Petition to Board of Review - Holec.pdf

Dale Holec, Petitioner V Township Of Secord, Respondent · 25-002529-TT

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618(AGv 11'.12)

Petition to Board of Review

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Thi! forn l! ilw€d und6r thq authodty ol PA. 206 o, 1893. as amended. Ftng b voluntary. t|otv€vsr yo! may not appeal to lhe lvrhigan iax TtiSuna

ot UE Stab Tsx Cdrmlasioi unlss you lilst prots3t to tho Soed c, Revi6w.

TO BE COTPLETEO BY OWNER OR OUTNER'S AGENT

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Nam. (Ple$o Print o.

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TIE und.nlgh.d protart th. .....r.d vrlu. rn.lror tha ianhtlva tarabl. v.lu. .ndror th. prop.ny cl..ailic.tion rnd/or the qurlified

agalcrrhural propeny aramptloi ot the tollowlne daacrlb.d p,op..ty:

fto9.ry ld.nti.d (Pxc.l c6d. nqui.d. Pi.p.iy lddr.3r e bo.t d...rip{Jo odlomD

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Protrstod ftrm d\ifus€ssed Value I Tanrative Taxabl€ Value I Chssttication

,I. PROTEST OF ASSESSTTENT

(Complo(6 this ssction for e protEst ot asseslsd valtje aod/or tentativo taxable vatu6)

I 

Qualitied Agricultural

Property Exemption

Ioidd'p or Cl!:

2F- C L

>r

*-.*9d', l@

Ot n /r Eilhlt ot Ttu. Cih V.b.

2'€ ^o o

To.lanlr Tsrablo V.[e

2. PROTEST OF CLASSIFICATION

(Cofiplete thi6 s.ctjon tor a request

accord.nca wlth Sadbn 21t.34c of

daa6ifcs0on has on thst propertya

CL$Ilcalio.r ol propcdy on ihb ,i!f6 $3a$!tsrt rot

Oarltkdton .houtd D. (cttod( mr oft'. tol ing)l

to d|angg tho classhlcgtion. Tho Board ot Rgviory mult nak€ lh€& decBlon legadiag classrfic€uon rn

lho lll}b6n Co,nfiLd La!c. Thc Board ot Revbu rhall nol be inlluoicsd by lh€ eflect tla: a partrcltar

atatrt .. . horh@sne/i princlpat rosidonc€ or qualfiod agricultur{l p.op9rty.)

'Zo

I Utitity leersonat Property On y)

Agricultural 

f 

lnOustriat

Commsrciat EResadential

Timber Culover

Dgvelopmental

3, PROTEST OF EXEMPTION FOR QUALIFIED AGRICULTURAL PROPERTY

(lt lhersre6so. he6 d€r1rad or ch.ngod lh5 porcehtag6 o, ttto oxorptio|| from fie ,8 mltb of bcat sanoolopcrating tar fo. quatified agri.ejtL,ral

proPlny ln. o^'not may appoal til! adDn to ths March Bo6rd of Rsvt6w. THE 80ARo oF REVtEw HAs lo eu-Txonmi,ro cotistosn oa *cr

uPoN THE EXEMPTION FRoM THE 1o scHool openettro uruls ron-nor,,lEowlren,s pRtNqpAL REsTDENcE pRopERlES.,

4. REASON FOR PROTEST

ft* FoLat oa a!a6rr.d rdrrc .rd/o. lha tdriaftr tudb valuo snd/or drstincdjon rdo. qusliod lgdq&rd p.or.rty .rampt o,1

CERTIFICATION

SilnaluG

6l6mptbn Fntad bt aale*rq (Entlr 0 crerpro.r

www.michigan.govrlreas0ry

@ilinte, 

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or,rpdon ttqs@d)

Foin 618. Pag6 ?

FOR BOARD OF REVIEW USE ONLY

I STRUCTIONS: lnco.porato a copy of tiis brm and the assigned numbor in the Board 9f RevEw minulos

2ozs-oE

I. ASSESSED VALUE

DispFiuon by

f;Oeniod

I Assossed Value Changed From

Bo.rd ot Revir... Tha Bosrd o{ Revie\ mu3t stata

R.co.d ol rrt - Sord * tr.'. ,n n$.r co.nmIt . oa bo.d

t3o- otr - loo- oo{- ao

lo

w

Chairporson: ffies i-l r" # 

Member: Eyes I No

tr,lember: ! ves ---, 

tr,to

|b. bo..d.cion , nsuFFtc.E;tf Ete6€,e 

To Sep.C7- <,L,rJ--r^ OF Haet^-<

sr.O - 6r,,1r.L>A a LE LaT-

lfyou diseg.ee with tho dscision of lhe Boa.d of R€vi6w ogtrding rontetlvo e!3essed vslue. yqi mly appcEl that docilion by nling a pet tron wtn tie

Midlilan TBx Tribunat at p.O. 8ox 30232 , Lansing, Ml ,lEg09. Commorcid Re6l. lrdult ial Raal. Oevolopmontsl R6al, Colnmercla persona!

lnd!strial P€Gonal and Uti ity Personsl Property may be lppGaled by May 31. Ag4cultural Rcal. Residential R€al, Tunb€.-Cutover Reat ano Ag.icultura

Pe.aonsl Proparty m6y bo appeal€d by July 3.1

Tho p€tition must bg filed on a Michigsn Tax Tribunal fom o. a form apgroved bylhe Mrchrgan Tax

Tribunal

Tax Trib

lorhs r€ aveilablo ,t w\rw

2. TENTATNE TAXABLE VALUE

DbFDsltlon by Soerd of Revi€w, The Boad ol Roviei/ murt state the.sason for its acton b€tow.

X Denled f, Tontative Ta)Gble VatuB Changed From

to

R.c.d o{ roaa - Bo.|d o. thrla rn m!a. co.rn|ilt!. ot bord

Chairp€Bon: lVas Ilto

haLb

Memoer: ]] yes I 

r,,ro

Member f] yes -l M

Ro..on fo. boad acuon

f you dia€lr€€ wtth lh€ d€cidon of the Boe.d ol Ravie* reoardiag leotatlv€ larable v.luo. llou nuy app.el th.l .l€ciaton by flling a pelitio^ with the

Midrlgdn Tdx Tribunatat P O Box 30232, Lansang, Ml 48909. Colnmorcrat Real lndualrial R6el, O6velopnrontal Roal. Commercial Personal

lndlstnal P€,lonal and UtiIly Porsonel kop€rly may be appoatod by tJay 31. AgncrrlturEl Reat RosidBnGt R6at. Timb€r-Curovor Reet ord

Agrlclltural P€Isonal Prop€ny mey b6 app€ebd by July 3i. Tho p€litioo nrJsl bo flod oo a MicfiigsI1 Tax Tribunat fom or a form a

Tar lrlbunel

Tex Trihr.al fo;s are availablc el rrverv

3. CLASSIFTCATION

Dbpolhid by 8oa.d of Rovl€w. Tha Boad of Reviow murt stato tfl€ rcalon lor tb action b6low

I D€nied ] classmcatir:n Ctraoged Fmm

to

Ra.o.d oi voa. - Bosrd or hr.o ri.rrb.. ca.wr t . ot bord

Chairp€rson: I yes f] Ho ,"*, 

Member: J yes : 

No

Member: fl Yes rNo 

-

nlUtl. 

lnLtlatt

R..!on fo. bo.d s.rbn

f you di6agree whh th3 d€cision oI th€ goerd ot Rgvl€ry rlgarding classifcatron. ),ur may app€al by sondlng Foarn 2167 to ths Stale Tax Commissjon

at P.O. Box 30471

, Mt48909

Jlne 30

,4. QUALIFIED AGRICULTURAL pROPERTy EXEwT PTION

Dlspo6itbn by Boa.d ot Revi6r Ttlo Board o{ Roviaw muat slate the rrs3on for ib action b6bw

I exemptton Request Dented

R.ootd oa voia - 8o..rl or lhr€6 .r.nD.r cqnmit , or bord

Chairperson: f_] Yes iNo 

- 

Mamber: yes 

No

tnhht,

MemUor: I ves ._- No

R.a$n for bo.d a{*ior

It you diaag€e with tho d

Mi(*ligan Tax Tribunal at

ocitioo of th€ goard of Rcvi* reoardi

P.O.8ox 30232, Lan5lhg, Mt 48909

ng t&talivc laxable v.luo, yo! may appeal that docisioh by filing a petitron wrlh rhe

Juy 31. The p.tiljon mu3t be ilod on s MichiganTar Tnbunalfofm or a torr

lhe

Tar Tribunal

nTaxT

a.e available a! www.

b

5, ADJOURNiTENT

t

o&dFtcYj

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hlll.l.

fl Examplion percent modified trc m 

o/o to 

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SECORD rOWNSHiP - ,507 Secotd Dam Rd, Glocrwin, Mt tt8624

Phons: 989.426-7445

Wob6ita: http3://secordtwp.com

Boord ol Review Petitpner Ucsrionnaire-

8*--.

L€<-*f&,

llr*-€(,Fs,Te,

5^^ rTt+

Valuation Protests

PetitioneB Name

Propeny address:

Orvners Name{s):

4D-a,-.tz-,5

€t

if different than Owners

€

-t r -I'l-{

2_ -rr

L4

rL

.L

Parcel lD # (Prop #): {5. - ? tS-- I oo -

(as shown on lour Tax Statement or Notice ofAssessmcnt)

l) 

What date did you acquire ownership of this Property:

I f{ B 

Purchase Price: $

2) What is the totsl amount expcnded on improvements 8nd repairs made since you purchassd the Propeny:

S-1

(

3) Do lh€ imProvements sufer lrom deferred maintenance or structural defects? lfso, hsve you obrained an

estimate ofthe cost !o cure the problems? lf yes enter the amount ofthe gstimate $ _

4)

6)

't\

lfa completely ner,v building or residence, what was the total construction cost per building contract or the

LJ\

N&e)

oJtro)

equivalcnt ifconslructed by the properry owner? $

lfapplicable, the d*e this p(operty became your principal residence:

Has rhe property been independently appraised wilhin rhe last two yqrs? th(Ves t I No

Ifycs, what was the purpose? [ ]Fi

i!/o,t", )rVrla

Whal was the value conclusion? $

Ao

Can you provide the Board with a copy ofthe appraisal? [ ]YesI lNo

8) Has th€ prop€rty been competer[ly and competitively marketed in the last lwo years?

lfyes, what was the asking, pric.e and terms? $

Terms:

h-l<)

lfthe proPerty is agricultural, what is the annual gross income and expenses attributable to the farming

activilies conducted on this parcel? Income S-' 

- 

Expenses S_

Ifthe property is investment real estate, what is tte annual gross income aod expenses atrribltable to rhis

parccl? lncome $

Expenses g_ _

7

I | ) lf the property is vacant, what is the anticipated future use or expected sale price? S

Additional Comments:

Cladwin, MI 4862.1

Assessing Departrnent

Secord Tornship

P.O. Box 25

Rogers City, Mi 49779

oiv&

PVDP

'L(<,i

I

RO!1.

ACCORDING TO l$CL 21i.34c rHE pROpERTy tS CtASStFtEo AS: dcl

Resident ial

Resident ia I

Th. drang. h t raua v.tue wil iicraaca/d.qlala yo(r ter blt tor tE 2@5

y.rr by lpD.oxilri.tclyt ffa

PRIOR AXOL,MI

YEiR: 2OA

40.223

41,469

1,246

75,400

4,700

,|

1. TAXABLE VALI,JE:

2 ASSESSEO VALUE:

80,100

80,100

r.d!C- O.o.,r r .a ,,uw

lOlarlb t62at

THIS IS NOT A TAX BILL

Notice of Assessmen! Taxable Valuation , and Property Classification

L.1lo,A

In. bn ! and ur rrr rtul' 

o( p a 26 ofiAB. S@ 2fi 2.

-d s.c:r1 lr., - fin d Tt .. ndd &s*i 

noro b b. rrd bt rb tal .t*d

IDE

PARCEL NUMBER:

FROPERTY ADORESS:

2975 LAKESHORE DR

GLADWIN, MI 48624

OWIIERS liAME I ADORESS'P€RsON MII€O Onl

PRI'CIPAL RESIDEI'CE EXEHPTION

tE .l?tAr'H6.arr.!Prir4.l L.Ii.oca':

$ &.lUa tr -qrlitu A$lcrtr.l Prcprttrl

* Er.t'ga Ar IBT hnrH.l Pl!oo.l':

t Errqa L aBT Cot[rftial Pfiof:

Erc|t A.'Au.hC Fdrt ProFrt1

ErarE Ar an.lopnf Propy:

LECTAL OESCRIPTION

4. STATE EOUALIZEO VALUE (SEV):

76,400

5 There WAS o, WAS NOT a b.nstur of ownershtp on this p.c{,oftl tn2024

was itoT

Tho 2025lr lrdon tG Xuilpllsr i!: .t.03.t

Ouest6irs reganlng itre Noti& ofAssess.n€nt, Taxaue V.luaiion, and PmE*ii Cbssification m8y be direded io-the Foltow,ng

h Bgsrd ot Reviaw Appeal lntofiation. Thc boa.d ot ,ttview

mcet rt th. folloring datos rnd times:

HOLIC T&ANCIS 6 FLORENCE TRtISf

SMlf}t JA!4ES I JON JEEE 6I{EEX JIL

2590 N RIDGE RD

GLAO{:N, Mr 48624-910\

.{xr%

.00%

,00%

.m%

hrh,lht[,lrhrhlllttlltl,tl,t,,lt,thh,thltt,llll,,,,tlt,

Eo

E) xo

!vo

I Ycg

SEC 15 191E PARCEL Coi,I SW COR OF LOT20 SECORD DAM RESORT ADD NO 2 AS POB IH N 89DEG 44MIN E 11O.6FT

ALONG S LINE OF SD tOT TH S l IDEG 4OMIN E 1OOFT AI-ONG RAA'-OF COUNTY RD. TH WLY, PAR w/ S LINE OF SAID LOT 20,

80 FT, TH NWLY TO PO8.

CIIAIIGE FROU

PRIOR YEAR TO

CURRENI YT'R

4,700

The Secord Towrlship Mardr Bostd ot Revisw will rl€6t on liorday, Marci 10, 2025 from 9:0orn - 3:OOpm & Tues{ray, March 1 1. 2025

frur 3:mpm - 9:00pm- The appoal rEeliEs wit bo h€ld at Seco.d Twp Hsll at l5O7 S€co.d Oam Rd, Gldwin, Mt. Written appeals

must b. recoiv.d by Mardr 6, 2025. APPOII{II|ENTS ARE REOUIREO. Plelsc call Joel at 98$320-9319 b !{rtedol€ an

appointm€flt.

Market AdruEtntent

8.

Change Rartoft

Allan J. Berg

(9E9) 734-3ss5

Etr|*l ATDT.

info@assassingorfi ca.com

130{'15-10O{0rl{0

PROR YEAR'S CLASSIf|CATION: aor

ciJRaENr

]EI'TATTVE IMUlttT

YE Ri 

*tt

I

APPRAISAL REPORT

OF

?S75 Lr*.rior. tk

Ci..lirin !! a{,02i1

PREPARED FOR

D.- ttota,Dat Snfi

AS OF

0f,1ar202.

PREPAREO BY

Gldrxin cl-r colrt, 

^Brlrd 

s.rra.

203 W C.dr Ar.

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i

APPRAISAL REPORT 

OF 

PREPARED FOR 

Dale Holec 

Daie Holec/Don Smith 

NA 

AS OF 

06/14/2024 

PREPARED BY 

Gladwin-Clare County Appraisal Service 

208 W Cedar Ave 

Gladwin, MI 48824 

| 

TEES ————— 

|

Dar6: 05119202{

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08le liil*

Hol€c/Oofl S:m,ttt

P.operll Apprsisad

Oah Hdec

2975 Lakeahors Dr

Gta{hrn. Ml 48424

Fil. ia,e. 29?5ldc$o.e

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000

Ptala mda dLc$ P.YabL lo:

Cldrin-Cla! CotlItY APPdlsl Stwice

208 W C.(,r Av!

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eRoPtit'Y AS 0f 

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Giadwin-Clare 

County Appraisal Service 

File No. 

 2975iakeshore 

Case No 

‘This appraisal report is subject to the scope of work, intended use, intended user, definition of market value, statement of 

assumptions and limiting conditions, and certifications. The appraiser may expand ihe scope of work to include any additional 

research or analysis necessary based on the complexity of this appraisal assignment 

SCOPE 

OF WORK: The scope of work for this appraisal is defined by the complexity of this appraisai assignment an 

the 

reporting requirements 

of this appraisal, including the following definiion of market value, statement of assumptions 

and fimiting 

and certifications. The appraiser must at a minimum: {1) perform a complete visual inspection of the subject property 

inspact 

the neighborhood, (3) inspect each of the comparable sales from at least the street, (4) research, verify, and analyze 

data from reliable public and/or private sources, end (5) report his or her analysis. opinions, and conclusions in this appraisal report 

INTENDED USE: The intended use of this appraisal report is for the lendericiient to evaluate the property that is the 

subject of this appraisal for @ morgage finance transaction. 

INTENDED USER: Tre intended user of this appraisal report is the lendericlient 

DEFINITION OF MARKET VALUE: The mast probable price which & property should bring in a competitive anc open 

market under alt conditions requisits to 3 fair sale, the buyar and salier, each acting prudently, knowledgeably and assuming 

the price is ot affected by undue stimulus. implict in this definition is the consummation of a sale as of a specified cate and 

the passing of title rom seller to buyer under conditions whereby: (1) buyer and Seiler are typically motivated; (2) both 

parties are well informed or well advised. and each acting in what he Or she considers his of her own best interest, (3) 2 

reasonable time is atiowed for exposure in the open market. (4) payment is made in terms of cash in US doliars 

of in terms. 

of financial arrangements comparable thereto; and (5) the price represents the normal consideration for ihe property sold 

unaffected by special or creative financing Of sales concessions” granted by anyone associated with the sale 

Adjustments 

10 the comparables must be made for special or creative financing or sales concessions. No adjustments are 

necessary for those costs which are normally paid by seliers as a result of tradition or law in a market area, thesa costs are 

readily Kientifiable since the seller pays these costs in virtually ail sales transactions. Speciai of creative financing 

adjustments 

can be made fo the comparabie 

property by comparisons to financing terms offered by a third party institutional 

lender that is not already involved in fhe property or transaction. Any adjustment shoukd not be caicuiated on & mechanical 

dollar for dollar cost of the financing or concession but the dofiar amount of any adjustment shoud approximate 

the markers 

reaction 

to the financing or concessions based on the appraiser's judgment. 

STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS: The appraiser's certification in this report is 

subject to the following assumptions and limiting conditions: 

1. The appraiser wi not be responsible for matters of a legal nature that affect ether the property being appraised or the tite 

0 

It, except for information that he or she became aware of during the research invalved in performing this appraisal The 

appraiser assumes hal the (tie is good and marketable 8nd will not render any opinions about the title. 

2. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency 

{or other dats sources} and has noted in this appraisal report whether any portion of the subject site is located in an 

identified Special Flood Hazard Area. Because ihe appraiser is not 

a surveyor, he of she makes no guarantees, express of 

implied. regarding this determination. 

3, The appraiser will nt give testimony of appear in court because he or she made an appraisal of the property in question. 

unless specific arrangements to Go So have been made beforehand, oF 38 otherwise required by law 

are 10 such conditions and Makes no guarantees of warranties, express or implied. The appraise: wil not be responsible fox any 

such conditions that do exist or for any engineering of testing that mighi be required o discover whether such conditions exist 

Because the appraise 

5 not an expert In the field of environmental hazards, this appraisal report must nol be considered as 

an environmental assessment of the property. 

3 

8 {f ihe appraiser has Dased his or her appraisal report and vahuation conclusion for an appraisal sutiect 

10 certain condifons. 

# 

is assumed that the conditions will be met in a satisfactory manner. 

segally 

i 

fand-to-building ratio, making & physically possibie. ‘Simitarty, based on cusrent market conditions, (he existing Improvements. as 8 single 

family residence, are financially feasible and represent a maximally productive use. Tre highest and bestuse, 38 Vacant, would be to bak 

Produced by ClickFORMS Software 800-622-8727 

Page 

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APPEASEFS CERIFICIrIOX i ri. A@..r.r a.,tjii.r.d r.r.- r!.t:

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P{. 3 !d rI

Glagwin-Clare County Appraisal Service 

Fie No. 

297Siakeshore 

Casa No 

21.1 

am aware that any disciosure or distribution of this appraisal report by me or the lendediclient may be subject to certain laws and 

reguiations. Further. | am also subject ks the provisions of the Uniform Standards of Professional Appraisal Practice that pedal 

to 

disciosure 

or distribution by me. 

22. if this appraisal report was ransmitied as #n "electronic record” containing my "electronic signature.” as tose terms ae 

defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this 

‘appraisal report containing 

a copy or representation of my signature, the appraisal report shall be as effective, enforceable and 

valid as f 8 paper version of this appraisal report were delivered containing my original hand written signature. 

SUPERVISORY APPRAISER'S CERTIFICATION: The Supervisory Appraiser certifies and agrees hat 

1. 1 directly supervised the appraiser for this appraisal assignment, have read the appraisal report, and agree with he appraisers 

analysis, opinions. statements, conclusions, and the appraiser's certification. 

2. 

1 accept full responsibility for the contents of this appraisal report including, but nat limited 10, the appraiser's analysis, Opinions, 

3. The appraiser identified in this appraisal report is either 

a sub-contractor or an employee of the supervisory appraiser (of the 

| 

appraisal fir), is qualified to perform this appraisal, and is acceptable to perform this appraisal under the applicable state law 

i 

4. This appraisal report complies with the Uniform Standards of Professional Appraisal Practice that were adopted and 

‘promulgated by the Appraisal Standards Board of The Appraisal Foundation 

and that were in place at the time this appraisal 

report 

was prepared. 

5. If this appraisal report was transmitted 8s an “electronic record” containing my “electionic signature,” as those terms are 

defined in applicatie fexiaral and/or state laws (excluding sudio ano video recordings), or 3 facsimile transmission of this 

appraisal report containing @ Copy of reprasentation of my signature, the appraisal report shall De as effective, enforceable and 

vali 

83 if & paper version of this appraisal report were delivered containing my original hand writen signature. 

SUPERVISORY APPRAISER (ONLY IF REQUIRED) 

NY 

Date of inspection 

NE 

[lis inspect interior and exterior of subject property 

Date 

of Inspection 

COMPARABLE SALES 

i 

Did not inspect exterior of comparable sales from sireet | 

Did inspect exterior of comparable sales from street 

Date of Inspection 

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SUBJECT Pr{OtO ApOTXOUM

F& tL zgltatrna.re

FROrI Of',

8l,BJ€OT PTOPERTY

O.6*in. Llt lta2a

R:.AR OF

SUAJECT PNO'ERTY

s'rRrEr sc$ag

9r,r 5 d 1,

aalr{*ifrdn ork HoL.lDon sli,ln

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Ciadwin-Clare County Appraisal Service 

SUBJECT PHOTO ADDENDUM 

File No. 

 267Slakeshore 

Case No. 

Bocower Dale Holeo 

= 

Progerty Address 

2076 Lakeshore Dr 

his 

Cty 

Gladwin 

County 

Gladwin 

State 

[] 

Zip Code 

48624 

ienderClent 

Dale Holee/Don Smith 

Address 

NA, 

FRONT OF 

SUBJECT PROPERTY 

2875 Lakeshore Dr 

Gladwin, Mi 48624 

REAR OF 

SUBJECT PROPERTY 

STREET SCENE

ffi!*trtcls.e Co.rnlyApp..aaat S.!yro.

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Giadwin-Clare County Appraisal Service 

COMPARABLES 1-2-3 

Fig No. 

2975kkeshore 

Dale 

Case No 

Property Address 

2675 Lakeshoms Dr 

[adwin 

County 

Gladwin 

ie 

1 

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Gent 

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Sige 

Mi 

Zp Code 

COMPARABLE SALE # 

8734 island Lane 

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Beaverton, Mi 48612 

COMPARABLE SALE # 

708 Whispering Pines 

Glacwin, Mi 48624 

COMPARABLE SALE # 

© Four Seasons 

Gladwin, 

Mi 48624

Gisdvf n.Clare Countu ApErarsat Servrce

COIilHEXT ADbENOUT'

Fib No. 2g?Slaresnore

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Sotarlla

Dale Hotac

AP€i3s3 aa t€quitod b ba liceosed a]d are legulalod by h6 Midligel }oparln€nt of Licens,og aod Regrralor! Atrars r.

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Fib I{o. 2g?Slalesn;rie

Cas" ilo.

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File No. 

 2075iakeshore 

Case No 

Borrower Dale Holec 

Property Address 2575 Lakeshore 

Dr 

Clty Gladwin 

: 

County 

Gladwin 

State 

Mi 

ZipCode 

48624 

Lender/Ciient Dale Holec/Don Smithy 

Address NA, 

a 

~ 

Conifer 

Commercial Summary DECLARATION 

p! 

i 

[4] Insurance 

i 

Company 

POLICY NUMBER 

Policy Period 

at 12:01 AM. Standard Time at promise 

From; 

To: 

of named insured, 

CIRESO1699 

3012023 

TII0R024 

KIGAR REALTY LLC 

ro 

4 

BANKER KIGAR 

PO. 

1 

| 

20% W, CEDAR AVE. 

2485 

Ross. 

1 

i 

Wi 48824 

aM Ratz 

i 

Fh, 

/ 

| 

i 

This Commercial Errors & Omissions Coverage Part consists of this Deciarstion Form, the Commercial Errors A Omissions. 

Conditions Furen ans the coverage forms idicatad as appiicatie. 

THIS POLICY CONSISTS OF THE FOLLOWING COVERAGE PARTS FOR WHICH A PREMIUM IS INDICATED, THIS PREMIUM MAY 

| BE SUBJECT TO ADJUSTMENTS. 

dd 

Limits 

of surance 

Each Loss 

$1,000,000 

Each Policy Year 

$1,000,000 

Discrirmation Limit 

$250,000 

| 

Deductible 

so 

| 

TOTAL ADVANCE PREMIUM 

$1511 

| 

Retro Date: Full Prior Acts 

i 

LOCATION 

OF PREMISES 

- Own, rent or occupy - 

Promises 

No. Location 

Of Premises 

1 

208 W, CEDAR AVE., GLADWIN 11 48524 

SCHEDULE 

OF LIABILITY 

Cisssification 

Code 

Premium Basis 

Lo. ® 

Res! Estate Agency 

47052 

$526,070 

- (Soles) 

1 

: 

Total Location Premium 

$1,591 

Tots! Endorsement 

0 

| 

Total Premium 

$1,501 

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Tax Data 

File No. 

297Slakeshore 

Case No 

Borrower 

Dale Holec 

Property Address 2975 Lakeshore 

Dr 

2 

ie 

; 

County 

Gladwin 

State 

Mi 

ZipCode 

48824 

Lender/Ciient Dale Holec/Don Smith 

Address NA 

frem——————— 

, 

sdb) 

2975 LAKESHORE 

DR GLADWIN, 

Mi 48624 

(Property Address) 

Property Owner: HOLEC FRANCIS & FLORENCE 

TRUST 

Summary informatian 

Property 

Tax information food 

(550 vm charge you int Acint fo i rcond oak, Son cat for rent balboa, 

] 

- 

ore 

: 

Sid 

Sele 

SERRE 

A 

hit 

a dh 

tT 

yo Wo Ye fh Gide Coy 54 wee. ny 6g Titus Toe Saget” for the 

same 

Hay Current Year Tox Information displaved on the Gladwin County BSBA website is not actually current. To obiain Cusrent Tax baformation pisses 

search under the focal municipality or Contact them 

via phone or email for more infomation. 

ry 

SWITH JAMES BUION & BFF & 

MEEK JE 

HOW ROGER 

GLADWIN, 

M1 48624 

roc 

SEC 15 19 10 PARCEL COM SW COR OF LOT 20 OF SECORD DAK RESORT ADD NO 2 TH N SSDI 44MIN § 1105T AGNG SLINE OF 50 LOT THI 5 ERS Gain 

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HO0FT ALDNG CO KD RAW TH WAY PARA WITH 5 LINE OF SO LIT 20 80FT TH NWLY T0 OB 1/2 INT TO HOLEC TRUST 144187 OF A 1/2 INT TO BACH OF FOL 

SHAITH, JAMES. JON-JTFF 

& MEEK. SLL AS REC IN LI619443. DESC CORR 4726/3 

Recalculate amounts using a different Payment Date. 

Yo can CGR your anticipated Payment GER in Order 10 recsiculste amouns dus 23 of the specified cate for the property. 

eo | 

Total Tax & Foes 

N16 

Total Paid 

$120 

Produced by CICkFORMS Software 800-622-6727

Tax Data 

File No, 

 2875iakeshore 

Case No. 

Borrower 

Dale Holec 

Property Address 2975 Lakeshore Dr 

wen 

City Gladwin 

County 

Gladwin 

State 

Mi 

Zip Code 

48624 

Lender/Client 

Dale Holec/Dan Smith 

Address 

NA 

11 You a 

unable to fd th information that you ae fooking for on the 

is 

County BSA 

try doing a "Del 

Tas Search” hou the 

ieee 

Yea Tos rms 

ployed on the Glas County BSA website bs vt scaly sa, 

aba 

oss 

To 

eration please 

£orch sor the oc muncipely or contact them a phone o ama for or information 

direst 

Owe 

FOE acs 

& Bowser Taxpayer 

SEE OWNER INFORMATION 

259 

W RIDGE 

RD. 

RAT, 

M1 48624 

eT TO WL AM OF CKD 

4 

12060 99M 

J35EC W 4 39 ALONG WY ROW TH § BEG 23040 S0SEC 

w 

sor mus ors 

BOMAN'S 

TAORG BIN 23SEC 

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Produced by ClickFORMS Software 800-622-8727 

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