includes information regarding your mortgage loan that 

we collect when we process your request for title insurance and escrow services. 

What Information We Disclose 

We are permitted under law to disclose nonpublic persona information about you to other third parties in certain circumstances. 

We may disclose all of the information that we collect about you, including the following kinds of “nonpublic personal 

information”. 

Information we receive from you on your request for a title insurance commitment, or for issuance of a title insurance policy, and 

on other forms, such as your name, address, legal description of your property, home purchase price, and other information. 

Information about your transactions with us, our affiliates and others, such as your payment of fees and closing costs, and the 

Amount of your mortgage loan; 

Who We Disclose Information To 

We may disclose all of the non-public personal information that we collect about you (as described above) to the following types 

of third parties: 

Settlement Service Providers, such as title search companies, title insurance agencies, title insurance companies, and 

document preparation companics. 

Lenders and investors who will fund or purchase your loan. Title data providers (title plants). Government agencies and private 

mortgage insurance companies that insure or guaranty your loan, 

We may also disclose nonpublic personal information about you to other non-affiliated third parties as permitted by law. 

However, we do not disclose information about you to marketers or other persons who are not working to provide insurance or 

credit to you, 

Our Security Procedures

Page 2 of 2 of PRIVACY POLICY AND DISCLOSURE 

If you decide not to become our customer, or you are no longer our customer, we will continue to adhere to the privacy policies 

and practices described in this Disclosure. 

Signatures: 

PURCHASER(S): 

‘Sitfien Najib Savaya 

SELLER(S): 

Vs Eat 

Ze

| File No: TC01-121992 

| 

Close Date: March 19, 2026 

| Property Address: 1567 Island Lane, Bloomfield Hills, MI 48302 

Buyer Name: Simen Najib Savaya 

Title Connect LLC | seller Name: Zeinab Salami 

a title insurance agency 

| 

HOMEOWNERS/ASSOCIATION 

DUES LETTER 

Land situated in the Township of Bloomfield, County of Oakland, State of Michigan, to-wit: 

Lot 67, West Lochslea No. 2 Subdivision, according to the plat thereof, as recorded in Liber 64, Page 1, of 

ri County Records. 

( 

) THERE ARE NO HOMEOWNERS/ASSOCIATION DUES FOR THE ABOVE 

PROPERTY THAT WE ARE AWARE OF. 

IF THERE IS ANYTHING THAT IS DUE THAT 

Title Connect LLC. IS UNAWARE OF, THE BUYER(S) AND SELLER(S) WILL HANDLE 

OUTSIDE OF CLOSING AND HOLD Title Connect LLC. HARMLESS WITH REGARDS TO 

SAID MATTER. 

0 

) Title Connect LLC. HAS RECEIVED THE STATUS LETTER WITH REGARDS TO 

TIE HOMEOWNERS/ASSOCIATION DUES AND THEY ARE BEING PRORATED 

AND/OR PAID AT CLOSING. 

CLOSING DATE: March 19, 2026 

PURCHASER(S): 

Qo — 

Simen Najib Savaya 

SELLER(S): 

Rel 

aa

WARRANTY DEED 

(Statutory Form - Individual) 

Know all persons by these presents; that, Zeinab Salami, a married woman 

whose address is 1567 Island Lane, Bloomfield Hills, MI 48302 

Conveys and warrants to Simen Najib Savaya, a married person 

whose address is 28351 14 Mile Road, Farmington Hills, MI 48334 

the following described premises situated in Bloomfield Hills, County of Oakland, State of Michigan to-wit: 

See Attached Exhibit A 

Commonly known as: 1567 Island Lane, Bloomfield Hills, MI 48302 

Parcel 1.D. Number: 19-18-230-009 

For the full consideration Real Estate Transfer Tax Valuation Affidavit. 

Subject to existing building and use restrictions, easements, and zoning ordinances, if any. 

Dated: 

19th day of March, 2026 

State of 

WV \1¢ \\ xP) 

County of OAKLAND 

On this 19th day of March, 2026, before me personally appeared Zeinab Salami, a married woman, known to me 

to be the person(s) described in and who executed the foregoing instrument and acknowledged that they executed 

same as their free act and deed 

SHANNEL KONJA 

NOTARY PUBLIC - STATE OF MICHIGAN 

COUNTY OF OAKLAND 

= 

My Commisslon [:xpires 3/7/2027 

1 

ic 

Ping Inte Goury RETA 

Oca \ county, Michigan 

My Commission Expires: 20 2052 =

Page 2 of Warranty Deed between Zeinab Salami, 

a married woman(Grantor) and Simen Najib Savaya, a 

married person(Grantee) 

Exhibit A: Legal Description 

Land situated in the Township of Bloomfield, County of Oakland, State of Michigan, to-wit: 

Lot 67, West Lochslea No. 2 Subdivision, according to the plat thereof, as recorded in Liber 64, 

Page 1, of Plats, Oakland County Records,

Michigan Department of Treasury 

2705 (Rev. 11-16) 

Real Estate Transfer Tax Valuation Affidavit 

Issued under authority of Public Act 134 of 1966 and 330 of 1993 as amended 

This form must be filed with the Register of Deeds for the county where the property is located either when you choose not to enter the amount paid for 

real estate on the deed or when you contract for the transfer or acquisition of a controlling interest in an entity if the real property owned by that entity 

comprises 90% or more of the fair market value of the assets of the entily determined in accordance with generally accepted accounting principles. 

“Controlling interest” means more than 80% of the total value of all classes of stock of a corporation; more than 80% of the total interest in capital and 

profits of a partnership, association, limited liability company, or other unincorporated form of doing business; or more than 80% of the beneficial interest 

in a trust. The tax is based on the value of the real property transferred and is collected at the time the contract or instrument of conveyance is submitted 

for recording. "Value" means the current or fair market worth in terms of legal monetary exchange at the time of the transfer. 

1. 

County of Property 

2 

City or Township of Property 

OAKLAND 

Bloomfield Hills 

3. 

Names of ALL Sellers 

Zeinab Salami 

Seller's Mailing Address(es) 

City 

State: 

ZIP Code 

1567 Island Lane 

Bloomfield Hills 

mi 

8302 

Names of ALL Purchasers 

Simen Najib Savaya 

Purchaser's Mailing Address(es) 

City 

State 

ZIP Code 

28351 14 Mile Road 

Bloomfield Hills 

mi 

A8302 

5. Type and Date of Document 

[Land Contract Date of Contract: 

[Deed Date: 

[IContracts for the transfer or acquisition of a controlling interest in entity where 90% or more of the FMV of the assets are real property. 

The contract may be attached to this form when it is filed with the Register of Deeds. 

Entity Name 

State of Organization 

Date of Contract 

Entity Address 

6. Cash Payment and/or Debt Relieved 

7. Amount of Mortgage/Land Contract 

| 

8: Total Consideration (Add lines 6 & 7) 

2,800,000.00 

3,500,000.00 

9. Amount of County Tax 

10. Amount of State Tax 

11. Total Revenue Stamps (Add lines 9 & 10) 

$3,850.00 

$26,250.00 

$27,520.00 

12. If consideration Is less than market value, state market value. 

13 Legal Description of Real Estate Transferred 

See Attached Exhibit A 

CERTIFICATION 

_ 

| certify that the information above is true and compleleto the best of my knowledge. 

Seller's 2% 

C pal 

If signer Is other than the seller, print name and litle 

Seller'§Signalure 

It signer is other than the seller, print name and title

File No: Tco1-121992 

Exhibit A 

Legal Description 

Land situated in the Township of Bloomfield, County of Oakland, State of Michigan, to-wit: 

Lot 67, West Lochslea No. 2 Subdivision, according to the plat thereof, as recorded in Liber 64, Page 1, of Plats, Oakiand 

County Records. 

19-18-230-009

| File No: TC01-121992 

| 

Close Date: March 19, 2026 

Property Address: 1567 Island Lane, Bloomfield Hills, MI 48302 

Buyer Name: Simen Najib Savaya 

Title Connect LLC 

Seller Name: Zeinab Salami 

a title insurance agency 

ACKNOWLEDGMENT FORM 

The undersigned acknowledge that they will cooperate and adjust for errors in any and all closing documentation, if 

deemed necessary, to enable Title Connect LLC to issue its policy or policies of title insurance. These Errors shall 

include, but not be limited to: clearing any and al liens on the subject property, missing or incorrect signatures on 

any closing documents, incorrect information regarding taxes, water and sewer, association dues, as well as 

mortgage payoff information as furnished to Agent by municipalities, associations or mortgage companies to 

complete the loan transaction, which are the responsibility of the undersigned, then Title Connect LLCshall have a 

right to record a lien against the subject property for said amounts so expended. The undersigned authorize Title 

Connect LLC to correct any clerical or math errors on behalf of the undersigned, 

The undersigned acknowledge and agree that Title Connect LLC does not file the Homestead Exemption or Property 

Transfer Affidavit. This is the sole responsibility of the undersigned. This is also something that should be taken 

care of promptly by the undersigned. 

Title Connect LLC, in its capacity as Escrow Agent, is and has been authorized to deposit all funds it receives in this 

transaction in any financial institution, whether affiliated or not. Any escrow fees that ave paid are solely for the 

closing of this lransaction and not for the auditing and accounting services that these funds and shall be under no 

duty to invest these funds. The undersigned hereby acknowledges and consents to the deposit of the escrow money 

in financial institutions which Title Connect LLC has or may have other banking refationships and further consents 

to the retention by Title Connect LLC of any and afl benefits (including interest and/or advantageous interest rates 

on loans) Title Connect LLC may receive from such financial institutions by reason of their maintenance of said 

escrow accounts. 

Title Connect LLC will not disburse any monies on this transaction until such funds have been fully and irrevocably 

deposited into Title Connect LLC's Escrow Account by the Lender, Mortgage Company and/or undersigned. 

Undersigned acknowledges that if any checks are to be reissued, for any reason after the closing, that Title Connect 

LLC will charge $25.00 per check for this service, plus a $30.00 stop payment fee and require written permission 

from the lender if there is a request to change that payee on the check. 

In addition, Title Connect LLC will charge 

the amount of $10.00 per month for any amounts held in escrow beyond 30 days of the closing date. The 

undersigned agrees and consents to Title Connect LLC being able to withdraw this money from the account on a 

monthly basis for as long as funds remain in the escrow account. The Undersigned Understands that they are 

responsible to notify Title Connect LLC if a check is lost or a creditor contacts them indicating they have not been 

paid. 

NOTE: A CHARGE OF 

$45.00 WILL BE DEDUCTED FROM ANY BORROWER PROCEEDS THAT 

ARE WIRED TO THE BORROWER UNLESS THIS CHARGE HAS BEEN ASSESSED TO THE BORROWER 

IN THE CLOSING DOCUMENTS. 

RECORDING FEES: 

The undersigned acknowledge that the recording fees for the mortgage and Deed, if any, are often estimated as the 

exact amount of pages to these documents is not known at the time the SETTLEMENT STATEMENT is prepared. 

The undersigned agree that Title Connect LLC will not be required to reimburse the undersigned on an overcharge 

that is less than 20% of the amount charged and Title Connect LLC will not seek reimbursement from the

Page 2 of 2 of ACKNOWLEDGMENT FORM 

REFINANCE TRANSACTIONS: 

The undersigned acknowledges that their proceeds check in any refinance transaction or equity loan transaction will 

not be available to them until their lender has provided the funds to Title Connect LLC. The undersigned further 

acknowledges that their proceeds check will not be available to pick up until after 2:00 pm on the date of 

disbursement. Undersigned further acknowledges that all credit card payments and other non-real property secured 

creditors checks will be the responsibility of the undersigned to deliver the creditor absent a written agreement with 

Title Connect LLC to the contrary. Title Connect LLC will not be responsible for any interest and/or penalty 

charges assessed by these creditors for late payment and the undersigned acknowledges this. 

PURCHASER(S): 

A 

i 

ill 

Siien Najib Savaya 

SELLER(S): 

oy

| 

| File No: TCO1-121992 

| 

Close Date: March 19, 2026 

| Property Address: 1567 [sland Lane, Bloomfield Hills, MI 48302 

N 

Buyer Name: Simen Najib Savaya 

Title Connect LLC 

| Seller Name: Zeinab Salami 

a title insurance agency 

| 

AFFIDAVIT AND INDEMNITY FORM 

To induce you to issue your policy insuring the mortgage and the title to the land described in the above cited Title Connect LLC file, 

the undersigned mortgagor(s) acknowledge(s) and affirmatively states to the best of its knowledge the following: 

I. 

That the Undersigned(s) is/are 18 years old or older and competent. 

2. 

That the undersigned know(s) of none of the following matters affecting the Property such as unrecorded leases, options, deeds, 

litigation, probate issues, bankruptcies or mortgage liens that were not disclosed in writing by the Undersigned to Title Connect 

LLC that were not resolved at the time of Closing. 

3. 

The undersigned certify the property described in above numbered commitment: (check fl) is their homestead () is not their 

homestead. 

Check one: 

J_ There have been no repairs, alterations, and remodeling or new construction upon said property in the last 120 days. 

DR 

Repairs, alterations, remodeling, or new construction on the said property have been completed within the last 120 days. 

Contractors have been paid for all of said improvements, and there are no unpaid bills or claims for the labor or services or material in 

connection therewith, except as 

follows: 

5. 

That Title Connect LLC has not provided legal advice to the Undersigned during this transaction. 

6. 

That Title Connect LLC has not provided any financial or tax advice to the Undersigned during this transaction. 

7. 

That any agreement the Undersigned has entered into with any other party to this transaction, that would in any way impact this 

transaction that Title Connect LLC has been requested to insure and close, has been properly disclosed to all parties to this 

transaction in writing. 

8. 

That the Undersigned will protect Title Connect LLC from any loss or expense that they sustain as a result of relying on the 

representations made in this document or any other document executed by the Undersigned in the process of completing this real 

estate transaction. 

If Title Connect LLC does sustain a loss in reliance on our representations then we consent to their right to 

record a lien on our real estate to cover said losses and expenses. 

9. 

Title Connect LLC does not determine transfer tax exemption, but relies on the exemptions as requested by the Undersigned. 

However, if Title Connect LLC believes an exemption request to be inappropriate they reserve the right to ask it to be removed or 

to have the Register of Deeds approve it in advance. 

DATED: March 19, 2026 

SELLER( 

a 

ad

| File No: TC01-121992 

| 

Close Date: March 19, 2026 

| Property Addvess: 1567 Island Lane, Bloomfield Hills, MI 48302 

"Buyer Name: Simen Najib Savaya 

Title Connect LLC 

seller Name: Zeinab Salami 

a title insurance agency 

Hold Harmless Agreement 

No Certificate of Occupancy and/or Acceptance of Compliance and Responsibility 

The undersigned Simen Najib Savaya, agree(s) and acknowledge(s) that he/she/they may be required to 

obtain a Certificate of Occupancy before taking possession of the property being purchased in the above 

referenced transaction. 

The Undersigned accepts full and exclusive responsibility for any and all costs, 

including but not limited to repair costs, inspections costs, penalties and any other costs that are 

necessary to obtain said Certificate of Occupancy and/or Acceptance of Compliance and Responsibility. 

The Undersigned also agrees to hold Title Connect LLC and its Underwriter First American Title Insurance 

Company, harmless as a result of any loss or damage or expense that the Undersigned may sustain for 

failure to have this Certificate of Occupancy and/or Acceptance of Compliance resolved prior to Closing. 

Bu 

LEAN 

Sinfen Najib Savaya

“The Ammori Group 

77 E LONG LAKE RD 

BLOOMFLD HLS, MI 48304 

Teg 

eg eg 

os go 

MICHIGAN TAX TRIBUIMIAL 

PO BOX 30232 

LANSING MI 48909-7732

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